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Shareholders' Equity, Capital Ratios and Other Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2017
Dec. 31, 2016
Banking and Thrift [Abstract]    
Schedule of Preferred Stock
The following table presents a summary of the Company's non-cumulative perpetual preferred stock:
 
 
 
 
 
 
 
 
 
March 31, 2017
 
December 31, 2016
 
Issuance Date
 
Earliest Redemption Date
 
Annual Dividend Rate
 
Liquidation Amount
 
Carrying Amount
 
Carrying Amount
 

 
 
 
 
 
(Dollars in thousands)
Series B Preferred Stock
8/5/2015
 
8/1/2025
 
6.625
%
 
$
80,000

 
$
76,812

 
$
76,812

Series C Preferred Stock
5/9/2016
 
5/1/2026
 
6.600
%
 
57,500

 
55,285

 
55,285

 
 
 
 
 
 
 
$
137,500

 
$
132,097

 
$
132,097

 
Actual Capital Amounts and Ratios 42825
The Company’s and IBERIABANK’s actual capital amounts and ratios as of March 31, 2017 and December 31, 2016 are presented in the following table.
(Dollars in thousands)
March 31, 2017
Minimum
 
Well-Capitalized
 
Actual
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Tier 1 Leverage
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
845,887

 
4.00
%
 
N/A

 
N/A
 
$
2,730,832

 
12.91
%
IBERIABANK
843,399

 
4.00

 
1,054,249

 
5.00
 
1,925,529

 
9.13

Common Equity Tier 1 (CET1) (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
798,791

 
4.50
%
 
N/A

 
N/A
 
$
2,598,735

 
14.64
%
IBERIABANK
796,259

 
4.50

 
1,150,153

 
6.50
 
1,925,529

 
10.88

Tier 1 Risk-Based Capital (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,065,054

 
6.00
%
 
N/A

 
N/A
 
$
2,730,832

 
15.38
%
IBERIABANK
1,061,679

 
6.00

 
1,415,572

 
8.00
 
1,925,529

 
10.88

Total Risk-Based Capital (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,420,073

 
8.00
%
 
N/A

 
N/A
 
$
3,003,882

 
16.92
%
IBERIABANK
1,415,572

 
8.00

 
1,769,465

 
10.00
 
2,082,079

 
11.77



 
December 31, 2016
 
Minimum
 
Well-Capitalized
 
Actual
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Tier 1 Leverage
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
818,440

 
4.00
%
 
N/A

 
N/A
 
$
2,221,528

 
10.86
%
IBERIABANK
816,152

 
4.00

 
1,020,190

 
5.00
 
1,878,703

 
9.21

Common Equity Tier 1 (CET1) (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
794,334

 
4.50
%
 
N/A

 
N/A
 
$
2,089,431

 
11.84
%
IBERIABANK
792,111

 
4.50

 
1,144,160

 
6.50
 
1,878,703

 
10.67

Tier 1 Risk-Based Capital (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,059,112

 
6.00
%
 
N/A

 
N/A
 
$
2,221,528

 
12.59
%
IBERIABANK
1,056,147

 
6.00

 
1,408,197

 
8.00
 
1,878,703

 
10.67

Total Risk-Based Capital (1)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,412,149

 
8.00
%
 
N/A

 
N/A
 
$
2,493,988

 
14.13
%
IBERIABANK
1,408,197

 
8.00

 
1,760,246

 
10.00
 
2,034,663

 
11.56