XML 12 R55.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans Individually Evaluated for Impairment by Class of Loan (Detail) (USD $)
12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method $ 266,691  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 61,499  
Total loans evaluated for impairment 328,190  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 266,691  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 61,499  
Total loans evaluated for impairment 328,190 14,200,000
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 31,678,916  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 14,557,752  
Total loans evaluated for impairment 46,236,668  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 1,418,334 13,034,992
Total loans evaluated for impairment 1,418,334 13,034,992
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 40,110,745 [1] 25,943,866
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 4,221,075 [1] 38,534,211
Total loans evaluated for impairment 44,331,820 [1] 64,478,077
Impaired Financing Receivable With No Related Allowance Recorded Investment 30,362,204 25,988,095 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 4,216,258 38,599,902 [2]
Total loans evaluated for impairment 34,578,462 64,587,997 [2]
Commercial Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance   1,638,065
Impaired Financing Receivable With No Related Allowance Recorded Investment   1,561,184 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment   1,640,858 [2]
Commercial and Industrial Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 662  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 662  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 2,335,961  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 1,404,807  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 300,860 768,973
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 801,075 [1]  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 300,860 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 439,781  
Impaired Financing Receivable With Related Allowance Recorded Investment 300,517  
Consumer Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Owner Occupied | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 30,882  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 30,882  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 5,437,834  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 526,956  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 39,981 198,181
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 6,380,803 [1] 7,120,361
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 232,751 [1] 687,815
Impaired Financing Receivable With No Related Allowance Recorded Investment 5,671,079 7,132,500 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 232,485 688,987 [2]
Non Owner Occupied | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 48,828  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 10,112  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 48,828  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 10,112  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 3,503,049  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 1,243,154  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 8,286 2,024,076
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 4,597,708 [1] 1,155,176
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 117,360 [1] 4,877,627
Impaired Financing Receivable With No Related Allowance Recorded Investment 2,453,581 1,157,145 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 117,226 4,885,942 [2]
Second Mortgage | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 3,958  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 3,958  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 1,374,161  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 175,881  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 14,685 266,872
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 1,455,914 [1] 1,043,508
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 247,293 [1] 266,418
Impaired Financing Receivable With No Related Allowance Recorded Investment 1,230,284 1,045,287 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 247,011 266,872 [2]
Second Mortgage | Multi-Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Second Mortgage | Commercial Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 1,660  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 1,660  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 192,399  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 34,220  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1] 570,500
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 0 571,473 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Home Equity Loans | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 1,344,562  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 1,629,256  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 299,759 954,907
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 1,834,685 [1] 939,835
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 895,875 [1] 2,270,761
Impaired Financing Receivable With No Related Allowance Recorded Investment 1,832,595 941,437 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 894,852 2,274,632 [2]
Home Equity Loans And Lines Of Credit | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 204,703  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 470,382  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 302,322 49,506
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 157,120 [1] 133,678
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 407,757 [1] 345,147
Impaired Financing Receivable With No Related Allowance Recorded Investment 156,943 133,906 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 407,293 345,735 [2]
Construction Loans | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 4,821  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 4,821  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 52,573  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Construction Loans | Multi-Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 0  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 0  
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Construction Loans | Commercial Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 575,159  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 711,804  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0 1,051,178
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 828,490 [1] 369,370
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1] 3,446,009
Impaired Financing Receivable With No Related Allowance Recorded Investment 643,863 370,000 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 0 3,451,883 [2]
Construction Model | 1-4 Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 14,047  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 14,047  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 475,027  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 1,064,520  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 101,716 935,146
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 678,779 [1] 176,909
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 526,363 [1] 2,995,299
Impaired Financing Receivable With No Related Allowance Recorded Investment 354,986 177,211 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 525,762 3,000,405 [2]
Multi Family | Multi-Family
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 4,081  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 4,081  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 550,760  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 92,056  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0 117,896
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 635,053 [1] 2,144,180
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1] 368,200
Impaired Financing Receivable With No Related Allowance Recorded Investment 622,228 2,147,835 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 0 368,828 [2]
Commercial | Commercial Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 147,148  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 37,340  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 147,148  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 37,340  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 8,005,131  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 3,796,149  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 98,725 1,367,503
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 10,902,253 [1] 6,430,196
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 1,357,202 [1] 8,602,959
Impaired Financing Receivable With No Related Allowance Recorded Investment 9,286,678 6,441,158 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 1,355,653 8,617,625 [2]
Commercial | Commercial and Industrial Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance   1,558,527
Line of Credit | Commercial Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 2,413,942  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 48,854  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0  
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 617,240 [1] 2,898,286
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1]  
Impaired Financing Receivable With No Related Allowance Recorded Investment 616,536 2,903,227 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 0  
Lot Loans | Land
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 5,519  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 5,519  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 2,955,360  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 962,537  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 252,000 867,189
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 5,235,050 [1] 964,116
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 135,614 [1] 2,971,835
Impaired Financing Receivable With No Related Allowance Recorded Investment 3,678,550 965,760 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment 135,459 2,976,902 [2]
Acquisition and Development Loans | Land
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method 19,132  
Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method 0  
Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method 19,132  
Impaired Financing Receivable With Related Allowance Interest Income Accrual Method 0  
Impaired Financing Receivable With No Related Allowance Average Recorded Investment 2,258,295  
Impaired Financing Receivable With Related Allowance Average Recorded Investment 2,397,176  
Impaired Financing Receivable With No Related Allowance 0  
Impaired Financing Receivable Related Allowance 0 4,433,565
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 5,986,575 [1] 439,224
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance 0 [1] 10,064,076
Impaired Financing Receivable With No Related Allowance Recorded Investment 3,375,100 439,972 [2]
Impaired Financing Receivable With Related Allowance Recorded Investment $ 0 $ 10,081,233 [2]
[1] There are $13.9 million of loans individually identified for impairment accruing interest.
[2] There are $14.2 million of loans individually identified for impairment accruing interest.