-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, PMjxif5SvlREMsg+W12AQO3BZ80bGnms7YkamcB7xzbUgX3dKKO6bDw0ItLGgvXX xRHPataF3dOx80zUdcrwPQ== 0001193125-10-135525.txt : 20100609 0001193125-10-135525.hdr.sgml : 20100609 20100609091115 ACCESSION NUMBER: 0001193125-10-135525 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20100608 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20100609 DATE AS OF CHANGE: 20100609 FILER: COMPANY DATA: COMPANY CONFORMED NAME: IBERIABANK CORP CENTRAL INDEX KEY: 0000933141 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 721280718 STATE OF INCORPORATION: LA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-25756 FILM NUMBER: 10886049 BUSINESS ADDRESS: STREET 1: 200 WEST CONGRESS STREET CITY: LAFAYETTE STATE: LA ZIP: 70505 BUSINESS PHONE: 3375214003 MAIL ADDRESS: STREET 1: 200 WEST CONGRESS STREET CITY: LAFAYETTE STATE: LA ZIP: 70505 FORMER COMPANY: FORMER CONFORMED NAME: ISB FINANCIAL CORP/LA DATE OF NAME CHANGE: 19941123 8-K 1 d8k.htm FORM 8-K Form 8-K

 

 

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 8, 2010

 

 

IBERIABANK CORPORATION

(Exact name of Registrant as Specified in Charter)

 

 

 

Louisiana   0-25756   72-1280718

(State or Other Jurisdiction

of Incorporation)

 

(Commission

File Number)

 

(I.R.S. Employer

Identification No.)

200 West Congress Street, Lafayette, Louisiana 70501

(Address of Principal Executive Offices)

(337) 521-4003

Registrant’s telephone number, including area code

NOT APPLICABLE

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

 


Item 8.01 Other Events

On June 8, 2010, the Company commented on its potential exposure to the Deepwater Horizon oil spill in the Gulf of Mexico. A copy of the related press release dated June 8, 2010, is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

 

Item 9.01 Financial Statements and Exhibits

 

(d) Exhibits

99.1 Press release dated June 8, 2010.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

 

  IBERIABANK CORPORATION
Date: June 9, 2010   By:   /S/    DARYL G. BYRD        
    Daryl G. Byrd
    President and Chief Executive Officer


EXHIBIT INDEX

 

Exhibit
Number

    
99.1    Press release dated June 8, 2010.

 

4

EX-99.1 2 dex991.htm PRESS RELEASE Press Release

Exhibit 99.1

LOGO

FOR IMMEDIATE RELEASE

June 8, 2010

Contact:

Daryl G. Byrd, President and CEO (337) 521-4003

John R. Davis, Senior Executive Vice President (337) 521-4005

IBERIABANK Corporation Comments Regarding Events in the Gulf of Mexico

LAFAYETTE, LOUISIANA – In response to recent inquiries from media and investors, IBERIABANK Corporation (NASDAQ: IBKC), holding company of the 123-year-old IBERIABANK (www.iberiabank.com) and IBERIABANK fsb (www.IBERIABANKfsb.com), commented on its potential exposure to the Deepwater Horizon oil spill in the Gulf of Mexico. Overall, the Company believes it has a very small exposure to industries that have been and continue to be impacted by this unfortunate event.

Three industries that face the greatest perceived impact of this event are fishing and seafood, seasonal beach tourist businesses, and the energy sector in the Gulf of Mexico. The Company’s total loan portfolio of $5.7 billion at March 31, 2010 is geographically diverse with limited industry concentrations, particularly as related to those three industries.

First, the Company’s exposure to the fishing and seafood industries (NAICS codes 1125, 114, and 3117) was less than $10,000 at May 31, 2010.

Second, the Company has essentially no credit exposure to seasonal beach tourist businesses. The Company has no branches or lending activity in the Panhandle of Florida or on the Alabama coast. The Company has 36 commercial bank branches and two mortgage loan offices in southwestern, southeastern, and northeastern Florida. In aggregate, approximately 26% of the Company’s total loan portfolio at March 31, 2010 was covered under FDIC loss share protection. Of the Company’s Florida loans outstanding, nearly all were covered under these FDIC agreements for losses incurred over the next five years for commercial loans and 10 years for residential loans. The Company believes the FDIC loss share agreements and the substantial purchase discounts on those loans provide comprehensive loss protection.

