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PROPERTY, BUILDINGS AND EQUIPMENT
12 Months Ended
Dec. 31, 2019
Property, Plant and Equipment [Abstract]  
PROPERTY, BUILDINGS AND EQUIPMENT
8. PROPERTY, BUILDINGS AND EQUIPMENT
The following table sets forth the components of property, buildings and equipment:
 
As of December 31,
 
2019
 
2018
 
(In thousands)
Buildings and leasehold improvements
$
110,056

 
$
111,510

Furniture, fixtures and equipment
162,029

 
186,523

Software costs
127,919

 
115,631

 
400,004

 
413,664

Accumulated depreciation and amortization
(268,415
)
 
(291,811
)
 
131,589

 
121,853

Land
24,106

 
23,996

Construction in progress
25,753

 
15,029

 
$
181,448

 
$
160,878


Depreciation expense was $15.9 million, $17.3 million and $16.3 million, and capitalized software amortization was $10.6 million, $9.8 million and $9.9 million, in 2019, 2018 and 2017, respectively. The unamortized software cost was $29.8 million and $24.2 million as of December 31, 2019 and 2018, respectively. Furniture, fixtures and equipment include finance leases of $9.7 million and $9.3 million and related accumulated amortization of $8.3 million and $8.4 million as of December 31, 2019 and 2018, respectively.