0001193125-17-299854.txt : 20171002 0001193125-17-299854.hdr.sgml : 20171002 20170929175556 ACCESSION NUMBER: 0001193125-17-299854 CONFORMED SUBMISSION TYPE: 497K PUBLIC DOCUMENT COUNT: 5 FILED AS OF DATE: 20171002 DATE AS OF CHANGE: 20170929 EFFECTIVENESS DATE: 20171002 FILER: COMPANY DATA: COMPANY CONFORMED NAME: iSHARES INC CENTRAL INDEX KEY: 0000930667 IRS NUMBER: 510396525 STATE OF INCORPORATION: MD FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: 497K SEC ACT: 1933 Act SEC FILE NUMBER: 033-97598 FILM NUMBER: 171112639 BUSINESS ADDRESS: STREET 1: 400 HOWARD STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: (415) 670-2000 MAIL ADDRESS: STREET 1: 400 HOWARD STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 FORMER COMPANY: FORMER CONFORMED NAME: ISHARES INC DATE OF NAME CHANGE: 20000516 FORMER COMPANY: FORMER CONFORMED NAME: WEBS INDEX FUND INC DATE OF NAME CHANGE: 19970211 FORMER COMPANY: FORMER CONFORMED NAME: FOREIGN FUND INC DATE OF NAME CHANGE: 19950524 0000930667 S000036906 iShares Global High Yield Corporate Bond ETF C000112949 iShares Global High Yield Corporate Bond ETF GHYG 497K 1 d464791d497k.htm FORM 497K Form 497K
March 1, 2017
(as revised October 2, 2017)
2017 Summary Prospectus
►  iShares US & Intl High Yield Corp Bond ETF | GHYG | BATS
Before you invest, you may want to review the Fund’s prospectus, which contains more information about the Fund and its risks. You can find the Fund’s prospectus (including amendments and supplements) and other information about the Fund, including the Fund’s statement of additional information and shareholder report, online at http://us.ishares.com/prospectus. You can also get this information at no cost by calling 1-800-iShares (1-800-474-2737) or by sending an e-mail request to iSharesETFs@blackrock.com, or from your financial professional. The Fund’s prospectus and statement of additional information, both dated March 1, 2017, as amended and supplemented from time to time, are incorporated by reference into (legally made a part of) this Summary Prospectus.
The Securities and Exchange Commission (“SEC”) has not approved or disapproved these securities or passed upon the adequacy of this prospectus. Any representation to the contrary is a criminal offense.

 


iSHARES® US & INTL HIGH YIELD CORP BOND ETF
Ticker: GHYG Stock Exchange: BATS
Investment Objective
The iShares US & Intl High Yield Corp Bond ETF (the “Fund”) seeks to track the investment results of an index composed of U.S. dollar, euro, British pound sterling and Canadian dollar-denominated, high yield corporate bonds.
Fees and Expenses
The following table describes the fees and expenses that you will incur if you own shares of the Fund. The investment advisory agreement between iShares, Inc. (the “Company”) and BlackRock Fund Advisors (“BFA”) (the “Investment Advisory Agreement”) provides that BFA will pay all operating expenses of the Fund, except interest expenses, taxes, brokerage expenses, distribution fees or expenses, and extraordinary expenses.
You may also incur usual and customary brokerage commissions and other charges when buying or selling shares of the Fund, which are not reflected in the Example that follows:
Annual Fund Operating Expenses
(ongoing expenses that you pay each year as a
percentage of the value of your investments)1
Management
Fees
  Distribution and
Service (12b-1)
Fees
  Other
Expenses
  Total Annual
Fund
Operating
Expenses
0.40%   None   None   0.40%

1 The expense information in the table has been restated to reflect current management fees.
Example. This Example is intended to help you compare the cost of owning shares of the Fund with the cost of investing in other funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated and then sell all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions, your costs would be:
1 Year   3 Years   5 Years   10 Years
$41   $128   $224   $505
S-1

 


Portfolio Turnover. The Fund may pay transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in Annual Fund Operating Expenses or in the Example, affect the Fund's performance. During the most recent fiscal year, the Fund's portfolio turnover rate was 24% of the average value of its portfolio.
Principal Investment Strategies
The Fund seeks to track the investment results of the Markit iBoxx Global Developed Markets High Yield Index (the “Underlying Index”), which is a rules-based index consisting of high yield corporate bonds denominated in U.S. dollars, euros, British pounds sterling and Canadian dollars. The Underlying Index is designed to provide a broad representation of the global high yield corporate bond market. High yield bonds are also known as “junk bonds.” The Underlying Index may include corporate bonds that are issued by companies domiciled in countries classified as developed markets by the index provider. The Underlying Index is a market value weighted index with a cap on each issuer of 3%. There is no limit to the number of issues in the Underlying Index. The Underlying Index may include large-, mid- or small-capitalization companies. Components of the Underlying Index primarily include consumer cyclical, consumer services, consumer staples, industrials and telecommunication companies. The components of the Underlying Index,
and the degree to which these components represent certain industries, are likely to change over time.
The Fund will invest in privately-issued securities, including those that are normally purchased pursuant to Rule 144A or Regulation S promulgated under the Securities Act of 1933, as amended (the “1933 Act”).
BFA uses a “passive” or indexing approach to try to achieve the Fund’s investment objective. Unlike many investment companies, the Fund does not try to “beat” the index it tracks and does not seek temporary defensive positions when markets decline or appear overvalued.
Indexing may eliminate the chance that the Fund will substantially outperform the Underlying Index but also may reduce some of the risks of active management, such as poor security selection. Indexing seeks to achieve lower costs and better after-tax performance by keeping portfolio turnover low in comparison to actively managed investment companies.
BFA uses a representative sampling indexing strategy to manage the Fund. “Representative sampling” is an indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to that of an applicable underlying index. The securities selected are expected to have, in the aggregate, investment characteristics (based on factors such as market capitalization and industry weightings), fundamental characteristics (such as return variability, duration, maturity, credit ratings and yield) and liquidity measures similar to those of an applicable underlying index. The Fund
S-2