Third, energy and energy transportation-related credits (NAICS codes 211, 33313, 3366, 3369, 4247, 4831, 4832, and 4883) totaled approximately $183 million, or 3% of total loans, at May 31, 2010 (aggregate loan commitments totaled $284 million in this portfolio.) The Company believes some of these clients may have varying degrees of impact, positive or negative, to the Deepwater Horizon oil spill and associated clean-up activities. Based on a preliminary review of these energy-related businesses, the Company currently estimates clients with a direct impact had aggregate loan balances of approximately $67 million (1% of total loans), those with an indirect impact totaled approximately $17 million (less than 1% of total loans), and those clients with no perceived impact totaled approximately $99 million.

Daryl G. Byrd, President and Chief Executive Officer, commented, “We are deeply disappointed by the tragic events associated with this oil spill and its subsequent ecologic and economic impacts. We remain hopeful for the rapid resolution of this devastating situation and the full restoration of our beautiful coastal communities.” Byrd continued, “Our conservative culture and considerable diversification have served our Company and shareholders well through challenging times—be it man-made or Mother Nature. Our historical client profile and lending disciplines result in a client base that tends to maintain strong liquidity positions to withstand or benefit in this type of environment.”

 

1


IBERIABANK Corporation

IBERIABANK Corporation is a multi-bank financial holding company with 210 combined offices, including 136 bank branch offices in Louisiana, Arkansas, Tennessee, Alabama, Texas, and Florida, 26 title insurance offices in Arkansas and Louisiana, and mortgage representatives in 48 locations in 12 states.

The Company’s common stock trades on the NASDAQ Global Select Market under the symbol “IBKC.” The Company’s market capitalization was approximately $1.4 billion, based on the NASDAQ closing stock price on June 7, 2010.

The following twelve investment firms currently provide equity research coverage on IBERIABANK Corporation:

 

   

B. Riley & Company

 

   

FIG Partners, LLC

 

   

Howe Barnes Hoefer & Arnett, Inc.

 

   

Keefe, Bruyette & Woods

 

   

Raymond James & Associates, Inc.

 

   

Robert W. Baird & Company

 

   

Soleil Securities Corporation/Tenner Investment Research

 

   

Stephens, Inc.

 

   

Sterne, Agee & Leach

 

   

Stifel Nicolaus & Company

 

   

SunTrust Robinson-Humphrey

 

   

Wunderlich Securities

Forward Looking Statements

To the extent that statements in this press release relate to future plans, objectives, financial results or performance of IBERIABANK Corporation, these statements are deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements, which are based on management’s current information, estimates and assumptions and the current economic environment, are generally identified by the use of the words “plan”, “believe”, “expect”, “intend”, “anticipate”, “estimate”, “project” or similar expressions. IBERIABANK Corporation’s actual strategies and results in future periods may differ materially from those currently expected due to various risks and uncertainties.

Actual results could differ materially because of factors such as the current level of market volatility and our ability to execute our growth strategy, including the availability of future FDIC-assisted failed bank opportunities, unanticipated losses related to the integration of acquired businesses and assets and assumed liabilities in FDIC-assisted transactions, adjustments of fair values of acquired assets and assumed liabilities and of deferred taxes in FDIC-assisted acquisitions, credit risk of our customers, effects of the on-going correction in residential real estate prices and reduced levels of home sales, sufficiency of our allowance for loan losses, changes in interest rates, access to funding sources,

 

2


reliance on the services of executive management, competition for loans, deposits and investment dollars, reputational risk and social factors, changes in government regulations and legislation, increases in FDIC insurance assessments, geographic concentration of our markets and economic conditions in these markets, rapid changes in the financial services industry, dependence on our operational, technological, and organizational infrastructure, hurricanes and other adverse weather events, the volatility and low trading volume of our common stock, and valuation of intangible assets. These and other factors that may cause actual results to differ materially from these forward-looking statements are discussed in the Company’s Annual Report on Form 10-K and other filings with the Securities and Exchange Commission, available at the SEC’s website, www.sec.gov, and the Company’s website, www.iberiabank.com. All information in this release is as of the date of this release. The Company undertakes no duty to update any forward-looking statement to conform the statement to actual results or changes in the Company’s expectations.

