MORTGAGE BANKING ACTIVITIES - Mortgage Banking Activities (Detail) (USD $)	3 Months Ended
Sep. 30, 2012	Sep. 30, 2011
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage loan servicing fees	$ 671,611	$ 654,577
Amortization of mortgage loan servicing rights	(972,306)	(773,379)
Impairment of mortgage loan servicing rights	(604,179)	(698,468)
Mortgage loan servicing (loss), net	(904,874)	(817,270)
Changes in fair value of loans held for sale	(87,634)	231,052
Changes in fair value of mortgage banking derivatives	567,931	748,776
Realized gains on sale of loans	3,550,824	847,607
Gain on the sale of mortgage loans	$ 4,031,121	$ 1,827,435

The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.

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The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.

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