8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 Or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 16, 2003

IBERIABANK CORPORATION

(Exact name of Registrant as Specified in Charter)

Louisiana (State or Other Jurisdiction of Incorporation) 0-25756 (Commission File Number) 72-1280718 (I.R.S. Employer Identification No.)

200 West Congress Street, Lafayette, Louisiana 70501

(Address of Principal Executive Offices)

(337) 521-4003

Registrant’s telephone number, including area code

Not Applicable

(Former name or former address, if changed since last report)

Item 5. Other Events and Regulation FD Disclosure

On September 16, 2003, the Registrant announced the declaration of a quarterly cash dividend of $0.24 per share, payable on October 22, 2003 to shareholders of record on September 30, 2003.

On September 17, 2003, the Registrant announced completion of its supplemental stock repurchase program and authorization of a new stock repurchase program of up to 300,000 shares.

The Registrant’s press releases are attached hereto as Exhibits 99.1 and 99.2 and incorporated by reference herein.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits

Exhibit 99.1	Press  Release dated September 16, 2003 announcing declaration of quarterly cash dividend.
Exhibit 99.2	Press  Release dated September 17, 2003 announcing stock repurchase program.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

		IBERIABANK CORPORATION
DATE:	September 17, 2003	By:	/s/    DARYL G. BYRD
			Daryl G. Byrd President and Chief Executive Officer

EX-99.1

FOR IMMEDIATE RELEASE

September 16, 2003

CONTACT:

Daryl G. Byrd, President and CEO (337) 521-4003

John R. Davis, Senior Executive Vice President (337) 521-4005

IBERIABANK Corporation Raises Cash Dividend by 10%

Lafayette, Louisiana – The Board of Directors of IBERIABANK Corporation (NASDAQ: IBKC), announced the declaration of a quarterly cash dividend of $0.24 per share, up 10% compared to the second quarter of 2003 and up 20% from the same quarter last year. Three months ago, the Company raised its quarterly cash dividend 10%, from $0.20 to $0.22 per share. The dividend is payable on October 22, 2003 to shareholders of record as of September 30, 2003. This dividend level equates to an annualized dividend rate of $0.96 per share. Based on the closing stock price on September 15, 2003 of $48.86 per share, the indicated dividend yield is 2.0%. The dividend payout ratio, defined as quarterly dividends divided by net income, has been in the range of 23% to 25% in each of the last six quarters since January 1, 2002.

Daryl G. Byrd, President and Chief Executive Officer of IBERIABANK Corporation commented, “We are very pleased to be able to provide our shareholders two consecutive increases in our quarterly dividends. We are proud of the improvements we have demonstrated and delighted that our shareholders can share directly in these enhancements through the substantial increases in our quarterly dividend.”

At June 30, 2003, IBERIABANK Corporation had assets of $2.0 billion, shareholders equity of $187 million and a Tier 1 Leverage capital ratio of 7.38%. The Company’s common stock trades on the NASDAQ Stock Market under the symbol “IBKC.”

IBERIABANK Corporation shareholders may take advantage of the Company’s Dividend Reinvestment Plan. This program provides a convenient, economical way for shareholders to increase their holdings of the Company’s common stock. The shareholder pays no brokerage commissions or service charges while participating in the plan.

To enroll in IBERIABANK Corporation’s Dividend Reinvestment Plan, shareholders must have their stock certificate numbers and complete an enrollment form. Enrollment forms and a summary of the plan are available from the Registrar and Transfer Company by calling (800) 368-5948.

IBERIABANK operates full service offices in south central Louisiana, north Louisiana and the greater New Orleans area. The deposits of IBERIABANK are insured

by the Federal Deposit Insurance Corporation to the full extent provided for by law and regulation.

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EX-99.2

FOR IMMEDIATE RELEASE

September 17, 2003

Contact:

Daryl G. Byrd, President and CEO, (337) 521-4003

John R. Davis, Senior Executive Vice President, (337) 521-4005

IBERIABANK Corporation Announces Completion of Stock

Repurchase Program And Authorizes New Stock Repurchase Program

Lafayette, Louisiana – IBERIABANK Corporation (NASDAQ: IBKC), the holding company for the 116-year-old IBERIABANK (http://www.iberiabank.com), announced today that it successfully completed its supplemental stock repurchase program previously announced on November 18, 2002. Under this recently completed supplemental program, the Company repurchased a total of 130,000 shares of common stock, or approximately 2% of its outstanding shares, at an average cost of $43.87 per share. During the third quarter of 2003, the Company acquired 42,900 shares at an average cost of $48.55 per share.

Under the supplemental stock repurchase program announced on November 18, 2002, the Board of Directors of the Company authorized the repurchase of between 60,000 to 130,000 shares of the Company’s common stock in association with the $10 million trust preferred securities offering completed on November 15, 2002.

New Stock Repurchase Program

The Board of Directors of the Company has authorized the repurchase of up to 300,000 shares of the Company’s outstanding common stock. This new repurchase authorization equates to approximately 4.5% of total shares outstanding. Stock repurchases under this new program will be made from time to time, on the open market or in privately negotiated transactions, at the discretion of the management of the Company. The timing of these repurchases will depend on market conditions and other requirements. Consistent with prior share repurchase programs, the Company currently anticipates the new share repurchase program will be completed within approximately a one-year time frame.

“We believe the share repurchase program announced today provides an attractive investment in IBERIABANK Corporation that will enhance shareholder value over the long-term,” stated Daryl G. Byrd, President and Chief Executive Officer of IBERIABANK Corporation. “This program is a reflection of our confidence in the

strategic direction of our Company and the improvements we continue to achieve in our franchise,” continued Byrd.

At June 30, 2003, IBERIABANK Corporation had assets of $2.0 billion, deposits of $1.5 billion and stockholders’ equity of $187 million, which equals 9.30% of assets. IBERIABANK Corporation common stock trades on the NASDAQ Stock Market under the symbol “IBKC”. IBERIABANK operates full service offices in south central Louisiana, north Louisiana and the greater New Orleans area.

To the extent that statements in this report relate to the plans, objectives, or future performance of IBERIABANK Corporation, these statements are deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based on management’s current expectations and the current economic environment. IBERIABANK Corporation’s actual strategies and results in future periods may differ materially from those currently expected due to various risks and uncertainties. A discussion of factors affecting IBERIABANK Corporation’s business and prospects is contained in the Company’s periodic filings with the Securities and Exchange Commission.

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