CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended		9 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Mar. 31, 2013	Mar. 31, 2012
Interest and dividends income
Loans	$ 6,522,409	$ 6,884,277	$ 20,176,903	$ 20,984,085
Mortgage-backed securities	61,278	95,138	191,024	210,777
Federal Home Loan Bank stock dividends	136,862	145,309	425,199	402,233
Securities	120,894	146,456	387,304	184,798
Federal funds sold and interest-bearing deposits	51,168	73,700	184,091	254,586
Total interest and dividends income	6,892,611	7,344,880	21,364,521	22,036,479
Interest expense
Deposits	1,012,425	1,592,190	3,508,571	5,324,370
Long-term borrowings	265,017	268,267	806,167	812,887
Total interest expense	1,277,442	1,860,457	4,314,738	6,137,257
Net interest income	5,615,169	5,484,423	17,049,783	15,899,222
Provision for loan losses		2,016,000	2,050,000	5,482,000
Net interest income after provision for loan losses	5,615,169	3,468,423	14,999,783	10,417,222
Non-interest income
Service charges and other fees	237,436	238,403	888,591	623,081
Mortgage banking activities, net	2,464,702	3,332,547	9,355,545	6,149,734
Gain on sale of SBA loans	556,326		552,640	221,218
Increase in cash surrender value of bank-owned life insurance	35,088	54,928	119,980	173,915
Loss on real estate owned	(65,662)	(209,813)	(182,703)	(453,770)
Provision for real estate owned losses	(540,415)	(401,580)	(993,876)	(1,276,403)
Other, net	223,860	260,603	667,798	634,573
Total non-interest income	2,911,335	3,275,088	10,407,975	6,072,348
Non-interest expense
Compensation and benefits	3,277,109	2,854,357	9,633,127	8,481,444
Office occupancy and equipment	538,052	607,606	1,676,009	1,770,900
FDIC insurance	239,639	440,182	874,116	1,295,613
Professional and legal	259,107	60,000	620,000	305,000
Outside services	892,755	736,031	2,261,646	1,849,102
Maintenance contracts	87,373	221,825	437,526	640,682
Franchise tax	212,950	224,145	606,364	675,000
Real estate owned and collection expense	435,629	573,306	1,284,263	1,970,677
Merger-related expense	275,861		275,861
Other	472,502	800,731	1,782,955	2,066,964
Total non-interest expense	6,690,977	6,518,183	19,451,867	19,055,382
Income (loss) before federal income taxes	1,835,527	225,328	5,955,891	(2,565,812)
Federal income tax provision (benefit)	73,000		130,000	(25,178)
Net income (loss)	$ 1,762,527	$ 225,328	$ 5,825,891	$ (2,540,634)
Basic earnings (loss) per share	$ 0.07	$ 0.01	$ 0.22	$ (0.10)
Diluted earnings (loss) per share	$ 0.07	$ 0.01	$ 0.22	$ (0.10)
Dividend declared per common share