Allowance For Loan Losses And Credit Quality (Tables)

12 Months Ended

Dec. 31, 2011

Financing Receivable, Allowance For Credit Losses [Line Items]

Schedule Of Allowance For Loan Losses For Covered And Non-Covered Loan Portfolio

(dollars in thousands)	2011			2010			2009
Balance, beginning of year	$	136,100		$	55,768		$	40,872
Provision charged to operations		25,867			42,451			45,370
Provision recorded through FDIC loss share receivable		57,121			64,922			147
Decrease in balance for transfer of covered loans to OREO		(17,143	)		—			—
Loans charged-off		(16,159	)		(33,858	)		(33,267	)
Recoveries		7,975			6,817			2,646
Balance, end of year	$	193,761		$	136,100		$	55,768

(dollars in thousands)	December 31, 2011
	Covered Loans			Non-covered loans			Total
Balance, beginning of year	$	73,640		$	62,460		$	136,100
Provision for loan losses before benefit attributable to FDIC loss share agreements		63,014			19,974			82,988
Benefit attributable to FDIC loss share agreements		(57,121	)		—			(57,121	)
Net provision for loan losses		5,893			19,974			25,867
Increase in FDIC loss share receivable or discount		57,121			—			57,121
Transfer of balance to OREO		(17,143	)		—			(17,143	)
Loans charged-off		(1,137	)		(15,022	)		(16,159	)
Recoveries		526			7,449			7,975
Balance, end of year	$	118,900		$	74,861		$	193,761

(dollars in thousands)	December 31, 2010
	Covered Loans			Non-covered loans			Total
Balance, beginning of year	$	145		$	55,623		$	55,768
Provision for loan losses before benefit attributable to FDIC loss share agreements		73,819			33,554			107,373
Benefit attributable to FDIC loss share agreements		(64,922	)		—			(64,922	)
Net provision for loan losses		8,897			33,554			42,451
Increase in FDIC loss share receivable		64,922			—			64,922
Loans charged-off		(325	)		(33,533	)		(33,858	)
Recoveries		1			6,816			6,817
Balance, end of year	$	73,640		$	62,460		$	136,100

(dollars in thousands)	December 31, 2009
	Covered Loans			Non-covered loans			Total
Balance, beginning of year	$	—		$	40,872		$	40,872
Provision for loan losses before benefit attributable to FDIC loss share agreements		—			45,370			45,370
Benefit attributable to FDIC loss share agreements		—			—			—
Net provision for loan losses		—			45,370			45,370
Increase in FDIC loss share receivable		147			—			147
Loans charged-off		(2	)		(33,265	)		(33,267	)
Recoveries		—			2,646			2,646
Balance, end of year	$	145		$	55,623		$	55,768

Schedule Of Allowance For Loan Losses For Non-Covered Loans, By Loan Portfolio

(dollars in thousands)
	Commercial Real Estate			Commercial Business			Consumer			Mortgage			Unallocated		Total
December 31, 2011
Allowance for loan losses
Balance, beginning of period	$	31,390		$	16,473		$	13,332		$	1,265		$	—	$	62,460
(Reversal of) Provision for loan losses		6,809			9,533			3,847			(215	)		—		19,974
Loans charged off		(7,656	)		(471	)		(6,673	)		(222	)		—		(15,022	)
Recoveries		5,061			170			2,149			69			—		7,449
Balance, end of period		35,604			25,705			12,655			897			—		74,861
Allowance on loans individually evaluated for impairment	$	1,874		$	179		$	—		$	133		$	—	$	2,186
Allowance on loans collectively evaluated for impairment		33,730			25,526			12,655			764			—		72,675
Loans, net of unearned income
Balance, end of period	$	2,591,013		$	1,896,496		$	1,282,966		$	283,113		$	—	$	6,053,588
Balance, end of period: Loans individually evaluated for impairment		34,541			6,530			231			1,009			—		42,311
Balance, end of period: Loans collectively evaluated for impairment		2,556,472			1,889,966			1,282,735			282,104			—		6,011,277
Balance, end of period: Loans acquired with deteriorated credit quality		4,835			26,531			4,129			—			—		35,495

