Loans Receivable (Tables)

3 Months Ended

Mar. 31, 2012


(dollars in thousands)	March 31, 2012		December 31, 2011

Residential mortgage loans:
Residential 1-4 family	$	457,248	$	483,244
Construction/ Owner Occupied		15,228		16,143

Total residential mortgage loans		472,476		499,387

Commercial loans:
Real estate		3,263,960		3,318,982
Business		2,160,583		2,045,374

Total commercial loans		5,424,543		5,364,356

Consumer loans:
Indirect automobile		288,064		261,896
Home equity		1,092,989		1,061,437
Other		200,234		200,961

Total consumer loans		1,581,287		1,524,294

Total loans receivable	$	7,478,306	$	7,388,037

Schedule Of Non-Covered Loans Outstanding


(dollars in thousands)
Non-covered Loans:	March 31, 2012		December 31, 2011
Residential mortgage loans:
Residential 1-4 family	$	247,775	$	266,970
Construction/ Owner Occupied		15,228		16,143

Total residential mortgage loans		263,003		283,113

Commercial loans:
Real estate		2,580,727		2,591,013
Business		2,020,510		1,896,496

Total commercial loans		4,601,237		4,487,509

Consumer loans:
Indirect automobile		288,064		261,896
Home equity		871,489		826,463
Other		193,851		194,607

Total consumer loans		1,353,404		1,282,966

Total non-covered loans receivable	$	6,217,644	$	6,053,588

Schedule Of Non-Covered Loans On Nonaccrual Status


(dollars in thousands)	March 31, 2012		December 31, 2011

Residential
Prime	$	3,796	$	4,910
Subprime		—		—
Commercial

Real Estate - Construction		2,409		2,582
Real Estate - Other		32,257		33,451
Business		6,629		6,622
Consumer
Indirect Automobile		861		994
Home Equity		6,296		4,873
Credit Card		408		403
Other		541		619

Total	$	53,197	$	54,454

Schedule Of Carrying Amount Of Acquired Covered Loans


(dollars in thousands)	March 31, 2012
Covered loans	ASC 310-30 Loans		Non- ASC 310-30 Loans		Total Covered Loans

Residential mortgage loans:

Residential 1-4 family	$	31,031	$	178,442	$	209,473

Total residential mortgage loans		31,031		178,442		209,473

Commercial loans:
Real estate		15,507		667,726		683,233
Business		3,121		136,952		140,073

Total commercial loans		18,628		804,678		823,306

Consumer loans:
Home equity		27,967		193,533		221,500
Other		11		6,372		6,383

Total consumer loans		27,978		199,905		227,883

Total covered loans receivable	$	77,637	$	1,183,025	$	1,260,662


(dollars in thousands)	December 31, 2011
Covered loans	ASC 310-30 Loans		Non- ASC 310-30 Loans		Total Covered Loans

Residential mortgage loans:

Residential 1-4 family	$	31,809	$	184,465	$	216,274

Total residential mortgage loans		31,809		184,465		216,274

Commercial loans:
Real estate		23,127		704,841		727,968
Business		4,053		144,825		148,878

Total commercial loans		27,180		849,666		876,846

Consumer loans:
Home equity		30,267		204,707		234,974
Other		116		6,239		6,355

Total consumer loans		30,383		210,946		241,329

Total covered loans receivable	$	89,372	$	1,245,077	$	1,334,449

Schedule Of FDIC Loss Share Receivable


(dollars in thousands)	Three Months Ended March 31,
	2012			2011

Balance, beginning of period	$	591,844		$	726,871
Increase due to loan loss provision recorded on FDIC covered loans		684			6,784

(Amortization) Accretion		(27,927	)		(21,913	)
Submission of reimbursable losses to the FDIC		(28,418	)		(23,848	)
Other		1,265			1,110


Balance, end of period	$	537,448		$	689,004

Summary Of Changes In Accretable Yields Of Acquired Loans


(dollars in thousands)
March 31, 2012	Acquired Impaired Loans			Acquired Performing Loans			Total Acquired Loan Portfolio

Balance, beginning of period	$	83,834		$	386,977		$	470,811
Net transfers from (to) nonaccretable difference to (from) accretable yield		(2,071	)		27,206			25,135
Accretion		(6,275	)		(55,697	)		(61,972	)

