CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 27,144	$ 27,908
Interest-bearing bank balances	144,354	66,787
Investment securities available-for-sale	269,553	282,226
Investment securities held-to-maturity, fair value of $204,621 and $205,518 at September 30, 2024 and December 31, 2023, respectively, net of allowance for credit losses — investments	212,219	217,170
Other investments, at cost	5,054	6,800
Loans held-for-sale	3,935	4,433
Loans held-for-investment	1,196,659	1,134,019
Less, allowance for credit losses – loans	12,933	12,267
Net loans held-for-investment	1,183,726	1,121,752
Property and equipment – net	30,099	30,589
Lease right-of-use asset	2,546	3,248
Bank owned life insurance	30,769	30,174
Other real estate owned	544	622
Intangible assets	486	604
Goodwill	14,637	14,637
Other assets	18,482	20,738
Total assets	1,943,548	1,827,688
Deposits:
Non-interest bearing	441,386	432,333
Interest bearing	1,202,678	1,078,668
Total deposits	1,644,064	1,511,001
Securities sold under agreements to repurchase	66,933	62,863
Federal funds purchased	3,656
Federal Home Loan Bank advances	50,000	90,000
Junior subordinated debt	14,964	14,964
Lease liability	2,711	3,426
Other liabilities	17,908	14,375
Total liabilities	1,800,236	1,696,629
SHAREHOLDERS’ EQUITY
Preferred stock, par value $1.00 per share, 10,000,000 shares authorized; none issued and outstanding
Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,640,648 at September 30, 2024 and 7,606,172 at December 31, 2023	7,641	7,606
Nonvested restricted stock and stock units	2,397	2,181
Additional paid in capital	93,750	93,167
Retained earnings	62,747	56,296
Accumulated other comprehensive loss	(23,223)	(28,191)
Total shareholders’ equity	143,312	131,059
Total liabilities and shareholders’ equity	$ 1,943,548	$ 1,827,688