(dollars in thousands)
	Commercial Real Estate			Commercial Business			Consumer			Mortgage			Unallocated		Total
December 31, 2010
Allowance for loan losses
Balance, beginning of period	$	30,771		$	12,845		$	10,664		$	1,343		$	—	$	55,623
Provision for loan losses		18,563			4,407			9,898			687			—		33,554
Loans charged off		(22,671	)		(914	)		(9,108	)		(840	)		—		(33,533	)
Recoveries		4,727			135			1,878			76			—		6,816
Balance, end of period		31,390			16,473			13,332			1,265			—		62,460
Allowance on loans individually evaluated for impairment	$	206		$	—		$	—		$	—		$	—	$	206
Allowance on loans collectively evaluated for impairment		31,184			16,473			13,332			1,265			—		62,254
Loans, net of unearned income
Balance, end of period	$	1,781,744		$	1,341,352		$	959,503		$	369,986		$	—	$	4,452,585
Balance, end of period: Loans individually evaluated for impairment		29,222			4,955			—			—			—		34,177
Balance, end of period: Loans collectively evaluated for impairment		1,752,522			1,336,397			959,503			369,986			—		4,418,408
Balance, end of period: Loans acquired with deteriorated credit quality		645			—			—			—			—		645

Schedule Of Allowance For Loan Losses For Covered Loans, By Loan Portfolio

(dollars in thousands)
	Commercial Real Estate			Commercial Business			Consumer			Mortgage			Unallocated		Total
December 31, 2011
Allowance for loan losses
Balance, beginning of period	$	26,439		$	6,657		$	12,201		$	28,343		$	—	$	73,640
(Reversal of) Provision for loan losses		6,762			392			971			(2,232	)		—		5,893
(Decrease) Increase in FDIC loss share receivable		50,079			2,899			7,188			(3,045	)		—		57,121
Transfer of balance to OREO		(13,316	)		(160	)		(1,705	)		(1,962	)		—		(17,143	)
Loans charged off		(1,073	)		—			(42	)		(22	)		—		(1,137	)
Recoveries		284			—			140			102			—		526
Balance, end of period		69,175			9,788			18,753			21,184			—		118,900
Allowance on loans individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—	$	—
Allowance on loans collectively evaluated for impairment		69,175			9,788			18,753			21,184			—		118,900
Loans, net of unearned income
Balance, end of period	$	727,968		$	148,878		$	241,329		$	216,274		$	—	$	1,334,449
Balance, end of period: Loans individually evaluated for impairment		—			—			—			—			—		—
Balance, end of period: Loans collectively evaluated for impairment		727,968			148,878			241,329			216,274			—		1,334,449
Balance, end of period: Loans acquired with deteriorated credit quality		23,127			4,053			30,383			31,809			—		89,372

(dollars in thousands)
	Commercial Real Estate			Commercial Business		Consumer			Mortgage			Unallocated		Total
December 31, 2010
Allowance for loan losses
Balance, beginning of period	$	—		$	—	$	—		$	145		$	—	$	145
Provision for loan losses		3,192			802		1,476			3,426			—		8,897
Increase in FDIC loss share receivable		23,294			5,855		10,773			25,000			—		64,922
Loans charged off		(49	)		—		(48	)		(228	)		—		(325	)
Recoveries		1			—		—			—			—		1
Balance, end of period		26,439			6,657		12,201			28,343			—		73,640
Allowance on loans individually evaluated for impairment	$	—		$	—	$	—		$	—		$	—	$	—
Allowance on loans collectively evaluated for impairment		26,439			6,657		12,201			28,343			—		73,640
Loans, net of unearned income
Balance, end of period	$	865,363		$	174,504	$	281,494		$	261,386		$	—	$	1,582,747
Balance, end of period: Loans individually evaluated for impairment		—			—		—			—			—		—
Balance, end of period: Loans collectively evaluated for impairment		865,363			174,504		281,494			261,386			—		1,582,747
Balance, end of period: Loans acquired with deteriorated credit quality		146,331			6,119		60,232			50,566			—		263,248