 

3

GRAPHIC 3 g76247ex99_1iberiabank.jpg GRAPHIC begin 644 g76247ex99_1iberiabank.jpg M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$" M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,# M`P,#`P,#`P,#_\``$0@`,P#-`P$1``(1`0,1`?_$`(4```("`P$!`0`````` M```````*"`D%!PL&!`,!`0`````````````````````0```&`@`$`P8#!`8& M"P````(#!`4&!P$(`!$2"1,4%B$B%1<8"B,W&3%!421A,B4FMG>!H4)B0SE$ M9#551B=GMSAX*1$!`````````````````````/_:``P#`0`"$0,1`#\`T[]Y M[MOM*S;$TCJ$VR66PG5EXHYOM!6S,:U8TL-OSURF4L87GU4>C$2&1)(,W,2$ MM.W'#,(2FKAGB+R,XL00EK]E]MMM);,4VJURLR32RP*!I!FK-_JIXE*IP=\5 MN_RI?*$#I7C"]KQG&AC[PV-`%Y#9@S)+>-(8,H`,*18$#TO`'`'`'`'`'`'` M'`'`'`'`'`'`'`'`'`'`'`'`'`'`'`'`'`+:=S'N#]B.RF&(U%W2(#-24!BQ MZ?:V07UJ-M%!'\![:80TR!YKB5!KJ/R=*DR,X@I88V+0$*`Y*P;UAZ.`E+VJ M=K>T<_ZX6VV]K-F2(:/U\<&URLV-U?2-MI)$)^EB!Q6(%XV5VB1MB6A)W5!' MS@^*2!T79`G`5SY8+#P&"S8SR=?"G;;\EMF#6^JHLYQ==2^P"9^;Y*A M<#&E:P+&PVK`JB'=*Z%"3F$"#@P)P<@SCGCEP$AK4[Q?;^H,Z.%["6O.]>D\ MN5FH(P[7KKGLC5$=>UQ!?C'HT,EFE3-$?&J()]\98E(1@+QD6<8#C.>`EBAV MTU[D-$*-EZ_LAKN&E$Z0"[UK1B1UNTA2G\=*0IR@:JL02Q\7G-F581K2B4PS M416!&'A+``>EA+> MSL;(UI*L,5.+JZ+U!9*<@L(AFFCP$.,YSC@):S[N?:K55#I!8=ED;(02!Q-N M/=Y3,9/IIMLUQR.-";'4J=7MT.I;RS:V)0>\:H-R$HH/O#%@.,YX#!0GNY:# MV5K%)]R:ZN-[GFMT'EL@A6/@ MFUO5.S@%J9&NJ3URW*%K0GJ#>@&>@DH8\^P.<\!L2:=[KMD59/DE775L@90, M_7)2%R2-;!5!>E'J3V]4<-.G<@+;/K2+M7PPTXL0<*8\#)F8TX)!:R'MU;(Y.Z2_`S1/+^!T]?C>[RY\!RM\*(1<"YHBCZ0 M:6>0>6`XDXD83"CBC`X&6:48#(@&%F`%C(18SG&<9YXX"L+9SO(]O73.P$]8 M;07+)Z9F3DL0RVC+Y*03#+0K3('!9"7Y#6BUAF+6G6K2BO-MJE2F$,P. M`CSSX#V$\[INGE3QPV:VZ]W=4D%2C3@7SVS-3MJ(9!FCS0P%ISGR7/5-IF%B M2&#,#CQUAY!&.?M'C@)B4_=-1[!0!CM6C;+A%MUO)2LG,G*.NR1>S/"9$[-+BVO32H3G$*"2S M0#+Y\N6<9R$0MI>\9V^M)I:7"MJ[@E=(O2QP>VUC.F=$WVG898=&Q(`/BB%R MA%6BR.3!N;1NJ;!BIN5*4W,\'(>>K'`3FHV\:GV5J2!WK1LV:+&J>S&(B20F M9L>5.