The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GENERAL ELECTRIC CO COM 369604103 81 12,941 SH   SOLE 0 0 0 12,941
MILESTONE SCIENTIFIC INC COM NEW 59935P209 39 28,409 SH   SOLE 0 0 0 28,409
ISHARES TR NATIONAL MUN ETF 464288414 8,973 77,404 SH   SOLE 0 0 0 77,404
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,111 27,205 SH   SOLE 0 0 0 27,205
APPLE INC COM 037833100 72,329 624,547 SH   SOLE 0 0 0 624,547
INTEL CORP COM 458140100 17,076 329,779 SH   SOLE 0 0 0 329,779
ISHARES TR NEW YORK MUN ETF 464288323 2,790 48,575 SH   SOLE 0 0 0 48,575
INCYTE CORP COM 45337C102 15,140 168,710 SH   SOLE 0 0 0 168,710
VANGUARD WELLINGTON FD US QUALITY 921935706 206 2,475 SH   SOLE 0 0 0 2,475
ISHARES TR BARCLAYS 7 10 YR 464287440 212 1,740 SH   SOLE 0 0 0 1,740
VANGUARD INDEX FDS MID CAP ETF 922908629 322 1,826 SH   SOLE 0 0 0 1,826
BLACKSTONE GROUP INC COM CL A 09260D107 239 4,574 SH   SOLE 0 0 0 4,574
TRANSCAT INC COM 893529107 201 6,870 SH   SOLE 0 0 0 6,870
INVESCO QQQ TR UNIT SER 1 46090E103 695 2,500 SH   SOLE 0 0 0 2,500
NVIDIA CORPORATION COM 67066G104 16,929 31,280 SH   SOLE 0 0 0 31,280
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,746 170,483 SH   SOLE 0 0 0 170,483
STARBUCKS CORP COM 855244109 19,042 221,627 SH   SOLE 0 0 0 221,627
RAYTHEON TECHNOLOGIES CORP COM 75513E101 984 17,105 SH   SOLE 0 0 0 17,105
STARRETT L S CO CL A 855668109 221 74,800 SH   SOLE 0 0 0 74,800
ISHARES TR ISHS 1-5YR INVS 464288646 24,814 451,895 SH   SOLE 0 0 0 451,895
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,453 33,595 SH   SOLE 0 0 0 33,595
CATERPILLAR INC DEL COM 149123101 21,154 141,828 SH   SOLE 0 0 0 141,828
UNITED PARCEL SERVICE INC CL B 911312106 21,557 129,373 SH   SOLE 0 0 0 129,373
DISNEY WALT CO COM DISNEY 254687106 19,878 160,204 SH   SOLE 0 0 0 160,204
BK OF AMERICA CORP COM 060505104 23,917 992,819 SH   SOLE 0 0 0 992,819
PALO ALTO NETWORKS INC COM 697435105 242 987 SH   SOLE 0 0 0 987
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,524 66,211 SH   SOLE 0 0 0 66,211
CISCO SYS INC COM 17275R102 610 15,481 SH   SOLE 0 0 0 15,481
ABBVIE INC COM 00287Y109 245 2,802 SH   SOLE 0 0 0 2,802
VISA INC COM CL A 92826C839 334 1,669 SH   SOLE 0 0 0 1,669
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 337 4,273 SH   SOLE 0 0 0 4,273
FACEBOOK INC CL A 30303M102 23,053 88,024 SH   SOLE 0 0 0 88,024
INTERNATIONAL BUSINESS MACHS COM 459200101 443 3,638 SH   SOLE 0 0 0 3,638
SERVICENOW INC COM 81762P102 23,135 47,701 SH   SOLE 0 0 0 47,701
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 347 14,445 SH   SOLE 0 0 0 14,445
ISHARES TR RUSSELL 2000 ETF 464287655 250 1,670 SH   SOLE 0 0 0 1,670
APTARGROUP INC COM 038336103 713 6,300 SH   SOLE 0 0 0 6,300
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,384 60,993 SH   SOLE 0 0 0 60,993
MASTERCARD INCORPORATED CL A 57636Q104 28,333 83,784 SH   SOLE 0 0 0 83,784
LOWES COS INC COM 548661107 509 3,066 SH   SOLE 0 0 0 3,066
PAYCHEX INC COM 704326107 1,052 13,188 SH   SOLE 0 0 0 13,188
ISHARES TR MSCI USA QLT FCT 46432F339 217 2,094 SH   SOLE 0 0 0 2,094
ENTERPRISE PRODS PARTNERS L COM 293792107 277 17,545 SH   SOLE 0 0 0 17,545
CHEVRON CORP NEW COM 166764100 13,547 188,147 SH   SOLE 0 0 0 188,147
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 29,518 543,916 SH   SOLE 0 0 0 543,916
