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Fair Value (Tables)
 12 Months Ended
Jun. 30, 2013
Fair Value Disclosures [Abstract]  
Assets and Liabilities Measured at Fair Value on Recurring Basis

Assets and liabilities measured at fair value on a recurring basis at June 30, 2013 and 2012 are summarized below:

 

     June 30, 2013     Quoted
Prices in
Active
Markets for
Identical
Assets
(Level 1)		      Significant
Other
Observable
Inputs
(Level 2)		     Significant
Unobservable
Inputs
(Level 3)		  

Assets:

          

Securities available for sale:

          

Trust preferred securities

    $ 20,214,199      $ —         $ 20,214,199      $ —     

Mortgage-backed GSE securities

      28,936,340        —           28,936,340        —     

Loans held-for-sale

      28,835,018        —           28,835,018        —     

Interest rate-lock commitments

      118,090        —           118,090        —     

Liabilities:

          

Mandatory forward sales contracts

      573,401        —           573,401        —     
     June 30, 2012     Quoted
Prices in
Active
Markets for
Identical
Assets
(Level 1)		      Significant
Other
Observable
Inputs
(Level 2)		     Significant
Unobservable
Inputs
(Level 3)		  

Assets:

          

Securities available for sale:

          

FNMA structured note

    $ 2,009,320      $ —         $ 2,009,320      $ —     

Trust preferred securities

      21,261,762        —           21,261,762        —     

Mortgage-backed GSE securities

      15,386,963        —           15,386,963        —     

Loans held-for-sale

      25,062,786        —           25,062,786        —     

Interest rate-lock commitments

      1,773,453        —           1,773,453        —     

Liabilities:

          

Mandatory forward sales contracts

      (117,718 )      —           (117,718 )      —     
Assets Measured at Fair Value on Nonrecurring Basis

Assets measured at fair value on a nonrecurring basis at June 30, 2013 and 2012 are summarized below:

 

     June 30, 2013      Quoted
Prices in
Active
Markets for
Identical
Assets
(Level 1)		      Significant
Other
Observable
Inputs
(Level 2)		      Significant
Unobservable
Inputs
(Level 3)		  

Assets:

            

Impaired loans

            

1-4 Family

    $ 2,984,394       $ —         $ —         $ 2,984,394   

1-4 Family Construction

      —           —           —           —     

Multi-Family

      —           —           —           —     

Commercial Real Estate

      2,859,282         —           —           2,859,282   

Commercial Non-Real Estate

      112,011         —           —           112,011   

Land

      1,136,256         —           —           1,136,256   

Real estate owned

               —     

1-4 Family

      2,134,123         —           —           2,134,123   

Commercial Real Estate

      2,174,939         —           —           2,174,939   

Land

      2,611,185         —           —           2,611,185   

Impaired mortgage servicing rights

      7,128,171         —           7,128,171         —     
     June 30, 2012      Quoted
Prices in
Active
Markets for
Identical
Assets
(Level 1)		      Significant
Other
Observable
Inputs
(Level 2)		      Significant
Unobservable
Inputs
(Level 3)		  

Assets:

            

Impaired loans

            

1-4 Family

    $ 4,033,385       $ —         $ —         $ 4,033,385   

1-4 Family Construction

      660,862         —           —           660,862   

Multi-Family

      324,974         —           —           324,974   

Commercial Real Estate

      5,688,747         —           —           5,688,747   

Commercial Non-Real Estate

      238,229         —           —           238,229   

Land

      4,223,074         —           —           4,223,074   

Real estate owned

            

1-4 Family

      2,042,573         —           —           2,042,573   

Commercial Real Estate

      923,262         —           —           923,262   

Land

      2,914,174         —           —           2,914,174   

Impaired mortgage servicing rights

      6,499,157         —           6,499,157         —     
Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non-Recurring Basis

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at June 30, 2013:

 

     Fair value at
June 30, 2013		      Valuation
Techniques		    Unobservable
Inputs		    Range
(Weighted
Average)