 


may or may not hold all of the securities in an applicable underlying index.
The Fund generally will invest at least 90% of its assets in the component securities of the Underlying Index and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents, including shares of money market funds advised by BFA or its affiliates (“BlackRock Cash Funds”), as well as in securities not included in the Underlying Index, but which BFA believes will help the Fund track the Underlying Index. From time to time when conditions warrant, however, the Fund may invest at least 80% of its assets in the component securities of the Underlying Index and may invest up to 20% of its assets in certain futures, options and swap contracts, cash and cash equivalents, including shares of BlackRock Cash Funds, as well as in securities not included in the Underlying Index, but which BFA believes will help the Fund track the Underlying Index. The Fund seeks to track the investment results of the Underlying Index before fees and expenses of the Fund.
The Fund may lend securities representing up to one-third of the value of the Fund's total assets (including the value of any collateral received).
The Underlying Index is sponsored by Markit Indices Limited (the “Index Provider” or “Markit”), which is independent of the Fund and BFA. The Index Provider determines the composition and relative weightings of the securities in the Underlying Index and publishes information regarding the market value of the Underlying Index.
Industry Concentration Policy. The Fund will concentrate its investments
(i.e., hold 25% or more of its total assets) in a particular industry or group of industries to approximately the same extent that the Underlying Index is concentrated. For purposes of this limitation, securities of the U.S. government (including its agencies and instrumentalities), repurchase agreements collateralized by U.S. government securities, and securities of state or municipal governments and their political subdivisions are not considered to be issued by members of any industry.
Summary of Principal Risks
As with any investment, you could lose all or part of your investment in the Fund, and the Fund's performance could trail that of other investments. The Fund is subject to certain risks, including the principal risks noted below, any of which may adversely affect the Fund's net asset value per share (“NAV”), trading price, yield, total return and ability to meet its investment objective.
Asset Class Risk. Securities and other assets in the Underlying Index or in the Fund's portfolio may underperform in comparison to the general financial markets, a particular financial market or other asset classes.
Assets Under Management (AUM) Risk. From time to time, an Authorized Participant (as defined in the Creations and Redemptions section of this prospectus (the “Prospectus”)), a third party investor, the Fund’s adviser or an affiliate of the Fund’s adviser, or a fund may invest in the Fund and hold its investment for a specific period of time in order to facilitate commencement of the Fund’s operations or for the Fund to achieve size or scale. There can be no assurance that any such entity would not redeem its investment or that the
S-3

 


size of the Fund would be maintained at such levels, which could negatively impact the Fund.
Authorized Participant Concentration Risk. Only an Authorized Participant may engage in creation or redemption transactions directly with the Fund. The Fund has a limited number of institutions that may act as Authorized Participants on an agency basis (i.e., on behalf of other market participants). To the extent that Authorized Participants exit the business or are unable to proceed with creation and/or redemption orders with respect to the Fund and no other Authorized Participant is able to step forward to create or redeem Creation Units (as defined in the Purchase and Sale of Fund Shares section of the Prospectus), Fund shares may be more likely to trade at a premium or discount to NAV and possibly face trading halts and/or delisting. Authorized Participant concentration risk may be heightened for exchange-traded funds (“ETFs”), such as the Fund, that invest in non-U.S. securities or other securities or instruments that are less widely traded.
Call Risk. During periods of falling interest rates, an issuer of a callable bond held by the Fund may “call” or repay the security before its stated maturity, and the Fund may have to reinvest the proceeds in securities with lower yields, which would result in a decline in the Fund's income, or in securities with greater risks or with other less favorable features.
Concentration Risk. The Fund may be susceptible to an increased risk of loss, including losses due to adverse events that affect the Fund’s investments more than the market as a whole, to the extent that the Fund's investments are
concentrated in the securities of a particular issuer or issuers, country, group of countries, region, market, industry, group of industries, sector or asset class.
Consumer Cyclical Industry Risk. Consumer cyclical companies rely heavily on business cycles and economic conditions. Consumer cyclical companies may be adversely affected by domestic and international economic downturns, changes in exchange and interest rates, competition, consumers’ disposable income and preferences, social trends and marketing campaigns.
Consumer Services Industry Risk. The consumer services industry may be affected by, among other things, changes in the domestic and international economies, exchange rates, competition, consumers' disposable income and consumer preferences.
Consumer Staples Sector Risk. The consumer staples sector may be affected by, among other things, marketing campaigns, changes in consumer demands, government regulations and changes in commodity prices.
Credit Risk. Debt issuers and other counterparties may be unable or unwilling to make timely interest and/or principal payments when due or otherwise honor their obligations. Changes in an issuer’s credit rating or the market’s perception of an issuer’s creditworthiness may also adversely affect the value of the Fund’s investment in that issuer. The degree of credit risk depends on the issuer’s financial condition and on the terms of the securities.
Currency Risk. Because the Fund's NAV is determined in U.S. dollars, the
S-4

