Regulatory Matters (Tables)

9 Months Ended

Mar. 31, 2013

Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations

At March 31, 2013, the Bank was in compliance with regulatory capital requirements as set forth below (dollars in thousands):

	Actual					Required For Capital Adequacy Purposes					Capitalized Under Prompt Corrective Action Regulations
	Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2013
Total Capital to risk weighted assets	$	83,616		13.76	%	$	48,598		8.00	%	$	60,748		10.00	%
Tier 1 (Core) Capital to risk weighted assets		75,932		12.50	%		24,299		4.00	%		36,449		6.00	%
Tier 1 (Core) Capital to adjusted total assets		75,932		9.92	%		30,607		4.00	%		38,259		5.00	%
Tangible Capital to adjusted total assets		75,932		9.92	%		11,478		1.50	%		N/A		N/A

At June 30, 2012, the Bank was in compliance with regulatory capital requirements as set forth below (dollars in thousands):

	Actual					Required For  Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Regulations					Required Under Regulatory Bank Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
June 30, 2012
Total Capital to risk weighted assets	$	77,332		13.00	%	$	47,605		8.00	%	$	59,506		10.00	%	$	71,407		12.00	%
Tier 1 (Core) Capital to risk weighted assets		69,787		11.73	%		23,802		4.00	%		35,704		6.00	%		N/A		N/A
Tier 1 (Core) Capital to adjusted total assets		69,787		8.66	%		32,224		4.00	%		40,280		5.00	%		64,448		8.00	%
Tangible Capital to adjusted total assets		69,787		8.66	%		12,084		1.50	%		N/A		N/A			N/A		N/A