1-4 Family

    $ 2,984,394       Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

1-4 Family Construction

      —         Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

Multi-Family

      —         Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

Commercial Real Estate

      2,859,282       Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

Commercial Non-Real Estate

      112,011       Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

Land

      1,136,256       Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    0% - 9%

Other real estate owned

      6,920,247       Appraisal value -
sales comparison
approach		    Adjustment by
management to
reflect current
conditions and
selling costs		    9% - 19%

Impaired mortgage servicing rights

      7,128,171       Discounted Cash
Flow		    Discount Rate    N/A
Aggregate Fair Value, Contractual Balance (Including Accrued Interest), and Gain or Loss Loans Held for Sale

As of June 30, 2013 and 2012, the aggregate fair value, contractual balance (including accrued interest), and gain or loss was as follows:

 

     2013      2012  

Aggregate fair value

    $ 28,835,018       $ 25,062,786   

Contractual balance

      28,115,513         24,324,044   

Gain (loss)

      719,505         738,742   
Carrying Amounts and Estimated Fair Values of Financial Instruments

The carrying amounts and estimated fair values of financial instruments at June 30, 2013 were as follows:

 

           Fair Value Measurements at June 30, 2013  
     Carrying
Value		     Level 1     Level 2     Level 3      Total  
     (dollars in thousands)  

Assets:

            

Cash and amounts due from financial institutions

    $ 22,760      $ 22,760      $ —        $ —         $ 22,760   

Interest-bearing deposits

      77,825        77,825        —          —           77,825   

Securities available for sale

      49,151        —          49,151        —           49,151   

Loans receivable, net

      535,818        —          —          561,101         561,101   

Loans receivable held for sale, net

      28,835        —          28,835        —           28,835   

Federal Home Loan Bank stock

      12,811        N/A        N/A        N/A         N/A   

Accrued interest receivable

      1,944        —          126        1,818         1,944   

Commitments to make loans intended to be sold

      118        —          118        —           118   

Mandatory forward sale contract

      573        573        —          —           573   

Liabilities:

            

Demand deposits and savings

      (303,850 )      (303,850 )      —          —           (303,850 ) 

Time deposits

      (326,764 )      —          (327,789 )      —           (327,789 ) 

Notes payable

      (939 )      —          (939 )      —           (939 ) 

Advances from the Federal Home Loan Bank

      (35,000 )      —          (36,561 )      —           (36,561 ) 

Accrued interest payable

      (116 )      (31 )      (85 )      —           (116 ) 

 

The carrying amounts and estimated fair values of financial instruments at June 30, 2012 were as follows:

 

           Fair Value Measurements at June 30, 2012  
     Carrying
Value		     Level 1     Level 2     Level 3      Total  
     (dollars in thousands)  

Assets:

            

Cash and amounts due from financial institutions

    $ 5,841      $ 5,841      $ —        $ —         $ 5,841   

Interest-bearing deposits

      114,270        114,270        —          —           114,270   

Securities available for sale

      38,658        —          38,658        —           38,658   

Loans receivable, net

      541,628        —          —          569,603         569,603   

Loans receivable held for sale, net

      25,063        —          25,063        —           25,063   

Federal Home Loan Bank stock

      12,811        N/A        N/A        N/A         N/A   

Accrued interest receivable

      2,047        —          174        1,873         2,047   

Commitments to make loans intended to be sold

      1,773        —          1,773        —           1,773   

Liabilities:

            

Demand deposits and savings

      (271,412 )      (271,412 )      —          —           (271,412 ) 

Time deposits

      (384,567 )      —          (385,872 )      —           (385,872 ) 

Notes payable

      (1,046 )      —          (1,046 )      —           (1,046 ) 

Advances from the Federal Home Loan Bank

      (35,000 )      —          (37,222 )      —           (37,222 ) 

Mandatory forward sale contract

      (118 )      (118 )      —          —           (118 ) 

Accrued interest payable

      (120 )      (112 )      (8 )      —           (120 )