Reinsurance (Tables)

12 Months Ended

Dec. 31, 2020

Reinsurance [Abstract]

Impact of Reinsurance Ceded and Assumed on the Company's Net Premium Written and Earned

The following table summarizes the impact of reinsurance ceded and assumed on the Company's net premiums written and earned for the most recent three years:

	Premiums Written									Premiums Earned
	2020			2019			2018			2020			2019			2018
Direct	$	546,708		$	574,181		$	581,070		$	557,795		$	570,959		$	562,364
Ceded on direct		(106,561	)		(122,676	)		(138,102	)		(113,125	)		(124,446	)		(131,080	)
Net direct		440,147			451,505			442,968			444,670			446,513			431,284
Assumed		853			737			1,430			845			775			1,596
Ceded on assumed		–			–			–			–			–			–
Net assumed		853			737			1,430			845			775			1,596
Net	$	441,000		$	452,242		$	444,398		$	445,515		$	447,288		$	432,880

Components of Reinsurance Recoverable

Components of reinsurance recoverable at December 31, 2020 and 2019 are as follows:

	2020		2019
Case unpaid losses, net of allowance for reinsurance	$	166,171	$	166,675
Incurred but not reported unpaid losses and loss expenses		257,225		230,459
Paid losses and loss expenses		24,133		20,334
Unearned premiums		8,035		14,599
	$	455,564	$	432,067