Balance, end of period	$	75,488		$	358,486		$	433,974


(dollars in thousands)
March 31, 2011	Acquired Impaired Loans			Acquired Performing Loans			Total Acquired Loan Portfolio

Balance, beginning of period	$	82,381		$	626,190		$	708,571
Net transfers from (to) nonaccretable difference to (from) accretable yield		(19,304	)		(119,149	)		(138,453	)
Accretion		(5,915	)		(48,210	)		(54,125	)

Balance, end of period	$	57,162		$	458,831		$	515,993

Schedule Of Modified TDRs


(dollars in thousands)	2012		2011

Extended maturities	$	441	$	—
Interest rate adjustment		489		—
Maturity and interest rate adjustment		2,509		6,470
Extension of interest-rate only payments		622		—
Forbearance		—		—
Covenant modifications		—		—
Other concession(s)⁽¹⁾		—		—

Total	$	4,061	$	6,470

(1)	Other concessions include concessions or a combination of concessions that do not consist of maturity extensions, interest rate adjustments, forbearance, and covenant modifications.

Total TDRs [Member]

Loans Receivable [Line Items]

Schedule Of Troubled Debt Restructurings


	Total TDRs
(dollars in thousands)	Accruing Loans
	Current		Past Due Greater than 30 Days		Nonaccrual TDRs		Total TDRs
March 31, 2012
Residential
Prime	$	—	$	—	$	—	$	—
Commercial
Real Estate		650		—		24,477		25,127
Business		26		—		1,957		1,983
Consumer
Indirect Automobile		—		—		—		—
Home Equity		—		—		229		229
Credit Card		—		—		—		—
Other		—		—		—		—

Total	$	676	$	—	$	26,663	$	27,339

March 31, 2011
Residential
Prime	$	—	$	—	$	—	$	—
Commercial
Real Estate		56		—		21,653		21,709
Business		—		—		1,870		1,870
Consumer
Indirect Automobile		—		—		—		—
Home Equity		—		—		—		—
Credit Card		—		—		—		—
Other		—		—		—		—

Total	$	56	$	—	$	23,523	$	23,579

Covered TDRs [Member]

Loans Receivable [Line Items]

Schedule Of Subsequently Defaulted TDRs


	March 31, 2012						March 31, 2011
(in thousands, except number of loans)	Number of Loans		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Loans		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
TDRs occurring during the three-month period
Residential
Prime		—	$	—	$	—		—	$	—	$	—
Commercial
Real Estate		11		4,036		3,773		3		5,039		4,609
Business		1		27		—		2		5,440		1,861
Consumer
Indirect Automobile		—		—		—		—		—		—
Home Equity		—		—		—		—		—		—
Credit Card		—		—		—		—		—		—
Other		1		—		—		—		—		—

Total		13	$	4,063	$	3,773		5	$	10,479	$	6,470


	March 31, 2012				March 31, 2011
Total TDRs that subsequently defaulted in the past 12 months	Number of Loans		Recorded Investment		Number of Loans		Recorded Investment
Residential
Prime		—	$	—		—	$	—
Commercial
Real Estate		40		24,053		36		21,709
Business		6		1,866		4		1,870
Consumer
Indirect Automobile		—		—		—		—
Home Equity		—		—		—		—
Credit Card		—		—		—		—
Other		1		—		—		—

Total		47	$	25,919		40	$	23,579

Non-Covered Loans Excluding Acquired Loans [Member]

Loans Receivable [Line Items]

Schedule Of Aging Of Loans


(dollars in thousands)	Non-covered loans excluding acquired loans
	Past Due ⁽¹⁾						Total past due		Current		Total non- covered loans, net of unearned income		Recorded investment > 90 days and accruing
March 31, 2012	30-59 days		60-89 days		Greater than 90 days		Total past due		Current		Total non- covered loans, net of unearned income		Recorded investment > 90 days and accruing

Residential
Prime	$	507	$	363	$	4,759	$	5,629	$	253,297	$	258,926	$	963
Subprime		—		—		—		—		—		—		—
Commercial
Real Estate - Construction		6		—		2,409		2,415		296,203		298,618		—
Real Estate- Other		1,411		84		32,366		33,861		1,808,838		1,842,699		108
Commercial Business		1,977		—		6,653		8,630		1,926,459		1,935,089		24
Consumer
Indirect Automobile		498		191		861		1,550		277,236		278,786		—
Home Equity		2,248		182		6,422		8,852		795,167		804,019		127
Credit Card		125		79		408		612		45,297		45,909		—
Other		342		52		542		936		134,756		135,692		—

