POWER OF ATTORNEY

	I, James H. Nicholson, Chief Financial Officer of PVF Capital Corp.
(the "Corporation"), hereby authorize and designate Robert J. King, Jr.,
Carol S. Porter or any partner of the law firm of
Kilpatrick Stockton LLP as my agent and attorney-in-fact, with full
power of substitution, to:

	(1)	prepare and sign on my behalf any Form 3, Form 4 or Form 5
under Section 16 of the Securities Exchange Act of 1934 with respect to the
Corporation's securities and file the same with the Securities and
Exchange Commission and each stock exchange on which the Corporation's stock
is listed;

	(2)	prepare and sign on my behalf any Form 144 Notice under
the Securities Act of 1933 with respect to a sale by me or on my behalf of
the Corporation's securities and file the same with the Securities
and Exchange Commission; and

	(3)	take any other action of any type whatsoever in connection with
the foregoing which, in the opinion of such attorney-in-fact, may be of benefit
to, in the best interest of, or legally required by, the undersigned, it
being understood that the documents executed by such attorney-in-fact on
behalf of the undersigned pursuant to this Power of Attorney shall be in
such form and shall contain such terms and conditions as such
attorney-in-fact may approve in such attorney-in-fact's discretion.

	The undersigned hereby grants to each such attorney-in-fact full
power and authority to do and perform any and every act and thing whatsoever
requisite, necessary or proper to be done in the exercise of any of the
rights and powers herein granted, as fully to all intents and purposes as
the undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall
lawfully do or cause to be done by virtue of this power of attorney and the
rights and powers herein granted. The undersigned acknowledges that the
foregoing attorney-in-fact, in serving in such capacity at the request
of the undersigned, are not assuming, nor is the Corporation assuming,
any of the undersigned's responsibilities to comply with Section 16 of
the Securities Exchange Act of 1934.

	This Power of Attorney shall remain in effect until the undersigned
is no longer required to file Forms 3, 4 and 5 with respect to the
undersigned's holdings of and transactions in securities issued by
the Corporation, unless earlier revoked by the undersigned in a signed
and dated writing delivered to each of the foregoing attorneys-in-fact.

Dated: November 12, 2009               /s/ James H. Nicholson