DISCOVERY INC COM SER A 25470F104 21,729 998,134 SH   SOLE 0 0 0 998,134
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 214 4,182 SH   SOLE 0 0 0 4,182
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,790 17,087 SH   SOLE 0 0 0 17,087
AMGEN INC COM 031162100 620 2,440 SH   SOLE 0 0 0 2,440
COCA COLA CO COM 191216100 377 7,637 SH   SOLE 0 0 0 7,637
VERIZON COMMUNICATIONS INC COM 92343V104 27,483 461,980 SH   SOLE 0 0 0 461,980
ISHARES TR CORE S&P MCP ETF 464287507 926 4,999 SH   SOLE 0 0 0 4,999
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 832 34,124 SH   SOLE 0 0 0 34,124
GENERAL DYNAMICS CORP COM 369550108 14,792 106,852 SH   SOLE 0 0 0 106,852
JOHNSON & JOHNSON COM 478160104 33,606 225,725 SH   SOLE 0 0 0 225,725
GABELLI EQUITY TR INC COM 362397101 51 10,000 SH   SOLE 0 0 0 10,000
ISHARES TR SHRT NAT MUN ETF 464288158 10,746 99,408 SH   SOLE 0 0 0 99,408
NEXTERA ENERGY INC COM 65339F101 27,601 99,442 SH   SOLE 0 0 0 99,442
NBT BANCORP INC COM 628778102 380 14,177 SH   SOLE 0 0 0 14,177
PROCTER AND GAMBLE CO COM 742718109 28,268 203,385 SH   SOLE 0 0 0 203,385
CORNING INC COM 219350105 219 6,753 SH   SOLE 0 0 0 6,753
PNC FINL SVCS GROUP INC COM 693475105 26,419 240,370 SH   SOLE 0 0 0 240,370
ALPHABET INC CAP STK CL C 02079K107 42,070 28,627 SH   SOLE 0 0 0 28,627
ISHARES TR CORE S&P500 ETF 464287200 895 2,664 SH   SOLE 0 0 0 2,664
ISHARES TR MSCI USA MMENTM 46432F396 355 2,410 SH   SOLE 0 0 0 2,410
ISHARES TR SELECT DIVID ETF 464287168 354 4,344 SH   SOLE 0 0 0 4,344
AMERICOLD RLTY TR COM 03064D108 17,135 479,289 SH   SOLE 0 0 0 479,289
VANGUARD INDEX FDS GROWTH ETF 922908736 292 1,285 SH   SOLE 0 0 0 1,285
ISHARES TR MSCI ACWI EX US 464288240 1,139 24,765 SH   SOLE 0 0 0 24,765
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 16,738 285,249 SH   SOLE 0 0 0 285,249
COMCAST CORP NEW CL A 20030N101 363 7,851 SH   SOLE 0 0 0 7,851
ISHARES TR 3 7 YR TREAS BD 464288661 258 1,929 SH   SOLE 0 0 0 1,929
CNB FINL CORP PA COM 126128107 449 30,224 SH   SOLE 0 0 0 30,224
TJX COS INC NEW COM 872540109 17,981 323,109 SH   SOLE 0 0 0 323,109
ECOLAB INC COM 278865100 242 1,209 SH   SOLE 0 0 0 1,209
MCDONALDS CORP COM 580135101 26,255 119,617 SH   SOLE 0 0 0 119,617
ALPHABET INC CAP STK CL A 02079K305 221 151 SH   SOLE 0 0 0 151
ENBRIDGE INC COM 29250N105 14,397 493,054 SH   SOLE 0 0 0 493,054
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,317 86,598 SH   SOLE 0 0 0 86,598
PEPSICO INC COM 713448108 24,525 176,946 SH   SOLE 0 0 0 176,946
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,842 45,038 SH   SOLE 0 0 0 45,038
AMAZON COM INC COM 023135106 51,082 16,223 SH   SOLE 0 0 0 16,223
SOUTHWEST AIRLS CO COM 844741108 19,316 515,086 SH   SOLE 0 0 0 515,086
ISHARES TR CORE S&P SCP ETF 464287804 3,023 43,042 SH   SOLE 0 0 0 43,042
CONSTELLATION BRANDS INC CL A 21036P108 26,237 138,448 SH   SOLE 0 0 0 138,448
MONDELEZ INTL INC CL A 609207105 238 4,151 SH   SOLE 0 0 0 4,151
ISHARES TR RUS 1000 VAL ETF 464287598 309 2,619 SH   SOLE 0 0 0 2,619
ZIMMER BIOMET HOLDINGS INC COM 98956P102 283 2,082 SH   SOLE 0 0 0 2,082
MICROCHIP TECHNOLOGY INC. COM 595017104 210 2,040 SH   SOLE 0 0 0 2,040
VANGUARD INDEX FDS SMALL CP ETF 922908751 23,802 154,761 SH   SOLE 0 0 0 154,761
