The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Pfd PFD 00206R409 301 12,000 SH   SOLE   12,000 0 0
Bank of America Pfd PFD 06055H400 190 10,000 SH   SOLE   10,000 0 0
Public Storage Pfd PFD 74460w594 264 12,000 SH   SOLE   12,000 0 0
US Bancorp Pfd PFD 902973718 222 12,000 SH   SOLE   12,000 0 0
AbbVie Inc. COM 00287y109 14,134 92,287 SH   SOLE   92,287 0 0
Adobe Systems COM 00724F101 9,125 24,930 SH   SOLE   24,930 0 0
Allstate COM 020002101 13,927 109,897 SH   SOLE   109,897 0 0
Alphabet Inc. Class A COM 02079k305 19,807 9,089 SH   SOLE   9,089 0 0
Amazon.Com Inc. COM 023135106 15,141 142,565 SH   SOLE   142,565 0 0
Apple Inc. COM 037833100 21,043 153,918 SH   SOLE   153,918 0 0
Applied Materials Inc. COM 038222105 8,290 91,127 SH   SOLE   91,127 0 0
Bank Of America Corp COM 060505104 11,102 356,665 SH   SOLE   356,665 0 0
Booking Holdings Inc. COM 09857L108 10,567 6,042 SH   SOLE   6,042 0 0
Bristol Myers Squibb COM 110122108 13,016 169,042 SH   SOLE   169,042 0 0
Broadcom Inc COM 11135F101 12,779 26,305 SH   SOLE   26,305 0 0
CVS Health Corp COM 126650100 12,284 132,579 SH   SOLE   132,579 0 0
Capital One Financial COM 14040h105 9,628 92,412 SH   SOLE   92,412 0 0
Caterpillar Inc Del COM 149123101 13,137 73,494 SH   SOLE   73,494 0 0
Chevron Corp COM 166764100 12,251 84,622 SH   SOLE   84,622 0 0
Chubb Limited COM h1467j104 12,285 62,498 SH   SOLE   62,498 0 0
Cisco Systems COM 17275R102 11,444 268,407 SH   SOLE   268,407 0 0
Comcast Corp Class A COM 20030N101 10,411 265,328 SH   SOLE   265,328 0 0
Constellation Brands Inc-A COM 21036p108 6,983 29,964 SH   SOLE   29,964 0 0
Eaton Corp. COM G29183103 13,069 103,736 SH   SOLE   103,736 0 0
Eli Lilly & Co COM 532457108 478 1,475 SH   SOLE   1,475 0 0
Evercore Inc. COM 29977a105 9,210 98,394 SH   SOLE   98,394 0 0
Fiserv Inc. COM 337738108 11,464 128,858 SH   SOLE   128,858 0 0
Ford Motor Co. COM 345370860 6,804 611,399 SH   SOLE   611,399 0 0
Gilead Sciences Inc. COM 375558103 6,448 104,329 SH   SOLE   104,329 0 0
Healthpeak Properties Inc. COM 42250P103 11,431 441,200 SH   SOLE   441,200 0 0
Home Depot Inc. COM 437076102 13,594 49,567 SH   SOLE   49,567 0 0
Honeywell Inc. COM 438516106 12,712 73,141 SH   SOLE   73,141 0 0
Humana Inc. COM 444859102 379 811 SH   SOLE   811 0 0
Intel Corp. COM 458140100 8,874 237,231 SH   SOLE   237,231 0 0
J. P. Morgan COM 46625H100 11,436 101,558 SH   SOLE   101,558 0 0
Jabil Circuit, Inc. COM 466313103 11,160 217,940 SH   SOLE   217,940 0 0
Johnson & Johnson COM 478160104 11,477 64,660 SH   SOLE   64,660 0 0
Lam Research COM 512807108 4,911 11,524 SH   SOLE   11,524 0 0
Lowe's Companies Inc. COM 548661107 404 2,318 SH   SOLE   2,318 0 0
Marathon Pete Corp COM 56585a102 9,314 113,296 SH   SOLE   113,296 0 0
Medtronic PLC COM G5960L103 288 3,216 SH   SOLE   3,216 0 0
Merck & Co. COM 58933y105 13,299 145,877 SH   SOLE   145,877 0 0
Meta Platforms Inc. COM 30303M102 9,202 57,071 SH   SOLE   57,071 0 0
Microsoft Corp. COM 594918104 18,360 71,487 SH   SOLE   71,487 0 0
NVIDIA Corp. COM 67066g104 9,323 61,506 SH   SOLE   61,506 0 0
Nucor Corp. COM 670346105 7,527 72,099 SH   SOLE   72,099 0 0
O'Reilly Automotive Inc. COM 67103H107 1,039 1,646 SH   SOLE   1,646 0 0
PNC Financial Services Group COM 693475105 4,031 25,551 SH   SOLE   25,551 0 0
Pepsico Inc. COM 713448108 11,250 67,507 SH   SOLE   67,507 0 0
Phillips 66 COM 718546104 9,564 116,655 SH   SOLE   116,655 0 0
Procter & Gamble COM 742718109 9,705 67,499 SH   SOLE   67,499 0 0
Qualcomm Inc. COM 747525103 8,224 64,381 SH   SOLE   64,381 0 0
Regions Financial Corp. COM 7591EP100 7,222 385,201 SH   SOLE   385,201 0 0
Seagate Technology Holdings COM G7997r103 9,695 135,718 SH   SOLE   135,718 0 0
Sherwin-Williams Co. COM 824348106 8,743 39,048 SH   SOLE   39,048 0 0
Southern Company COM 842587107 14,501 203,356 SH   SOLE   203,356 0 0
TJX Cos. Inc. COM 872540109 12,407 222,155 SH   SOLE   222,155 0 0
Thermo Fisher Scientific COM 883556102 13,672 25,166 SH   SOLE   25,166 0 0
Tyson Foods, Inc. COM 902494103 11,271 130,973 SH   SOLE   130,973 0 0
United Parcel Service COM 911312106 13,034 71,403 SH   SOLE   71,403 0 0
UnitedHealth Group Inc. COM 91324P102 15,423 30,028 SH   SOLE   30,028 0 0
Visa Inc. COM 92826c839 13,762 69,899 SH   SOLE   69,899 0 0
Wal Mart Stores COM 931142103 9,434 77,597 SH   SOLE   77,597 0 0
Walt Disney Co. COM 254687106 8,956 94,883 SH   SOLE   94,883 0 0
Zebra Technologies Corp COM 989207105 642 2,187 SH   SOLE   2,187 0 0