Schedule Of Investment In Impaired Loan

(dollars in thousands)
December 31, 2011	Recorded Investment		Unpaid Principal Balance		Related Allowance			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial Loans
Real Estate	$	32,267	$	32,267	$	—		$	35,673	$	173
Business		6,403		6,403		—			8,642		144
With an allowance recorded
Mortgage Loans
Residential – Prime	$	4,763	$	4,910	$	(147	)	$	6,163	$	30
Residential – Subprime		—		—		—			—		—
Commercial Loans
Real Estate		1,430		3,304		(1,874	)		3,315		26
Business		40		219		(179	)		423		5
Consumer Loans
Indirect automobile		987		994		(7	)		1,399		40
Credit card		391		403		(12	)		440		—
Home equity		4,826		4,873		(47	)		5,014		59
Other		608		619		(11	)		797		8
Total
Mortgage Loans	$	4,763	$	4,910		(147	)	$	6,163	$	30
Commercial Loans		40,140		42,193		(2,053	)		48,053		348
Consumer Loans		6,812		6,889		(77	)		7,650		107

(dollars in thousands)
December 31, 2010	Recorded Investment		Unpaid Principal Balance		Related Allowance			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial Loans
Real Estate	$	21,539	$	21,539	$	—		$	25,433	$	936
Business		6,761		6,761		—			6,847		278
With an allowance recorded
Mortgage Loans
Residential – Prime	$	5,895	$	5,916	$	(21	)	$	4,412	$	215
Residential – Subprime		—		—		—			—		—
Commercial Loans
Real Estate		6,532		6,738		(206	)		6,745		302
Business		—		—		—			—		—
Consumer Loans
Indirect automobile		1,035		1,046		(11	)		980		59
Credit card		369		378		(9	)		376		—
Home equity		5,405		5,466		(61	)		5,909		239
Other		1,199		1,233		(34	)		1,490		26
Total
Mortgage Loans	$	5,895	$	5,916	$	(21	)	$	4,412	$	215
Commercial Loans		34,832		35,038		(206	)		39,025		1,516
Consumer Loans		8,008	$	8,123		(115	)		8,755		324

Covered Loans [Member]

Financing Receivable, Allowance For Credit Losses [Line Items]

Investment In Covered Loans And Non-Covered Loan By Credit Quality Indicator

(dollars in thousands)	Covered Loans
	Commercial
December 31, 2011	Real Estate
Credit quality indicator by asset risk classification	Construction		Other		Business		Total
Pass	$	59,936	$	282,974	$	72,563	$	415,473
Special Mention		17,336		87,409		10,965		115,710
Substandard		169,726		349,155		61,268		580,149
Doubtful		705		22,636		4,082		27,423
Total	$	247,703	$	742,174	$	148,878	$	1,138,755
		Discount						(261,909	)
		Covered commercial loans, net					$	876,846

	Mortgage
Credit risk by payment status	Prime		Subprime		Total
Current	$	233,305	$	—	$	233,305
Past due greater than 30 days		94,553		—		94,553
Total	$	327,858	$	—	$	327,858
Discount						(111,584	)
Covered mortgage loans, net					$	216,274

	Consumer
Credit risk by payment status	Indirect Automobile		Credit Card		Home Equity		Other		Total
Current	$	—	$	875	$	193,366	$	4,880	$	199,121
Past due greater than 30 days		—		94		107,520		534		108,148
Total	$	—	$	969	$	300,886	$	5,414	$	307,269
Discount										(65,940	)
Covered consumer loans, net									$	241,329

(dollars in thousands)	Covered Loans
	Commercial
December 31, 2010	Real Estate
Credit quality indicator by asset risk classification	Construction		Other		Business		Total
Pass	$	144,423	$	385,910	$	126,176	$	656,509
Special Mention		27,783		104,228		7,475		139,486
Substandard		245,872		402,397		39,462		687,731
Doubtful		5,245		17,951		1,390		24,586
Total	$	423,323	$	910,486	$	174,503	$	1,508,312
		Discount						(468,445	)
		Covered commercial loans, net					$	1,039,867

	Mortgage
Credit risk by payment status	Prime		Subprime		Total
Current	$	294,399	$	—	$	294,399
Past Due greater than 30 days		107,744		—		107,744
Total	$	402,143	$	—	$	402,143
Discount						(140,757	)
Covered mortgage loans, net					$	261,386

	Consumer
Credit risk by payment status	Indirect Automobile		Credit Card		Home Equity		Other		Total
Current	$	—	$	1,079	$	230,924	$	5,439	$	237,442
Past Due greater than 30 days		—		76		142,748		837		143,661
Total	$	—	$	1,155	$	373,672	$	6,276	$	381,103
Discount										(99,609	)
Covered consumer loans, net									$	281,494

