Consolidated Statements of Operations (USD $)	12 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2011
Interest and dividends income
Loans	$ 26,658,566	$ 27,782,801	$ 30,214,747
Mortgage-backed securities	264,079	289,690	1,749,216
Federal Home Loan Bank stock dividends	559,452	537,608	560,354
Securities	508,424	316,180	241,238
Federal funds sold and interest-bearing deposits	245,117	321,889	216,221
Total interest and dividends income	28,235,638	29,248,168	32,981,776
Interest expense
Deposits	4,499,158	6,793,493	9,247,128
Long-term borrowings	1,073,872	1,080,898	2,913,075
Total interest expense	5,573,030	7,874,391	12,160,203
Net interest income	22,662,608	21,373,777	20,821,573
Provision for loan losses	2,050,000	6,982,000	13,540,000
Net interest income after provision for loan losses	20,612,608	14,391,777	7,281,573
Non-interest income
Service charges and other fees	1,163,898	838,333	694,547
Mortgage banking activities, net	11,455,432	9,137,364	6,615,079
Gain on sale of SBA loans	990,164	455,993	114,453
Increase in cash surrender value of bank-owned life insurance	155,214	228,573	276,056
Gain on sale of mortgage-backed securities			1,232,112
Loss on real estate owned	(166,670)	(673,950)	(498,995)
Provision for real estate owned losses	(1,054,196)	(1,728,797)	(1,303,154)
Other, net	833,080	857,705	807,689
Total non-interest income	13,376,922	9,115,221	7,937,787
Non-interest expense
Compensation and benefits	12,948,443	11,461,869	10,710,612
Office occupancy and equipment	2,238,596	2,351,359	2,471,196
FDIC insurance	1,124,091	1,727,508	2,131,524
Professional and legal	770,707	410,000	486,077
Outside services	3,492,119	3,590,266	2,778,151
Franchise tax	813,626	881,994	818,726
Real estate owned and collection expense	1,703,509	2,534,228	2,945,405
Merger-related expense	672,909
Other	2,286,119	2,699,595	2,446,950
Total non-interest expense	26,050,119	25,656,819	24,788,641
Income (loss) before federal income taxes	7,939,411	(2,149,821)	(9,569,281)
Federal income tax provision (benefit)	(1,118,679)	(218,999)	121,839
Net income (loss)	$ 9,058,090	$ (1,930,822)	$ (9,691,120)
Basic earnings (loss) per share	$ 0.35	$ (0.08)	$ (0.38)
Diluted earnings (loss) per share	$ 0.34	$ (0.08)	$ (0.38)
Dividend declared per common share