Net Tax Effects of Temporary Differences That Give Rise to Significant Portions of Deferred Tax Assets and Liabilities (Detail) (USD $)	Jun. 30, 2012	Jun. 30, 2011
Deferred Income Tax Assets And Liabilities [Line Items]
Loan loss reserves	$ 7,314,023	$ 7,380,529
Deferred compensation	179,258	165,118
Deferred loan fees, net	123,361	340,042
Unrealized gains on loans and securities held for sale	108,246	41,852
Net operating loss carryforward	5,532,746	4,476,068
Other	93,425	131,765
Total gross deferred tax assets	13,351,059	12,535,374
FHLB stock dividend	(2,041,343)	(2,041,343)
Originated mortgage servicing asset	(2,334,894)	(2,556,558)
Fixed assets	(293,669)	(336,641)
Prepaid franchise tax	(122,767)	(154,652)
Debt discharge income deferral	(2,788,000)	(2,788,000)
Other	(982,187)	(239,509)
Total gross deferred tax liabilities	(8,562,860)	(8,116,703)
Deferred tax asset before valuation allowance	4,788,199	4,418,671
Deferred tax valuation allowance	(4,788,199)	(4,418,671)
Total net deferred tax asset