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 332 6,000 SH   SOLE 0 0 0 6,000
HUMANA INC COM 444859102 24,248 58,585 SH   SOLE 0 0 0 58,585
UNITEDHEALTH GROUP INC COM 91324P102 539 1,728 SH   SOLE 0 0 0 1,728
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,037 3,372 SH   SOLE 0 0 0 3,372
WASTE MGMT INC DEL COM 94106L109 234 2,069 SH   SOLE 0 0 0 2,069
GENERAL MLS INC COM 370334104 242 3,916 SH   SOLE 0 0 0 3,916
GOLDMAN SACHS GROUP INC COM 38141G104 22,268 110,804 SH   SOLE 0 0 0 110,804
BIOGEN INC COM 09062X103 17,203 60,643 SH   SOLE 0 0 0 60,643
ISHARES TR CORE HIGH DV ETF 46429B663 208 2,586 SH   SOLE 0 0 0 2,586
GABELLI UTIL TR COM 36240A101 95 12,500 SH   SOLE 0 0 0 12,500
VANGUARD INDEX FDS LARGE CAP ETF 922908637 329 2,100 SH   SOLE 0 0 0 2,100
UNION PAC CORP COM 907818108 514 2,613 SH   SOLE 0 0 0 2,613
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 239 3,875 SH   SOLE 0 0 0 3,875
JPMORGAN CHASE & CO COM 46625H100 28,871 299,894 SH   SOLE 0 0 0 299,894
EXXON MOBIL CORP COM 30231G102 12,665 368,920 SH   SOLE 0 0 0 368,920
ISHARES TR ISHS 5-10YR INVT 464288638 6,269 103,095 SH   SOLE 0 0 0 103,095
ISHARES TR IBOXX INV CP ETF 464287242 450 3,340 SH   SOLE 0 0 0 3,340
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,324 137,693 SH   SOLE 0 0 0 137,693
CHUBB LIMITED COM H1467J104 15,494 133,428 SH   SOLE 0 0 0 133,428
ISHARES TR IBOXX HI YD ETF 464288513 593 7,069 SH   SOLE 0 0 0 7,069
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 149 13,850 SH   SOLE 0 0 0 13,850
MICROSOFT CORP COM 594918104 55,633 264,502 SH   SOLE 0 0 0 264,502
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,965 212,915 SH   SOLE 0 0 0 212,915
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,831 88,747 SH   SOLE 0 0 0 88,747
ABBOTT LABS COM 002824100 27,198 249,912 SH   SOLE 0 0 0 249,912
MERCK & CO. INC COM 58933Y105 525 6,330 SH   SOLE 0 0 0 6,330
BOEING CO COM 097023105 31,597 191,195 SH   SOLE 0 0 0 191,195
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 921 9,815 SH   SOLE 0 0 0 9,815
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 45,567 213,989 SH   SOLE 0 0 0 213,989
HOME DEPOT INC COM 437076102 19,062 68,640 SH   SOLE 0 0 0 68,640
CITIGROUP INC COM NEW 172967424 216 5,011 SH   SOLE 0 0 0 5,011
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 413 21,554 SH   SOLE 0 0 0 21,554
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 237 1,828 SH   SOLE 0 0 0 1,828
SCHWAB STRATEGIC TR US TIPS ETF 808524870 20,276 329,001 SH   SOLE 0 0 0 329,001
LOCKHEED MARTIN CORP COM 539830109 383 999 SH   SOLE 0 0 0 999
WEC ENERGY GROUP INC COM 92939U106 319 3,292 SH   SOLE 0 0 0 3,292
ISHARES TR RUS 1000 GRW ETF 464287614 451 2,080 SH   SOLE 0 0 0 2,080
UNIVERSAL DISPLAY CORP COM 91347P105 13,014 72,005 SH   SOLE 0 0 0 72,005
SPDR GOLD TR GOLD SHS 78463V107 23,119 130,527 SH   SOLE 0 0 0 130,527
CHECK POINT SOFTWARE TECH LT ORD M22465104 21,889 181,895 SH   SOLE 0 0 0 181,895
CHEMUNG FINL CORP COM 164024101 419 14,500 SH   SOLE 0 0 0 14,500
SPDR SER TR NUVEEN BLMBRG SR 78468R739 8,603 172,518 SH   SOLE 0 0 0 172,518
TOMPKINS FINANCIAL CORPORATI COM 890110109 1,064 18,732 SH   SOLE 0 0 0 18,732
ISHARES TR MSCI INDIA ETF 46429B598 208 6,145 SH   SOLE 0 0 0 6,145
PAYPAL HLDGS INC COM 70450Y103 227 1,154 SH   SOLE 0 0 0 1,154