 


Fund's NAV could decline if the currency of a non-U.S. market in which the Fund invests depreciates against the U.S. dollar. Generally, an increase in the value of the U.S. dollar against a foreign currency will reduce the value of a security denominated in that foreign currency, thereby decreasing the Fund's overall NAV. Currency exchange rates can be very volatile and can change quickly and unpredictably. As a result, the Fund's NAV may change quickly and without warning.
Cyber Security Risk. Failures or breaches of the electronic systems of the Fund, the Fund's adviser, the Fund's distributor, and the Fund's other service providers, market makers, Authorized Participants or the issuers of securities in which the Fund invests have the ability to cause disruptions and negatively impact the Fund’s business operations, potentially resulting in financial losses to the Fund and its shareholders. While the Fund has established business continuity plans and risk management systems seeking to address system breaches or failures, there are inherent limitations in such plans and systems. Furthermore, the Fund cannot control the cyber security plans and systems of the Fund’s service providers, the Index Provider, market makers, Authorized Participants or issuers of securities in which the Fund invests.
Extension Risk. During periods of rising interest rates, certain debt obligations may be paid off substantially more slowly than originally anticipated and the value of those securities may fall sharply, resulting in a decline in the Fund’s income and potentially in the value of the Fund’s investments.
Geographic Risk. A natural or other disaster could occur in a geographic region in which the Fund invests, which could adversely affect the economy or the business operations of companies in the specific geographic region, causing an adverse impact on the Fund's investments in the affected region.
High Yield Securities Risk. Securities that are rated below investment-grade (commonly referred to as “junk bonds,” including those bonds rated lower than “BBB-” by S&P Global Ratings and Fitch Ratings, Inc. (“Fitch”) or “Baa3” by Moody's Investors Service, Inc. (“Moody's”)), or are unrated, may be deemed speculative, involve greater levels of risk than higher-rated securities of similar maturity and are more likely to default.
Income Risk. The Fund's income may decline when interest rates fall. This decline can occur because the Fund may subsequently invest in lower-yielding bonds as bonds in its portfolio mature, are near maturity or are called, bonds in the Underlying Index are substituted, or the Fund otherwise needs to purchase additional bonds.
Index-Related Risk. There is no guarantee that the Fund will achieve a high degree of correlation to the Underlying Index and therefore achieve its investment objective. Market disruptions and regulatory restrictions could have an adverse effect on the Fund’s ability to adjust its exposure to the required levels in order to track the Underlying Index. Errors in index data, index computations and/or the construction of the Underlying Index in accordance with its methodology may occur from time to time and may not be identified and corrected by the Index Provider for a period of time or at all,
S-5

 


which may have an adverse impact on the Fund and its shareholders.
Industrials Sector Risk. The industrials sector may be adversely affected by changes in the supply of and demand for products and services, product obsolescence, claims for environmental damage or product liability and general economic conditions, among other factors.
Interest Rate Risk. An increase in interest rates may cause the value of securities held by the Fund to decline, may lead to heightened volatility in the fixed-income markets and may adversely affect the liquidity of certain fixed-income investments. The current historically low interest rate environment increases the risks associated with rising interest rates.
Issuer Risk. The performance of the Fund depends on the performance of individual securities to which the Fund has exposure. Changes in the financial condition or credit rating of an issuer of those securities may cause the value of the securities to decline.
Liquidity Risk. Liquidity risk exists when particular investments are difficult to purchase or sell. This can reduce the Fund's returns because the Fund may be unable to transact at advantageous times or prices.
Management Risk. As the Fund may not fully replicate the Underlying Index, it is subject to the risk that BFA's investment strategy may not produce the intended results.
Market Risk. The Fund could lose money over short periods due to short-term market movements and over longer periods during more prolonged market downturns.
Market Trading Risk. The Fund faces numerous market trading risks, including the potential lack of an active market for Fund shares, losses from trading in secondary markets, periods of high volatility and disruptions in the creation/redemption process. ANY OF THESE FACTORS, AMONG OTHERS, MAY LEAD TO THE FUND'S SHARES TRADING AT A PREMIUM OR DISCOUNT TO NAV.
Non-U.S. Issuers Risk. Securities issued by non-U.S. issuers carry different risks from securities issued by U.S. issuers. These risks include differences in accounting, auditing and financial reporting standards, the possibility of expropriation or confiscatory taxation, adverse changes in investment or exchange control regulations, political instability, regulatory and economic differences, and potential restrictions on the flow of international capital. The Fund is specifically exposed to European Economic Risk and North American Economic Risk.
Operational Risk. The Fund is exposed to operational risks arising from a number of factors, including, but not limited to, human error, processing and communication errors, errors of the Fund’s service providers, counterparties or other third-parties, failed or inadequate processes and technology or systems failures. The Fund and BFA seek to reduce these operational risks through controls and procedures. However, these measures do not address every possible risk and may be inadequate to address these risks.
Passive Investment Risk. The Fund is not actively managed, and BFA generally does not attempt to take defensive
S-6

