Note G - Other Operating Expenses

Details of other operating expenses for the years ended December 31:

	2017			2016			2015
Amortization of gross deferred policy acquisition costs	$	70,574		$	51,597		$	50,270
Other underwriting expenses		37,230			41,692			42,638
Reinsurance ceded credits		(23,187	)		(33,512	)		(28,956	)
Total underwriting expenses		84,617			59,777			63,952

Operating expenses of non-insurance companies		28,977			29,685			26,621
Total other operating expenses	$	113,594		$	89,462		$	90,573

During 2015, the Company entered into a consulting contract with an insurance brokerage firm of which a director of the Company is CEO and a Managing Director. The consulting contract provides for an annual fee of $300. For the years ended December 31, 2017 and 2016, the Company incurred expenses of $300 and $300, respectively, related to this agreement. The Company also has a brokerage agreement with this entity. The Company incurred commission expense in connection with insurance policies written in 2017 and 2016 under this brokerage agreement. Total commission expense for 2017, 2016 and 2015 was $674, $419 and $0, respectively.