Total	$	7,114	$	951	$	54,420	$	62,485	$	5,537,253	$	5,599,738	$	1,222


(dollars in thousands)	Non-covered loans excluding acquired loans
	Past Due ⁽¹⁾						Total past due		Current		Total loans, net of unearned income		Recorded investment > 90 days and accruing
December 31, 2011	30-59 days		60-89 days		Greater than 90 days		Total past due		Current		Total loans, net of unearned income		Recorded investment > 90 days and accruing

Residential
Prime	$	731	$	325	$	6,009	$	7,065	$	271,534	$	278,599	$	1,099
Subprime		—		—		—		—		—		—		—
Commercial
Real Estate - Construction		266		—		2,582		2,848		273,824		276,672		—
Real Estate- Other		880		54		34,087		35,021		1,778,235		1,813,256		636
Commercial Business		302		277		6,642		7,221		1,793,959		1,801,180		20
Consumer
Indirect Automobile		1,232		159		994		2,385		248,070		250,455		—
Home Equity		3,102		717		4,955		8,774		741,968		750,742		82
Credit Card		467		107		403		977		46,786		47,763		—
Other		349		147		623		1,119		129,640		130,759		4

Total	$	7,329	$	1,786	$	56,295	$	65,410	$	5,284,016	$	5,349,426	$	1,841

⁽¹⁾	Past due loans include loans on nonaccrual status as of the period indicated. Nonaccrual loans are presented separately in the "Nonaccrual Loans" section below.

Non-Covered Acquired Loans [Member]

Loans Receivable [Line Items]

Schedule Of Aging Of Loans


(dollars in thousands)	Acquired loans from OMNI and Cameron
	Past Due ⁽¹⁾
March 31, 2012	30-59 days		60-89 days		Greater than 90 days		Total past due		Current		Discount			Total non- covered loans, net of unearned income		Recorded investment > 90 days and accruing

Residential
Prime	$	—	$	155	$	185	$	340	$	4,031	$	(294	)	$	4,077	$	185
Subprime		—		—		—		—		—		—			—		—
Commercial
Real Estate - Construction		992		178		3,263		4,433		44,671		(4,610	)		44,494		93
Real Estate-Other		3,473		893		31,106		35,472		400,364		(40,920	)		394,916		1,504
Commercial Business		953		2		716		1,671		95,138		(11,388	)		85,421		12
Consumer
Indirect Automobile		85		12		181		278		9,000		—			9,278		—
Home Equity		1,173		317		4,317		5,807		63,465		(1,802	)		67,470		396
Credit Card		—		—		—		—		—		—			—		—
Other		124		23		383		530		18,909		(7,189	)		12,250		—

Total	$	6,800	$	1,580	$	40,151	$	48,531	$	635,578	$	(66,203	)	$	617,906	$	2,190


(dollars in thousands)	Acquired loans from OMNI and Cameron
	Past Due ⁽¹⁾
December 31, 2011	30-59 days		60-89 days		Greater than 90 days		Total past due		Current		Discount			Total non- covered loans, net of unearned income		Recorded investment > 90 days and accruing

Residential
Prime	$	124	$	60	$	185	$	369	$	4,145	$	—		$	4,514	$	185
Subprime		—		—		—		—		—		—			—		—
Commercial
Real Estate - Construction		629		—		3,755		4,384		61,705		(6,458	)		59,631		345
Real Estate-Other		7,213		4,036		29,725		40,974		448,288		(47,808	)		441,454		794
Commercial Business		183		69		639		891		105,796		(11,371	)		95,316		3
Consumer
Indirect Automobile		171		10		258		439		10,813		189			11,441		—
Home Equity		2,509		125		4,104		6,738		73,822		(4,839	)		75,721		438
Credit Card		—		—		—		—		—		—			—		—
Other		413		545		571		1,529		16,067		(1,511	)		16,085		150

Total	$	11,242	$	4,845	$	39,237	$	55,324	$	720,636	$	(71,798	)	$	704,162	$	1,915

⁽¹⁾	Past due information includes loans acquired from OMNI and Cameron at the gross contractual balance outstanding at March 31, 2012 and December 31, 2011.