 


positions under any market conditions, including declining markets.
Privately-Issued Securities Risk. The Fund will invest in privately-issued securities, including those that are normally purchased pursuant to Rule 144A or Regulation S under the 1933 Act. Privately-issued securities are securities that have not been registered under the 1933 Act and as a result are subject to legal restrictions on resale. Privately-issued securities are not traded on established markets and may be illiquid, difficult to value and subject to wide fluctuations in value. Delay or difficulty in selling such securities may result in a loss to the Fund.
Reliance on Trading Partners Risk. The Fund invests in countries or regions whose economies are heavily dependent upon trading with key partners. Any reduction in this trading may have an adverse impact on the Fund's investments. Through its portfolio companies' trading partners, the Fund is specifically exposed to Asian Economic Risk, European Economic Risk and North American Economic Risk.
Risk of Investing in Developed Countries. The Fund’s investment in developed country issuers may subject the Fund to regulatory, political, currency, security, economic and other risks associated with developed countries. Developed countries tend to represent a significant portion of the global economy and have generally experienced slower economic growth than some less developed countries. In addition, developed countries may be adversely impacted by changes to the economic conditions of certain key trading partners, regulatory burdens,
debt burdens and the price or availability of certain commodities.
Risk of Investing in the United States. The Fund has significant exposure to U.S. issuers. Certain changes in the U.S. economy, such as when the U.S. economy weakens or when its financial markets decline, may have an adverse effect on the securities to which the Fund has exposure.
Securities Lending Risk. The Fund may engage in securities lending. Securities lending involves the risk that the Fund may lose money because the borrower of the loaned securities fails to return the securities in a timely manner or at all. The Fund could also lose money in the event of a decline in the value of collateral provided for loaned securities or a decline in the value of any investments made with cash collateral. These events could also trigger adverse tax consequences for the Fund.
Structural Risk. The countries in which the Fund invests may be subject to considerable degrees of economic, political and social instability.
Telecommunications Sector Risk. Companies in the telecommunications sector may be affected by industry competition, substantial capital requirements, government regulation and obsolescence of telecommunications products and services due to technological advancement.
Tracking Error Risk. Tracking error is the divergence of the Fund’s performance from that of the applicable underlying index. Tracking error may occur because of differences between the securities and other instruments held in the Fund’s portfolio and those included in the applicable underlying index, pricing differences (including
S-7

 


differences between a security’s price at the local market close and the Fund's valuation of a security at the time of calculation of the Fund's NAV), differences in transaction costs, the Fund’s holding of uninvested cash, differences in timing of the accrual of or the valuation of distributions, tax gains or losses, changes to the applicable underlying index or the costs to the Fund of complying with various new or existing regulatory requirements. This risk may be heightened during times of increased market volatility or other unusual market conditions. Tracking error also may result because the Fund incurs fees and expenses, while the Underlying Index does not.
Valuation Risk. The sale price the Fund could receive for a security or other asset may differ from the Fund's valuation of the security or other asset and from the value used by the Underlying Index, particularly for securities or other assets that trade in low volume or volatile markets or that are valued using a fair value methodology. In addition, the value of the securities or other assets in the Fund's portfolio may change on days or during time periods when shareholders will not be able to purchase or sell the Fund's shares.
S-8

 


Performance Information
The bar chart and table that follow show how the Fund has performed on a calendar year basis and provide an indication of the risks of investing in the Fund. Both assume that all dividends and distributions have been reinvested in the Fund. Past performance (before and after taxes) does not necessarily indicate how the Fund will perform in the future. Supplemental information about the Fund’s performance is shown under the heading Total Return Information in the Supplemental Information section of the Prospectus. If BFA had not waived certain Fund fees during certain periods, the Fund's returns would have been lower. The Fund was previously subject to a contractual fee waiver, which was discontinued on August 1, 2016.
Year by Year Returns (Years Ended December 31)
The best calendar quarter return during the periods shown above was 4.90% in the 3rd quarter of 2016; the worst was -4.56% in the 3rd quarter of 2015.
Updated performance information is available at www.iShares.com or by calling 1-800-iShares (1-800-474-2737) (toll free).
Average Annual Total Returns
(for the periods ended December 31, 2016)
  One Year   Since Fund
Inception
(Inception Date: 4/3/2012)      
Return Before Taxes 12.29%   4.52%
Return After Taxes on Distributions1 10.03%   2.27%
Return After Taxes on Distributions and Sale of Fund Shares1 6.91%   2.47%
Markit iBoxx Global Developed Markets High Yield Index (Index returns do not reflect deductions for fees, expenses, or taxes) 12.65%   4.71%

