EX-99.2

Exhibit 99.2

Loss Share and Covered Assets

Update

April 15, 2013

Safe Harbor Language

To the extent that statements in this presentation and the accompanying press release relate to

future plans, objectives, financial results or performance of IBERIABANK Corporation, these statements are

deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of

1995. Such statements, which are based on management’s current information, estimates and assumptions

and the current economic environment, are generally identified by the use of the words “plan", “believe”,

“expect”,

“intend”,

“anticipate”,

“estimate”,

“project”

similar

expressions.

IBERIABANK

Corporation’s

actual

strategies and results in future periods may differ materially from those currently expected due to various risks

and uncertainties.

Actual results could differ materially because of factors such as the level of market volatility, our

ability to execute our growth strategy, including the availability of future FDIC-assisted failed bank opportunities,

unanticipated losses related to the integration of, and refinements to purchase accounting adjustments for,

acquired businesses and assets and assumed liabilities in these transactions, adjustments of fair values of

acquired

assets

and

assumed

liabilities

and

deferred

taxes

acquisitions,

actual

results

deviating

from

the

Company’s current estimates and assumptions of timing and amounts of cash flows, credit risk of our

customers, effects of the on-going correction in residential real estate prices and reduced levels of home sales,

sufficiency of our allowance for loan losses, changes in interest rates, access to funding sources, reliance on

the services of executive management, competition for loans, deposits and investment dollars, reputational risk

and social factors, changes in government regulations and legislation, increases in FDIC insurance

assessments, geographic concentration of our markets and economic conditions in these markets, rapid

changes in the financial services industry, dependence on our operational, technological, and organizational

systems or infrastructure and those of third-party providers of those services, hurricanes and other adverse

weather events, the modest trading volume of our common sock, and valuation of intangible assets. These and

other

factors

that

may

cause

actual

results

differ

materially

from

these

forward-looking

statements

are

discussed in the Company’s Annual Report on Form 10-K and other filings with the Securities and Exchange

Commission (the “SEC”), available at the SEC’s website, http://www.sec.gov, and the Company’s website,

http://www.iberiabank.com,

under

the

heading

“Investor

Information.”

All

information

this

presentation

and

the accompanying press release is as of the date of this release. The Company undertakes no duty to update

any forward-looking statement to conform to the statement to actual results or changes in the Company’s

expectations. Certain tabular presentations may not reconcile because of rounding.

Accounting Standard Adoption

•

The adoption of ASU No. 2012-06 requires shorter amortization

period over which to amortize our indemnification assets on

commercial loss share agreements associated with prior FDIC-

assisted acquisitions (8 years down to 5 years).

•

Expected to result in a reduction to net covered yield on the covered

loan portfolio of approximately 200 bps for the next 7 to 8 quarters

due to accelerated amortization on the indemnification assets.

•

Aggregate increased amortization impact over next 8 quarters is

approximately $24 million on a pre tax basis.

•

As of March 31, 2013, credit quality relative to original estimates has

improved by approximately $310 million.

Introductory Comments

Indemnification Asset and Covered Loan

Update

Impairment Charge of Indemnification Assets (IA)

•

The timing to Resolve FDIC assets continues to extend for various

reasons:

•

Credit Quality continues to improve and is significantly better than originally

expected. Improvement in credit performance is reflected in increased accretion

over the remaining life of the loans –

typically longer than the loss share

agreement and loss collection periods.

•

The ability to entertain bulk sales and note sales continues to be challenged

•

Probable losses starting to bridge the loss share coverage period

•

Judicial Court system continues to delay timely foreclosure on collateral dependent

or troubled assets

•

Expected valuation allowance (noninterest expense) of $32 million on

a pre tax basis ($0.70 per share after tax) against the IA.

•

Impact to Capital Ratios expected to be approximately 25 basis points.

Introductory Comments

Indemnification Asset and Covered Loan

Update

Financial Overview

Expected

Amortization Comparison

(Dollars in thousands)

$(30,000)

$(25,000)

$(20,000)

$(15,000)

$(10,000)

$(5,000)

Q1 2013

Q2 2013

Q3 2013

Q4 2013

Q1 2014

Q2 2014

Q3 2014

Q4 2014

Q1 2015

Indemnification Asset Expected Amortization

Post Adoption

Pre Adoption

Financial Overview

Expected Future Performance Metrics

(Dollars in thousands)

Projected Average

Loan Balances

and Net Yields (%)

Projected Average Balance (Left Hand Scale)

Projected Net Yield (Right Hand Scale)

Financial Overview

Expected Future Performance Metrics

(Dollars in thousands)

Projected Average Loan Balances and Net Yields ($)

Financial Overview

Performance Metrics –

Yields