[McGLADREY & PULLEN, LLP LETTERHEAD]

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS






We have issued our report dated January 29, 2004  accompanying  the consolidated
financial statements of Wells Financial Corp. included in the 2003 Annual Report
of Wells  Financial  Corp. to its  shareholders  which is included in the Annual
Report  on  Form  10-KSB  for  the  year  ended  December  31,  2003  which  are
incorporated by reference in the Registration  Statement on Form S-8. We consent
to  the  incorporation  by  reference  in  the  Registration  Statement  of  the
aforementioned report.






                                                     /s/McGladrey & Pullen, LLP
                                                     ---------------------------
May 27, 2004                                         McGladrey & Pullen, LLP

Rochester, Minnesota