The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Pfd PFD 00206R409 294 12,000 SH   SOLE   12,000 0 0
Bank of America Pfd PFD 06055H400 182 10,000 SH   SOLE   10,000 0 0
Public Storage Pfd PFD 74460w594 245 12,000 SH   SOLE   12,000 0 0
US Bancorp Pfd PFD 902973718 204 12,000 SH   SOLE   12,000 0 0
AbbVie Inc. COM 00287y109 12,053 89,813 SH   SOLE   89,813 0 0
Adobe Systems COM 00724F101 7,728 28,082 SH   SOLE   28,082 0 0
Allstate COM 020002101 13,623 109,398 SH   SOLE   109,398 0 0
Alphabet Inc. Class A COM 02079k305 17,655 184,585 SH   SOLE   184,585 0 0
Amazon.Com Inc. COM 023135106 16,137 142,807 SH   SOLE   142,807 0 0
Apple Inc. COM 037833100 21,086 152,579 SH   SOLE   152,579 0 0
Applied Materials Inc. COM 038222105 8,228 100,427 SH   SOLE   100,427 0 0
Bank Of America Corp COM 060505104 10,893 360,703 SH   SOLE   360,703 0 0
Booking Holdings Inc. COM 09857L108 9,501 5,782 SH   SOLE   5,782 0 0
Bristol Myers Squibb COM 110122108 11,632 163,629 SH   SOLE   163,629 0 0
Broadcom Inc COM 11135F101 11,827 26,638 SH   SOLE   26,638 0 0
CVS Health Corp COM 126650100 12,699 133,160 SH   SOLE   133,160 0 0
Capital One Financial COM 14040h105 8,456 91,745 SH   SOLE   91,745 0 0
Caterpillar Inc Del COM 149123101 12,161 74,117 SH   SOLE   74,117 0 0
Chevron Corp COM 166764100 12,210 84,987 SH   SOLE   84,987 0 0
Chubb Limited COM h1467j104 11,444 62,920 SH   SOLE   62,920 0 0
Cisco Systems COM 17275R102 11,288 282,209 SH   SOLE   282,209 0 0
Comcast Corp Class A COM 20030N101 8,369 285,354 SH   SOLE   285,354 0 0
Constellation Brands Inc-A COM 21036p108 7,568 32,952 SH   SOLE   32,952 0 0
Eaton Corp. COM G29183103 13,926 104,425 SH   SOLE   104,425 0 0
Eli Lilly & Co COM 532457108 459 1,420 SH   SOLE   1,420 0 0
Evercore Inc. COM 29977a105 8,372 101,795 SH   SOLE   101,795 0 0
Fiserv Inc. COM 337738108 12,438 132,928 SH   SOLE   132,928 0 0
Ford Motor Co. COM 345370860 7,409 661,595 SH   SOLE   661,595 0 0
Gilead Sciences Inc. COM 375558103 7,275 117,939 SH   SOLE   117,939 0 0
Healthpeak Properties Inc. COM 42250P103 11,023 480,951 SH   SOLE   480,951 0 0
Home Depot Inc. COM 437076102 13,655 49,488 SH   SOLE   49,488 0 0
Honeywell Inc. COM 438516106 11,937 71,495 SH   SOLE   71,495 0 0
Humana Inc. COM 444859102 393 811 SH   SOLE   811 0 0
Intel Corp. COM 458140100 6,534 253,588 SH   SOLE   253,588 0 0
J. P. Morgan COM 46625H100 10,854 103,875 SH   SOLE   103,875 0 0
Jabil Circuit, Inc. COM 466313103 13,258 229,735 SH   SOLE   229,735 0 0
Johnson & Johnson COM 478160104 10,258 62,795 SH   SOLE   62,795 0 0
Lam Research COM 512807108 4,159 11,365 SH   SOLE   11,365 0 0
Lowe's Companies Inc. COM 548661107 531 2,832 SH   SOLE   2,832 0 0
Marathon Pete Corp COM 56585a102 11,716 117,960 SH   SOLE   117,960 0 0
Medtronic PLC COM G5960L103 235 2,919 SH   SOLE   2,919 0 0
Merck & Co. COM 58933y105 12,378 143,736 SH   SOLE   143,736 0 0
Meta Platforms Inc. COM 30303M102 246 1,814 SH   SOLE   1,814 0 0
Microsoft Corp. COM 594918104 16,821 72,227 SH   SOLE   72,227 0 0
NVIDIA Corp. COM 67066g104 8,034 66,184 SH   SOLE   66,184 0 0
Nucor Corp. COM 670346105 7,288 68,119 SH   SOLE   68,119 0 0
O'Reilly Automotive Inc. COM 67103H107 1,157 1,646 SH   SOLE   1,646 0 0
PNC Financial Services Group COM 693475105 3,693 24,717 SH   SOLE   24,717 0 0
Pepsico Inc. COM 713448108 11,060 67,746 SH   SOLE   67,746 0 0
Phillips 66 COM 718546104 9,251 114,616 SH   SOLE   114,616 0 0
Procter & Gamble COM 742718109 8,631 68,371 SH   SOLE   68,371 0 0
Qualcomm Inc. COM 747525103 7,783 68,891 SH   SOLE   68,891 0 0
Regions Financial Corp. COM 7591EP100 9,086 452,764 SH   SOLE   452,764 0 0
Seagate Technology Holdings COM G7997r103 6,966 130,870 SH   SOLE   130,870 0 0
Sherwin-Williams Co. COM 824348106 8,147 39,792 SH   SOLE   39,792 0 0
Southern Company COM 842587107 14,202 208,860 SH   SOLE   208,860 0 0
TJX Cos. Inc. COM 872540109 13,877 223,395 SH   SOLE   223,395 0 0
Thermo Fisher Scientific COM 883556102 12,534 24,713 SH   SOLE   24,713 0 0
Tyson Foods, Inc. COM 902494103 8,673 131,563 SH   SOLE   131,563 0 0
United Parcel Service COM 911312106 11,519 71,308 SH   SOLE   71,308 0 0
UnitedHealth Group Inc. COM 91324P102 14,121 27,961 SH   SOLE   27,961 0 0
Visa Inc. COM 92826c839 12,532 70,546 SH   SOLE   70,546 0 0
Wal Mart Stores COM 931142103 9,846 75,915 SH   SOLE   75,915 0 0
Walt Disney Co. COM 254687106 9,109 96,568 SH   SOLE   96,568 0 0
Zebra Technologies Corp COM 989207105 573 2,187 SH   SOLE   2,187 0 0
Invesco Gold & Special Mnrls MMF 00143N750 322 17,916 SH   SOLE   17,916 0 0