The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,100 8,500 SH   SOLE   8,500 0 0
ABBOTT LABS COM 002824100 1,173 10,800 SH   SOLE   10,800 0 0
ABBVIE INC COM 00287Y109 1,225 8,000 SH   SOLE   8,000 0 0
AFLAC INC COM 001055102 1,179 21,300 SH   SOLE   21,300 0 0
AIR PRODS & CHEMS INC COM 009158106 1,226 5,100 SH   SOLE   5,100 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 1,131 7,800 SH   SOLE   7,800 0 0
ALLIANT ENERGY CORP COM 018802108 1,166 19,900 SH   SOLE   19,900 0 0
ALTRIA GROUP INC COM 02209S103 1,144 27,400 SH   SOLE   27,400 0 0
AMCOR PLC ORD G0250X107 1,344 108,100 SH   SOLE   108,100 0 0
AMEREN CORP COM 023608102 1,184 13,100 SH   SOLE   13,100 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,190 12,400 SH   SOLE   12,400 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,104 7,800 SH   SOLE   7,800 0 0
AMETEK INC COM 031100100 1,077 9,800 SH   SOLE   9,800 0 0
AMGEN INC COM 031162100 1,217 5,000 SH   SOLE   5,000 0 0
ASSURANT INC COM 04621X108 1,158 6,700 SH   SOLE   6,700 0 0
ATMOS ENERGY CORP COM 049560105 1,188 10,600 SH   SOLE   10,600 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,134 5,400 SH   SOLE   5,400 0 0
AVALONBAY CMNTYS INC COM 053484101 1,166 6,000 SH   SOLE   6,000 0 0
BAXTER INTL INC COM 071813109 1,143 17,800 SH   SOLE   17,800 0 0
BECTON DICKINSON & CO COM 075887109 1,159 4,700 SH   SOLE   4,700 0 0
BERKLEY W R CORP COM 084423102 1,263 18,500 SH   SOLE   18,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,147 4,200 SH   SOLE   4,200 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,271 16,500 SH   SOLE   16,500 0 0
BROWN FORMAN CORP CL B 115637209 1,305 18,600 SH   SOLE   18,600 0 0
CAMDEN PPTY TR SH BEN INT 133131102 1,103 8,200 SH   SOLE   8,200 0 0
CAMPBELL SOUP CO COM 134429109 1,326 27,600 SH   SOLE   27,600 0 0
CENTERPOINT ENERGY INC COM 15189T107 1,157 39,100 SH   SOLE   39,100 0 0
CHUBB LIMITED COM H1467J104 1,140 5,800 SH   SOLE   5,800 0 0
CHURCH & DWIGHT CO INC COM 171340102 1,140 12,300 SH   SOLE   12,300 0 0
CME GROUP INC COM 12572Q105 1,105 5,400 SH   SOLE   5,400 0 0
CMS ENERGY CORP COM 125896100 1,188 17,600 SH   SOLE   17,600 0 0
COCA COLA CO COM 191216100 1,227 19,500 SH   SOLE   19,500 0 0
COLGATE PALMOLIVE CO COM 194162103 1,250 15,600 SH   SOLE   15,600 0 0
CONSOLIDATED EDISON INC COM 209115104 1,227 12,900 SH   SOLE   12,900 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,189 5,100 SH   SOLE   5,100 0 0
CVS HEALTH CORP COM 126650100 1,186 12,800 SH   SOLE   12,800 0 0
DOMINION ENERGY INC COM 25746U109 1,157 14,500 SH   SOLE   14,500 0 0
DTE ENERGY CO COM 233331107 1,179 9,300 SH   SOLE   9,300 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,179 11,000 SH   SOLE   11,000 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,177 16,300 SH   SOLE   16,300 0 0
ESSEX PPTY TR INC COM 297178105 1,177 4,500 SH   SOLE   4,500 0 0
EVERGY INC COM 30034W106 1,168 17,900 SH   SOLE   17,900 0 0
EVERSOURCE ENERGY COM 30040W108 1,132 13,400 SH   SOLE   13,400 0 0
EXELON CORP COM 30161N101 1,178 26,000 SH   SOLE   26,000 0 0
FACTSET RESH SYS INC COM 303075105 1,154 3,000 SH   SOLE   3,000 0 0
FASTENAL CO COM 311900104 1,073 21,500 SH   SOLE   21,500 0 0
FIRSTENERGY CORP COM 337932107 1,209 31,500 SH   SOLE   31,500 0 0
GALLAGHER ARTHUR J & CO COM 363576109 1,141 7,000 SH   SOLE   7,000 0 0
GENERAL DYNAMICS CORP COM 369550108 1,151 5,200 SH   SOLE   5,200 0 0
GENERAL MLS INC COM 370334104 1,351 17,900 SH   SOLE   17,900 0 0
GILEAD SCIENCES INC COM 375558103 1,261 20,400 SH   SOLE   20,400 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 1,101 42,500 SH   SOLE   42,500 0 0
HENRY JACK & ASSOC INC COM 426281101 1,206 6,700 SH   SOLE   6,700 0 0
