Loss and Loss Expense Reserves (Tables)

6 Months Ended

Jun. 30, 2020

Loss and Loss Expense Reserves [Abstract]

Activity in Reserves for Losses and Loss Expenses

Activity in the reserves for losses and loss expenses for the six months ended June 30, 2020 and 2019 is summarized as follows.  All amounts are shown net of reinsurance, unless otherwise indicated.

	Six Months Ended
	June 30
	2020			2019
Reserves, gross of reinsurance recoverable, at the beginning of the year	$	988,305		$	865,339
Reinsurance recoverable on unpaid losses at the beginning of the year		398,305			375,935
Reserves at the beginning of the year		590,000			489,404
Provision for losses and loss expenses:
Claims occurring during the current period		150,366			179,211
Claims occurring during prior periods		(326	)		(1,656	)
Total incurred		150,040			177,555
Loss and loss expense payments:
Claims occurring during the current period		26,246			30,573
Claims occurring during prior periods		103,798			92,822
Total paid		130,044			123,395
Reserves at the end of the period		609,996			543,564
Reinsurance recoverable on unpaid losses at the end of the period		405,364			389,899
Reserves, gross of reinsurance recoverable, at the end of the period	$	1,015,360		$	933,463