1 After-tax returns in the table above are calculated using the historical highest individual U.S. federal marginal income tax rates and do not reflect the impact of state or local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown, and after-tax returns shown are not relevant to tax-exempt investors or investors who hold shares through tax-deferred arrangements, such as 401(k) plans or individual retirement accounts (“IRAs”). Fund returns after taxes on distributions and sales of Fund shares are calculated assuming that an investor has sufficient capital gains of the same character from other investments to offset any capital losses from the sale of Fund shares. As a result, Fund returns after taxes on distributions and sales of Fund shares may exceed Fund returns before taxes and/or returns after taxes on distributions.
S-9

 


Management
Investment Adviser and Sub-Adviser. The Fund's investment adviser is BFA. The Fund’s sub-adviser is BlackRock International Limited (“BIL” or the “Sub-Adviser”).
Portfolio Managers. James Mauro and Scott Radell (the “Portfolio Managers”) are primarily responsible for the day-to-day management of the Fund. Each Portfolio Manager supervises a portfolio management team. Mr. Mauro and Mr. Radell have been Portfolio Managers of the Fund since 2012.
Purchase and Sale of Fund Shares
The Fund is an ETF. Individual shares of the Fund are listed on a national securities exchange. Most investors will buy and sell shares of the Fund through a broker-dealer. The price of Fund shares is based on market price, and because ETF shares trade at market prices rather than at NAV, shares may trade at a price greater than NAV (a premium) or less than NAV (a discount). The Fund will only issue or redeem shares that have been aggregated into blocks of 100,000 shares or multiples thereof (“Creation Units”) to Authorized Participants who have entered into agreements with the Fund's distributor. The Fund generally will issue or redeem Creation Units in return for a designated portfolio of securities (and an amount of cash) that the Fund specifies each day.
Tax Information
The Fund intends to make distributions that may be taxable to you as ordinary income or capital gains, unless you are investing through a tax-deferred arrangement such as a 401(k) plan or an IRA, in which case, your distributions generally will be taxed when withdrawn.
Payments to Broker-Dealers and other Financial Intermediaries
If you purchase shares of the Fund through a broker-dealer or other financial intermediary (such as a bank), BFA or other related companies may pay the intermediary for marketing activities and presentations, educational training programs, conferences, the development of technology platforms and reporting systems or other services related to the sale or promotion of the Fund. These payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial intermediary’s website for more information.
S-10

 