HERSHEY CO COM 427866108 1,205 5,600 SH   SOLE   5,600 0 0
HONEYWELL INTL INC COM 438516106 1,130 6,500 SH   SOLE   6,500 0 0
HORMEL FOODS CORP COM 440452100 1,122 23,700 SH   SOLE   23,700 0 0
IDEX CORP COM 45167R104 1,162 6,400 SH   SOLE   6,400 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,148 6,300 SH   SOLE   6,300 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,128 12,000 SH   SOLE   12,000 0 0
INTERNATIONAL PAPER CO COM 460146103 1,129 27,000 SH   SOLE   27,000 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,899 79,009 SH   SOLE   79,000 0 9
JOHNSON & JOHNSON COM 478160104 1,243 7,000 SH   SOLE   7,000 0 0
KELLOGG CO COM 487836108 1,327 18,600 SH   SOLE   18,600 0 0
KIMBERLY-CLARK CORP COM 494368103 1,352 10,000 SH   SOLE   10,000 0 0
LOEWS CORP COM 540424108 1,156 19,500 SH   SOLE   19,500 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,149 7,400 SH   SOLE   7,400 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,032 12,400 SH   SOLE   12,400 0 0
MCDONALDS CORP COM 580135101 1,234 5,000 SH   SOLE   5,000 0 0
MCKESSON CORP COM 58155Q103 1,272 3,900 SH   SOLE   3,900 0 0
MEDTRONIC PLC SHS G5960L103 1,185 13,200 SH   SOLE   13,200 0 0
MID-AMER APT CMNTYS INC COM 59522J103 1,223 7,000 SH   SOLE   7,000 0 0
MONDELEZ INTL INC CL A 609207105 1,229 19,800 SH   SOLE   19,800 0 0
NASDAQ INC COM 631103108 1,068 7,000 SH   SOLE   7,000 0 0
NISOURCE INC COM 65473P105 1,177 39,900 SH   SOLE   39,900 0 0
NORTHERN LIGHTS FD TR TOEWS AGILTY SHS 66538J720 486 18,805 SH   SOLE   0 0 18,805
PAYCHEX INC COM 704326107 1,048 9,200 SH   SOLE   9,200 0 0
PEPSICO INC COM 713448108 1,217 7,300 SH   SOLE   7,300 0 0
PHILIP MORRIS INTL INC COM 718172109 1,234 12,500 SH   SOLE   12,500 0 0
PPL CORP COM 69351T106 1,186 43,700 SH   SOLE   43,700 0 0
PROCTER AND GAMBLE CO COM 742718109 1,136 7,900 SH   SOLE   7,900 0 0
PROGRESSIVE CORP COM 743315103 1,291 11,100 SH   SOLE   11,100 0 0
PUBLIC STORAGE COM 74460D109 1,157 3,700 SH   SOLE   3,700 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,120 17,700 SH   SOLE   17,700 0 0
QUEST DIAGNOSTICS INC COM 74834L100 1,051 7,900 SH   SOLE   7,900 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,230 12,800 SH   SOLE   12,800 0 0
REALTY INCOME CORP COM 756109104 1,195 17,500 SH   SOLE   17,500 0 0
REPUBLIC SVCS INC COM 760759100 1,243 9,500 SH   SOLE   9,500 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,066 2,700 SH   SOLE   2,700 0 0
SOUTHERN CO COM 842587107 1,198 16,800 SH   SOLE   16,800 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,167 6,900 SH   SOLE   6,900 0 0
UDR INC COM 902653104 1,192 25,900 SH   SOLE   25,900 0 0
UNION PAC CORP COM 907818108 1,109 5,200 SH   SOLE   5,200 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,233 2,400 SH   SOLE   2,400 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 428 1,918 SH   SOLE   0 0 1,918
VANGUARD INDEX FDS VALUE ETF 922908744 413 3,130 SH   SOLE   0 0 3,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,432 76,200 SH   SOLE   76,200 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 460 11,268 SH   SOLE   0 0 11,268
VERISK ANALYTICS INC COM 92345Y106 1,125 6,500 SH   SOLE   6,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,188 23,400 SH   SOLE   23,400 0 0
WALMART INC COM 931142103 1,204 9,900 SH   SOLE   9,900 0 0
WASTE MGMT INC DEL COM 94106L109 1,209 7,900 SH   SOLE   7,900 0 0
WEC ENERGY GROUP INC COM 92939U106 1,238 12,300 SH   SOLE   12,300 0 0
WILLIAMS COS INC COM 969457100 1,236 39,600 SH   SOLE   39,600 0 0
XCEL ENERGY INC COM 98389B100 1,203 17,000 SH   SOLE   17,000 0 0
YUM BRANDS INC COM 988498101 1,181 10,400 SH   SOLE   10,400 0 0