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LOANS RECEIVABLE - Loans Receivable (Detail) (USD $)
Sep. 30, 2012
Jun. 30, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable $ 559,965,954 $ 558,317,524
Net deferred loan origination fees (644,038) (637,144)
Allowance for loan losses (16,135,640) (16,052,865)
Total loans receivable, net 543,186,276 541,627,515
1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance for loan losses (5,689,939) (5,765,276)
Multi-Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance for loan losses (1,136,178) (1,903,138)
Commercial Real Estate [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance for loan losses (5,796,594) (5,084,179)
Commercial and Industrial [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 37,556,592 35,443,184
Allowance for loan losses (1,230,094) (928,043)
Land Loans [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance for loan losses (1,959,076) (2,057,301)
Consumer [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 2,101,434 2,112,708
Allowance for loan losses (10,805) (9,616)
Owner Occupied [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 59,297,788 58,743,933
Non-Owner Occupied [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 34,303,456 34,368,320
Second Mortgage [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 28,729,779 29,202,145
Second Mortgage [Member] | Multi-Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 144,754 145,642
Second Mortgage [Member] | Commercial Real Estate [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 4,799,704 5,750,283
Home Equity Lines of Credit [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 64,933,215 65,908,899
Home Equity Investment Lines of Credit [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 5,267,763 5,645,851
Construction Loans [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 1,341,302 514,052
Construction Loans [Member] | Multi-Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 108,428 5,375,000
Construction Loans [Member] | Commercial Real Estate [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 9,126,892 7,732,736
Construction Models/Speculative [Member] | 1-4 Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 621,042 1,608,137
Multi-Family [Member] | Multi-Family [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 62,638,057 53,959,459
Commercial [Member] | Commercial Real Estate [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 198,023,597 198,287,457
Lines of Credit [Member] | Commercial Real Estate [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 22,656,803 22,335,619
Lot Loans [Member] | Land Loans [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable 9,346,567 12,091,093
Acquisition and Development Loans [Member] | Land Loans [Member]
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans receivable $ 18,968,781 $ 19,093,006