&]Z:CC#4XAX(6ITC@A6)%B`T94'>Q[;FP4KD$%HJ[Y?<,SB00CEL6K?7/9F7OD5*RYA91*) M*WLU/JE#&F*=AX3F&J<%EEF\PBSC.,\!-'8W:>E]3H(*S[U>Y/%J_3)W%:[R MQGK2RYZSQEM:47Q!P=I@HKZ(RCT@SIT^"40VM*: M(H@X\!Z@@LP$??OA';^QSSRQ5-Z9QC]W/,NKWGGE_'/+@)1?8\?DYW"? M\S-?_P#"UG\`E-L-G/ZG%XYY^WZ[[,SS_?S^H%[]O/@.E3]VMB&Y[+UM>JLM M_P`8Q;]"YK[SO@^;S,O7:3"CX/XOXF7'T1EZ\3P_?\GX_/W.O@%XOL[(SLRE M4]P*6$)9:CU$<=>G1L?S6C7[.7`=BVX]DZMC&Q&ON MF$N8LRJ4[<1"^EZ5J'EN4LR""5%$6I?,U,K;%8A'+&B0>J4[82`(!!-,.'@7 MN@%P"^57]ORP.VOV1>]IKY+F9*U0];(]]9_0RU*]-KN*0T%(J;9$%K M5'-+EEO9C4JE(J\-26:F$(0.@8,Y!,'[8'.<=[?3;EG./Q;FQ[/X9HBRL9Q_ MIQG@&??O=VZ"BU?TC=EA35BS"KZGC='3QA3X>QP4^OIOD+F\XYBD?C65WP3U/B+KLW!Z-PK_ M``,-?F!,?F_*_P`M\1\;_C^8X!#9=G/ZDJS////ZX5&>?[^?SZ'[>?\`'@.W MC-9C'*[ALML"8N9#)$8-&7V82EY5"Z4K3'8TUJGI['7+K8E;1S-`6J8:8`Q;F:5" M2ECJ9RS$V.K`3F\"C.[%1@>XDMBW;#(=5C9&9U4MI['7: MY-Z]4W#;&F$-BB%:V-#@I39QUHY%L:_HG[*?/L5)(.K+SS!D7`47?9O;/R-C MB&XG;1M49[5/]=;)<+/B<;<1!PL;&UU=\P"X(X26+(30$Q.PF)$H,!@/+![V M:+V<\\!=3W*-0ZGWQW%J'5&ZFP"Z#6SV^MWFK#B!.2H=8;*$MN:=K8E/HUD_ MW$TEAS\00M2CYX"9DO)1G4488$0+H?;W[?6YVF]^[A[&6\CCEDCLCLA>'7Z3 M.8U)$=;+4=2P+68J,JUH^@%>[&QP:5IZ`;6V3S_^D_;( M_IA^]_/^G_RYJ+@$QOM:;5KJC]]^[[;MO31@KRLJ^KB526:364N!3:PQ]F0; M`+AG+%RLW/M&,6<%DD@P,]2>,!10!FC``0.00:K;"WMFL6V`V;C#S`]:(<\( M)=K1J+)2?*NLO=6\X"V,[#;5LW4,E5)RA@+6Q*"'^*CB_,M>YA/>_"*:@M%X M#G6_?"_GAV_O\J;T_P`7U]P$FOL=ORF[AO\`F)KS_AJU^`2GV.("J[E]\)A& M*"0J-Z+0($:D/,2JB@G7Z^%Y,3*2LA-3J`8%S`8'.!`%C&<>W'`=*3O1=FJ% MW)JE9VP\0N_8>0WEJO7,VNNJX]?MK/&R-*NJF!QQPDK_`!]ZJ.ZRII#@JY(P MMJA(2O3IR5!)XR\F>,3@90@I3[#?W&%PWI,V_MP[05[5!+98=:65':(L>GZ_ M8:E*89,P5[(Y,1$);`(4A;H&-HD*!F5`2K6Q`V#3K\EA.+."<(TD%&^ULQD2 M;N8Z(1U2X/K2G?-O:&:CW2+O:^-R1O*76='DQBQBD#6:2Y,KLG"9U$*B!A-( M,Q@8@)AY9HQG2+JU`S$RL!S"XN MB$M"YE>'D1C!N;%=/!!9-8%X02Y MO0A$/')9)*^<<*S>6,YR5'L?P]@;5^]&*P?MCVSR1"-`$Z'V44(9!HR#P8,L MFN@9$2<7D)A)H<9YA$'.!!S[<>W@&U+_`.T9KGM/6.:ZM>UMQ7N.