For more information visit www.iShares.com or call 1-800-474-2737
IS-SP-GHYG-1017
Investment Company Act file No.: 811-09102
GRAPHIC 2 g464791br2015.gif GRAPHIC begin 644 g464791br2015.gif M1TE&.#EA?0 2 / ",?( "'Y! $ $ + !] !( +^A(\0R^T/ MHYPIS8LSJU7[+W$62%[(PI6J=@;="F^'T\ZF#;TNCLYMS]/1=#^@8K0Q>I2EK%";:'EE4JI8Q6]$]I6UWS/N:\SR(D]CU_S.BZWX?6TJ MY>56YK>70S1W%U8H1I5X4J7(-\2WU33V%,G&I=CVJ&8HJ1D'ER@J&,H6B;4) MQGDH])#&9*IE]RIKJ0H8"EE;F=IZFI7;"$H,5L[]NP;A$K[ M&1A]W2R\2O(+]OWOQA.Y;,8+* JB;. GRAPHIC 3 g464791ghyg.jpg GRAPHIC begin 644 g464791ghyg.jpg M_]C_X 02D9)1@ ! 0$ 9 !D #_X@H@24-#7U!23T9)3$4 0$ H0 M (0 !M;G1R4D="(%A96B !A8W-P05!03 M ]M4 0 #3+ M ID97-C _ M 'QC<')T !> "AW='!T !H !1B:W!T !M !1R6%E: ! MR !1G6%E: !W !1B6%E: !\ !1R5%)# "! " QG5%)# M "! " QB5%)# "! " QD97-C ")!"!3;V9T=V%R92 R M,#$Q %A96B #S40 ! 1;,6%E:( !8 M65H@ ;Z( #CU #D%A96B !BF0 MX4 !C:6%E:( M "2@ /A ML]C=7)V ! % H #P 4 !D '@ C "@ M+0 R #< .P! $4 2@!/ %0 60!> &, : !M '( =P!\ ($ A@"+ ) E0": M )\ I "I *X L@"W +P P0#& ,L T #5 -L X #E .L \ #V /L! 0$' 0T! M$P$9 1\!)0$K 3(!. $^ 44!3 %2 5D!8 %G 6X!=0%\ 8,!BP&2 9H!H0&I M ;$!N0'! $!Z0'R ?H" P(, A0"'0(F B\". )! DL"5 )= F<" M<0)Z H0"C@*8 J("K *V L$"RP+5 N "ZP+U P #"P,6 R$#+0,X T,#3P-: M V8#<@-^ XH#E@.B ZX#N@/' ],#X /L _D$!@03!" $+00[!$@$501C!'$$ M?@2,!)H$J 2V!,0$TP3A!/ $_@4-!1P%*P4Z!4D%6 5G!7<%A@66!:8%M07% M!=4%Y07V!@8&%@8G!C<&2 99!FH&>P:,!IT&KP; !M$&XP;U!P<'&09!ZP'OP?2!^4'^ @+"!\(,@A&"%H(;@B"")8(J@B^"-((YPC[ M"1 ))0DZ"4\)9 EY"8\)I FZ"<\)Y0G["A$*)PH]"E0*:@J!"I@*K@K%"MP* M\PL+"R(+.0M1"VD+@ N8"[ +R OA"_D,$@PJ#$,,7 QU#(X,IPS #-D,\PT- M#28-0 U:#70-C@VI#<,-W@WX#A,.+@Y)#F0.?PZ;#K8.T@[N#PD/)0]!#UX/ M>@^6#[,/SP_L$ D0)A!#$&$0?A";$+D0UQ#U$1,1,1%/$6T1C!&J$)%ZX7TA?W M&!L80!AE&(H8KQC5&/H9(!E%&6L9D1FW&=T:!!HJ&E$:=QJ>&L4:[!L4&SL; M8QN*&[(;VAP"'"H<4AQ['*,0!YJ'I0>OA[I M'Q,?/A]I'Y0?OQ_J(!4@02!L()@@Q"#P(1PA2"%U(:$ASB'[(B--@U M$S5--8Y",$)R0K5"]T,Z0WU#P$0#1$=$BD3.11)%546: M1=Y&(D9G1JM&\$25^!8+UA]6,M9 M&EEI6;A:!UI66J9:]5M%6Y5;Y5PU7(9O5\/7V%?LV % M8%=@JF#\84]AHF'U8DEBG&+P8T-CEV/K9$!DE&3I93UEDF7G9CUFDF;H9SUG MDV?I:#]HEFCL:4-IFFGQ:DAJGVKW:T]KIVO_;%=LKVT(;6!MN6X2;FMNQ&\> M;WAOT7 K<(9PX'$Z<95Q\')+%V/G:;=OAW M5G>S>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\X7U!?:%^ 7YB?L)_(W^$ M?^6 1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5'A:N&#H9RAM>'.X>?B 2( M:8C.B3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^.9H[.CS:/GI &D&Z0UI$_ MD:B2$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=UE^"83)BXF229D)G\FFB: MU9M"FZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16 MI,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL"JW6KZ:QK_UP'# [,%GP>/"7\+;PUC# MU,11Q,[%2\7(QD;&P\=!Q[_(/%$XIZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_R MC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?ZY_MW_ ?\F/TI_;K^2_[< M_VW____; $, " 8&!P8%" <'!PD)" H,% T,"PL,&1(3#Q0=&A\>'1H<'" D M+B<@(BPC'!PH-RDL,#$T-#0?)SD].