Loss and Loss Expense Reserves (Tables)

9 Months Ended

Sep. 30, 2019

Loss and Loss Expense Reserves [Abstract]

Activity in Reserves for Losses and Loss Expenses

Activity in the reserves for losses and loss expenses for the nine months ended September 30, 2019 and 2018 is summarized as follows.  All amounts are shown net of reinsurance, unless otherwise indicated.

	Nine Months Ended
	September 30
	2019			2018
Reserves, gross of reinsurance recoverable, at the beginning of the year	$	865,339		$	680,274
Reinsurance recoverable on unpaid losses at the beginning of the year		375,935			308,143
Reserves at the beginning of the year		489,404			372,131
Provision for losses and loss expenses:
Claims occurring during the current period		263,925			229,644
Claims occurring during prior periods		(1,589	)		14,683
Total incurred		262,336			244,327
Loss and loss expense payments:
Claims occurring during the current period		53,836			49,510
Claims occurring during prior periods		133,196			123,167
Total paid		187,032			172,677
Reserves at the end of the period		564,708			443,781
Reinsurance recoverable on unpaid losses at the end of the period		395,987			334,056
Reserves, gross of reinsurance recoverable, at the end of the period	$	960,695		$	777,837