+$Z!4!M< MMM;GE4?\ZE`6>@.>8'.9)**XF*5(I"$S*)Z9W!`;D/(PD0?9P%`';;[OM_ZB M]UN2=B_;%)6]D5Y&;(=::U\NVM*OA]+O;,H%'PS*MD\QK^N&YEKY4US6-JTY M*D:!`D5(G=3@8S%)(AY`%T6J3QM[;%A;-;KT_`M<91!-EK+]*TV_6I:EG124 M!UUUV/>:PKCR;)&:CFK6DCLVEQ,GF2,P"[K5$R+0AS,7,%BIDTR6DC1! M`28<3D(Q!SC.`<_L[.,]VG4#.,\\9T@W6SC./;C.,VUI[RSC/`4Z?=%=I9PW M`UX;MW]=696EV[T_:39&:=%@*4TJLBF&)49(G=G0J&[(%Q\OK%:$U^81@SX_ M1YY,5U&J",`#4O:`[KR'NDV=VLG&=/*`>TVO\,W6KG89G\8HMPD"G%65*"(W M`E0!P`6&FQFY",2H0`X*(>TZTD.`EX)Z@6)[6O;63]TVV.\/K@W3-X@EBMS& MX6-43P0_.S=$5=BQ6_'D;*PV.R(3PH9%#WX*DQ*9E02>8UGF%+TX!LQHFCKV:NXXI>87M/1#DZU_1T@L=3DB02U!#@FE*Z/DSDM,%ARF42; M4N3HVM\4T+XQ@"46,9B=.-8#HO`(.?="ZH;H=S:W-6'K4;2G:>:-=*P^VXK- MU[_5QL.2@:4;)U:"(,T^0OAB\Z..:OX:8G4/Z;I":'&3 M`CSD//I%R!:VW^R_W7Y?NW:%X,6@.QZBO91M/-K69EYT5;$KD?#7NVW.7-ZL MUI.?<*4ZXUD4@&).+D8`S/1GVXX#H&]Q3;?8JU-0+[HO4#0;[C0MD%E5S#Y@TT=K+0"$ZXYRDFU@Q5S@A)N.\%.=A'N+TML7K!L"/:[;6T]M\QRO6N$AD,PDDFNNE MHTG:YB]$-[H-*R15[F*96G-<51P"B3_ZWLR'.0HO[(';`[D^C/V&T- MV=8:CK<=E"E3M'8$GEKLD]1U3-HNT>68&=Y-<=(<\ M!89]S1V*-A-AMDZ_WCT+U]F=FK=@XTE1["UK%6E$BE$8L*/-*###/W9B6J$` MDHI?%Q%H70.!"&0ZM.1F\S%F<\!<7V!+NW\UZTL(U6[A6FNUT:DFNR-8BI6= M):W-FA.M$"[TLUX<5VEW#K7NFQ-%:X:RNLZI1^8(JSP0!!EKW;8$G=S5:I+%%5B MV0-M92RU."E!B6(HQY!@*D'(+`MI,1!=0MEQ2P*^L&SX18T5>ZRED-K&&+I[ M*W./6`U+8N\9(CK=S4G(RF]Q,R<;CV$@][/[.`Y;VFW:E[Q^B.^M+[-5AHAL MC*(Y0UZHY`@D1(E?2+ED.> M`O3^Y)UHW&[E5^Z2V)JEI+ME*HW2,>F2&P39/4BF$*F]2]32&OC>4@22)T2& MNHC$#,HR+)/,`!!#C(N8O8#6$KWYE3)'32:VT(WRM>8DMN"V2,@IUAK!L8ZIB<1MB$.,`E*:/P)A:6-H4X M9'3&%1[>>@(+P!5^Q0:`S/[<9X!;?[JS2&R=\*+I2,ZYZ^7=;&RU(3H$LBKG M!JZ4N4.AAK,+XR>QNCNH$YL>$Q(B4[>::F]T*'(A!#/[>C73;WM_[S;R75LUI/ MMU$:^OME<&RN75HI*02I0M4K[A.E1&'9`Q&K%3*6%D4!