#(\+C,T,O_; $,!"0D)# L,& T-&#(A M'"$R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R M,C(R,C(R,O_ !$( (P!3 ,!(@ "$0$#$0'_Q ? !!0$! 0$! 0 M 0(#! 4&!P@)"@O_Q "U$ " 0,# @0#!04$! 7T! @, !!$%$B$Q M008346$'(G$4,H&1H0@C0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-CH.$A8:'B(F*DI.4 ME9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+C MY.7FY^CIZO'R\_3U]O?X^?K_Q ? 0 # 0$! 0$! 0$! 0(#! 4& M!P@)"@O_Q "U$0 " 0($! ,$!P4$! ! G< 0(#$00%(3$&$D%1!V%Q$R(R M@0@40I&AL<$)(S-2\!5B7J"@X2%AH>(B8J2DY25EI>8F9JB MHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(RKR M\_3U]O?X^?K_V@ , P$ A$#$0 _ /;M8U&73+:WFBM?/$MW!;O\X7RUDD5- M_OC<.!69<>)+F'6[RR2T5E@W)"A$BO1\N[H6XSC) M)Q0!4T7Q"VHBZ^T1QP?8P1.3N4[@S<[& 8+M"MD_WL=C6AI^LZ=JKRI8WD4[ M0A3($/W0V<9^NT_E573?#=GI5^UY!).TCJP;S&!W,VSPVVG6?DV,EM#+))E49],O;[689KNTLA9(I)5)VWL_S*&;Y!G"' M@9&"S=< U2A\*S_V)WU*2_> )'.$K MZ8WMY9[FD=8W:S+ED3R@P=3L)9@&\T8.3\JXX*D5J:0;\^+-4_M!+9)/L-IM M%N[,,;[CKD#F@#HJ*** "BBFN-T;+N*Y!&X=1[T .HKEM.N!#H=W>7^M7*VU MTSR6DDLB^:L*KG,J.057'.3G[H !W]%TEEC)&1N5"1Q]17R__P +]\=?\_-E_P" JU],^*_^ M1.US_L'S_P#HMJ^%Z /3_P#A?OCK_GYLO_ 5:/\ A?OCK_GYLO\ P%6O,** M/MS2=?E2TMAJYC59(E87H(5&)&<./X#[_=)_NDA:Z.N5TY0VD6BL 5," @]# M\HKH-, &DV8 P! G'_ 10!:HHHH **** "BBLN;7[*"ZNX9!.%M%+7$PA8QQ MX0.06QC.T@X]Q0!J5D6W_(XZE_V#[3_T9<58L-7M=28I!Y@D5=SHZ%2GS,F# M[Y1ORJO;?\CCJ7_8/M/_ $9<4 :]%%% !61XE\2:?X3T.75]4:1;2)E5C&FY MLL0!Q]36O7F_QV_Y)1J/_7:#_P!&+0!6_P"%_P#@;_GM?_\ @*?\:/\ A?\ MX&_Y[7__ ("G_&OE&B@#ZWT_XW^#]4U""QLSJ$MS.X2-/LV-Q/;DUWUCJ5GJ M*,UK.LFPX=""KH?1E."I]B!7QA\//^2AZ#_U^)_.OK22)/M-O. 5F$L:>8A* MMM,BY4D*_\ D3M<_P"P?/\ ^BVKX7K[H\5_\B=KG_8/G_\ 1;5\+T % M%%% 'VMIG_(*L_\ K@G_ *"*W]-_Y!5G_P!<$_\ 016!IG_(*L_^N"?^@BM_ M3?\ D%6?_7!/_010!:HHHH **** "N;GT":;Q,E^+33XXA.99;A&;SIT,!C\ MMP5P5R0?O8^4<9YKI** .8T+PY>:7=W?G26XL[I7>2&W)10[!.%4 8"X;_';_DE&H_]=H/_ $8M>D5YO\=O^24:C_UV@_\ 1BT ?)%%%% ' M3?#S_DH>@_\ 7XG\Z^MW^]#_ -=XO_0UKY(^'G_)0]!_Z_$_G7UN_P!Z'_KO M%_Z&M '14444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 M 9'BO_D3M<_[!\__ *+:OA>ONCQ7_P B=KG_ &#Y_P#T6U?"] !1110!]K:9 M_P @JS_ZX)_Z"*W]-_Y!5G_UP3_T$5@:9_R"K/\ ZX)_Z"*W]-_Y!5G_ -<$ M_P#010!:HHHH **** "N4N]=U87D[6:VSQB\>PB@E1@2XA+JY;/3?@8Q]WG. M:ZNL_P#L73_[3.H^2WVDOYF?-?;OV;-^S.W=L^7=C..,T 9/A_7[B]FO(+QA MYUGO0Q*@\R0HYRV%)4X4Q@@'[Q/3BJUOX@B'BS49/[.U7#6-J,?8GR,27'48 MZ<_H:W[+1-.TZX\^TM_*DV>7P[$8PHZ$XSA$!/4[1S4%M_R..I?]@^T_]&7% M #?^$DB_Z!FK_P#@#)_A1_PDD7_0,U?_ , 9/\*V:* ,;_A)(O\ H&:O_P" M,G^%<5\5I+SQ/\/[S2]*T;59KN22)E0V;KD*X)Y(]!7IU% 'Q7_PK/QM_P!" MQJ?_ 'X-'_"L_&W_ $+&I_\ ?@U]J44 ?)'@SP%XMTKQGI%_>^'-2BMH+E'D MD^SL=J@\G YKZ+EO@!&RV>H-ME1B!8S9(# GJOH*ZRB@#&_X22+_ *!FK_\ M@#)_A1_PDD7_ $#-7_\ &3_ K9HH QO^$DB_Z!FK_^ ,G^%'_"21?] S5_ M_ &3_"MFB@#SV[^-G@BQO)[.ZO[F*X@D:*6-K.3*,IP0>.H(J'_A>W@'_H)W M'_@))_A6QK6D>#K;4'>\\*:7=32 W-U.;&%BBLV"[EAEB6)/&3PQ^J:AX>\! MZ;?6-G<>&= 6>]FQ:CIT=Y<6DV?+E6W(#8)4]>>H(KG[BQ\(65S=17?@'2HEMMI>3[' M;,H#!B.