Non-Covered Loans [Member]

Financing Receivable, Allowance For Credit Losses [Line Items]

Investment In Covered Loans And Non-Covered Loan By Credit Quality Indicator

(dollars in thousands)	Non-covered loans excluding acquired loans
	Commercial Real Estate Construction				Commercial Real Estate- Other				Commercial Business
Credit quality indicator by asset risk classification	2011		2010		2011		2010		2011		2010
Pass	$	249,669	$	236,830	$	1,689,455	$	1,422,506	$	1,729,279	$	1,322,977
Special Mention		18,274		17,918		62,868		25,524		46,225		7,455
Substandard		8,559		10,204		55,236		68,005		25,477		8,105
Doubtful		170		296		5,697		461		199		2,815
Total		276,672		265,248		1,813,256		1,516,496		1,801,180		1,341,352
Discount		—		—		—		—		—		—
Non-covered commercial loans, net	$	276,672	$	265,248	$	1,813,256	$	1,516,496	$	1,801,180	$	1,341,352

	Mortgage - Prime				Mortgage - Subprime
Credit risk by payment status	2011		2010		2011		2010
Current	$	271,534	$	362,366	$	—	$	—
Past due greater than 30 days		7,065		7,620		—		—
Total		278,599		369,986		—		—
Discount		—		—		—		—
Non-covered mortgage loans, net	$	278,599	$	369,986	$	—	$	—
	Indirect Automobile				Credit Card
Credit risk by payment status	2011		2010		2011		2010
Current	$	248,070	$	253,109	$	46,786	$	42,298
Past due greater than 30 days		2,385		2,213		977		618
Total	$	250,455	$	255,322	$	47,763	$	42,916
	Home Equity				Consumer - Other
Credit risk by payment status	2011		2010		2011		2010
Current	$	741,968	$	546,755	$	129,640	$	103,766
Past due greater than 30 days		8,774		8,994		1,119		1,750
Total		750,742		555,749		130,759		105,516
Discount		—		—		—		—
Non-covered consumer loans, net	$	750,742	$	555,749	$	130,759	$	105,516

Acquired Loans [Member]

Financing Receivable, Allowance For Credit Losses [Line Items]

Investment In Covered Loans And Non-Covered Loan By Credit Quality Indicator

(dollars in thousands)	Acquired Loans from OMNI and Cameron
	Commercial Real Estate Construction					Commercial Real Estate- Other					Commercial Business
Credit quality indicator by asset risk classification	2011			2010		2011			2010		2011			2010
Pass	$	51,510		$	—	$	360,598		$	—	$	94,760		$	—
Special Mention		9,138			—		53,503			—		7,870			—
Substandard		5,441			—		75,161			—		4,057			—
Doubtful		—			—		—			—		—			—
Total		66,089			—		489,262			—		106,687			—
Discount		(6,458	)		—		(47,808	)		—		(11,371	)		—
Non-covered commercial loans, net	$	59,631			—	$	441,454		$	—	$	95,316		$	—

	Mortgage - Prime					Mortgage - Subprime
Credit risk by payment status	2011			2010		2011			2010
Current	$	4,145		$	—	$	—		$	—
Past due greater than 30 days		369			—		—			—
Total		4,514			—		—			—
Discount		0			—		—			—
Non-covered mortgage loans, net	$	4,514		$	—	$	—		$	—
	Indirect Automobile					Credit Card
Credit risk by payment status	2011			2010		2011			2010
Current	$	10,813		$	—	$	—		$	—
Past due greater than 30 days		439			—		—			—
Total	$	11,252		$	—	$	—			—
Discount		189			—		—			—
Non-covered consumer loans, net	$	11,441		$	—	$	—		$	—
	Home Equity					Consumer - Other
Credit risk by payment status	2011			2010		2011			2010
Current	$	73,822		$	—	$	16,067		$	—
Past due greater than 30 days		6,738			—		1,529			—
Total		80,560			—		17,596			—
Discount		(4,839	)		—		(1,511	)		—
Non-covered consumer loans, net	$	75,721		$	—	$	16,085		$	—