-&,X.``S@0X: MT/)`H9%63`'K$90D.1Y,*08+#[0=R_O+"[5I[%GMF[2`[H9!*2H0OPZO*Q6Z MA"J9EH1[0D*,*1-67E&B1A`;'!!#RDAY9P2Q-F1``#6G`'`'`'`'`'`'`'`' M`'`'`'`'`'`0?[B^T*W!OK>)N=K6A#ZO36 M%9R]J$6Y(ZXKTR7X>'H9!A)F4"(P>KQ0!CF>[IAK%K)?-Y[=WS6-^-%&1 MV169(I;0%6*(.J;X4P0I%*%T=4P@RT+**6R,1H#S$!WQ)(6H1*4V30`Y#/&' MAZW[F-=S77+;6_)/4]GUF[:4L\E>;RJ-^6US)I:@3LM.,U\M(8U)Z^F\KK:2 MCD];2-"H(P2\8$E5G"3*L$C+SG(9^>[]XKC6RB;_`)-K?<:!_P!BK0@%3UW1 MJM[J!#8H)#:RQY*KP^4/2VQR*SCJ%[;FPI8HR8^#,0%*P%FA\I&JJ:3C@;/.W6ZGV7RB"&0-UDK],FZKF)*T2.$NP M3GH]\PTFIT>#$YQV3TX#`_9U[G=9!TVIG<:&U)<5AM=Z6?#J3A%01I'""+1. MM>864Z5`7$%`WJ9MD#_LFQ&92B/<"GHQM,(+\T0>:G$$S(?)N;W.X1I5F*M\ MVI*UIM*'#7VS-G9[&(8[56C4UA4E1&0ILG#F[._-2-1!3J<9J\=F MAL(83'`"UT`ZBFP2E@P%&>$(Y/DKJ"%1DL/%(M](7`*;[@5^VN[2-WK_`$KO M>U8)(4S-`6]I?$K17\!K65@CD>3))@]E3(X\^;@+(=EHV7QC3\A/3)B2,GF! M\<2[F5=O6K6V.RDJJ:T8`X:5'SENOJFW-77KG:JPMNJ,VM1T7!I5K]LM2,@DM4M<6N M5-`Y&6U6F.KX=:U=JW(R)RJ41)QC$HC]@,^57)=XR+)YY8PX,)QD017+CG?7 M#L:K)-LK4P>K!LY;DJ%6""A#;R6NB&9T:75T5!$\^GCI4N?5"-V(*"7Y8M.G M.2B#U#!G@+M.`.`.`.`.`.`.`.`.`.`.`.`.`.`TQL7^0EQ_DS^6TP_^1?Y" M_P#8:S\XO_3?_OC_`*CXG`5;]M'R/T#WO\._2%\M\6M/E]"'J/Z*O$^7[7XG MS[]5?VOYGKY^H>K\/TUY?P_=Y_3](?J/\`3RZ? M21GC?/?XU_>+R'7U>L>KW_@71X7N='`>1[V7P[Z(=5_B'TK>7^KK5'P_G]ZI M^D;Q?(R+P_67IC^U/E7T\_"\7\'RGA]?O=/`;#N'R/Z/<-\;])+X?\LZKZOF M7ZA_2W\M\<9^7H7R/]Y_2W1R]+]'\W\4\#G[_/@-^Q'P/I!TE_Y>OA>O=9O! M])?$?I2Y^H4'@_1Y_P!+]=?L^7OC^SXCX?B?OX".?>#\EXFN'G/T@>?Q:R/+ M_JK>H.?B_`V7J^1WP'W>KPNKU#YK\#P_(\OQ.C@+")3X7U$ZP<_IJ\3Y=79X M7J7S?S[Z?AM:]?TX=/\`+>@N7+UCXOO>7^$]/^UP&MT?A?*'?'H^B'\Q[K\7 MEYOY1>)\JH?U?7!X_P#XZZ>7K+P?P_3'D>7MY\!#[3[R'Z4]I^5_2%\A\'NC MH^F+U)^F_P"'Y8SK^;WQ?^\OE>KGZNZ_Q?+=/1[O3P%A^NWA^K=E/#^F[G\X EF;Q/D)YOU3U_)FJ^7U">9]SYL='+RGA>YZ1^#<_>ZN`E#P'_V3\_ ` end
-----END PRIVACY-ENHANCED MESSAGE-----