@X)"' ZY91_$*ZK3]#T&73(!#H-A!;8+10_9(U"@DG.T# SG..O// M- "+XFMW!*:?JC@$C*V;D9!P>0/6G?\ "21?] S5_P#P!D_PK4M[:"T@6"VA MCAA7.V.- JC)R< >Y-2T 8W_ DD7_0,U?\ \ 9/\*/^$DB_Z!FK_P#@#)_A M6S10!QVN?$WP[X:\C^VOM]E]HW>5YUE(-^W&<<=MP_.LC_A>W@'_ *"=Q_X" M2?X5P_[37_,K?]O?_M&O * /K?\ X7MX!_Z"=Q_X"2?X5H:-\6?"GB&^-EI5 MS=75R$,GEK:N#M&,GD#U%?'%>F_ K_DH+_\ 7C)_Z$E 'TT?$4 Z6.HM[):L MQ_(4G_"21?\ 0,U?_P 9/\ "IM._P"/AO\ E=!10!C?\))%_T#-7_\ 9/\*/\ A)(O^@9J_P#X R?X5LT4 8W_ DD M7_0,U?\ \ 9/\*T+*\6^@\U8;B$;BNV>(QM^1[59HH *9YT7G>3YJ>;C.S<, M_E23M,L+&WCCDEXVK(Y13SW(!Q^5<;<::UQXEE5K>Z+7TC1WH-J/+BA-KM)B MGV9^\% Y'5OE'6@#LXY8Y55HY$=6&Y2K @CU%9=M_P CCJ7_ &#[3_T9<5A^ M%K>_MK^^A>TFA297>">>'!C4L'4': G+2R$J,$%2#D8-:.D0WD/BS5%O;M+J M0V-H0R0^7@;[CC&30!T5%%% !1110 4444 %%%% !1110 4444 8UYX9T^\N M6F"M;F4;;A8 JBX&X-A^"3R#R,'D\T^[T&*]FBEGO+HLF5?&P>:N\.%;Y>@* M@9&#CJ2>:UJ* ,XZ+;M9W%LTDQ6YG,T[%ANDR0=I./NX 3']T 5)I.EP:/IT M=C;,YBC)(+XSR<]@ .O8?K5VB@ HHHH **** /G_ /::_P"96_[>_P#VC7@% M>_\ [37_ #*W_;W_ .T:\ H *]-^!7_)07_Z\9/_ $)*\RKTSX%L%\?R,Q 4 M6,I)/0?,E 'U!IW_ !\-_N'^8K3K%T6[CNYW>W#R0A#^^"GRR<]%;HW0_=SC M'..*VJ "BBB@ HHHH **** "BBB@ HHHH **** "BJ.J:G'I4-O++#-*)KF* MV'E+G:9'"!F]%!(R:H7GBFWLKF=)+2Z>"%VA,\:JP,JQ&4H!G/W1@'&-W% & M[61;?\CCJ7_8/M/_ $9<4:-K\&LQR/%'M6$$2N'5D5@S*5# X/"[OHRGO4=E M-%/XOU-HI4D L+0$HP/_ "TN* -NBBB@ HHHH **** "BBB@ HHHH **** " MBBB@ HHHH **** "BBB@#)U[3- O;,W>OZ=I]U;V<;R;[RW241+C+$;@<<*, MX]!6/9>&? U[I":FOAC0$MS&9&8V4!" =0Q (R,'//!!KH=3TFSU:V:&ZB4G M:RI*%&^(GNI(.#P/RJ&+0X5M9+:6XN)X92[2JY4>8S,&W$J 01C Q@8[$\T M%M M/L[BWP7ECLH4,9.&5=RC.[U'\)7![9T#X1L,;5GO C%O.4S;_.5I/,*,6!., MYZ$'!/.3FK5KX?M+36)-4629[J165V=A\V6SS@9XX &<8 XR,T :M%%% !11 M10 4444 %%%% !1110 4444 %%%% &;FZ%RC"='CQO=MF2><;?E;"XXWL,XXK6M=.LK$N;.SM[@!B^)E=3$NGW)O1=&U^S;DSO$8D)W;MN I'.>O'6 MIH_$-K*-&:.&X9-6)$3[.(\1M)A_0X4C'K]#7F6G^*;M?A_;:^EM:K>:;J;0 M1C:Q6021C>SY;)8ERQ((R0/?/=P0+;6/@V%"2%G'+=2?LDQ)/XT :EKK:W&L MR::]G/#($DDC=RN'5&"DX!RH)8$9'(YK5KSWPUJUSJOQ*U.VN1%G3HIXDE1 MKS*95 \PCAMH7C@=3UKT*@ HHHH **** ,O4-:&G7L,$EEN.@QCCKD\T =!)XNLX]&@U%K:Y7S[MK1('0+)N64QL2"> -I; MZ>YQ705Y_J&D07?AN:^>6Y2>+4;F)3%,RC:U^<\#W /X#TKOD78BKDG: ,L< MD_6@!U%%% !1110!7O;EK2U:9+::Y<%56*$ LQ9@!UX &N&YZ;<[AR*J?$O6KS0? ]W>V+A)S)##N.>%>15; M!!!!P3SVKC+O7[AO"?A[48;>UMY-2@GTN2.&,A(X=^T; 2<, O&21R<@\8 / M4?[6A.M0:8L4K/-:O=),%_=E59%(SZ_.#CT_"JWA[Q!#XBM&NK>-4BPI7$Z. M2&&1D*3M.,<'FFS1K'XKTN*/Y573KM5QV >W]:YSXG'3 % '>T444 %%%% !6%-XG@M;BZCNK*[@6&&:=691^]2 M)@C$#.1DL-N<;AR*W:\=T'Q'=^)M9\8Z;J$5OM$-T1.BGS%$,NR-1DD;5R3C M'WB3W- 'HTWB:*UT?5+^XL;M)-,!-Q;*%=_NAP5P<$88)=:NEC6ZO+>?S%C!"*%@ M"@ $D]L\D\D^P"^)[R2V^(^F::BQF'4_LKS,RY=3!,SIM/8$]0<^V"B4 ..444 %%%% !1110!__]D! end GRAPHIC 4 g464791img0d46b5731.gif GRAPHIC begin 644 g464791img0d46b5731.gif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g464791isharesbr2015.jpg GRAPHIC begin 644 g464791isharesbr2015.jpg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end