Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Operating activities:
Net loss	$ (2,157,491)	$ (7,121,876)
Adjustments to reconcile net income to net cash flow from operating activities
Amortization of premium on mortgage-backed securities	61,120	202,807
Depreciation and amortization	534,499	563,052
Provision for loan losses	5,482,000	9,390,000
Gain on the sale of loans receivable held for sale	(6,712,912)	(7,514,596)
Gain on the sale of SBA loans	(221,218)
Impairment of mortgage loan servicing rights	580,303	338,427
Provision for write downs on other real estate owned	1,276,403	1,004,470
Accretion of deferred loan origination fees, net	(370,876)	(322,505)
Loss on disposal of other real estate owned, net	453,770	282,690
Market adjustment for loans held for sale	(215,785)	273,721
Change in fair value of mortgage banking derivatives	(877,137)	208,477
Stock compensation	269,333	222,908
Change in accrued interest on securities, loans, and borrowings, net	70,404	(60,338)
Proceeds from loans receivable held for sale	258,407,978	310,276,809
Origination of loans receivable held for sale, net	(260,989,856)	(303,712,459)
Earnings on cash surrender value of bank-owned life insurance	(173,915)	(209,395)
Net change in other assets and other liabilities	13,139,793	(1,695,055)
Net cash from operating activities	8,556,413	2,127,137
Investing activities:
Loan repayments and originations, net	(12,680,504)	11,013,313
Principal repayments on mortgage-backed securities available for sale	2,266,125	11,478,648
Purchase of mortgage-backed securities available for sale	(13,805,028)	(5,138,782)
Purchase of securities available for sale	(23,871,399)	(47,950,000)
Calls of securities available for sale	8,950,000	52,000,000
Additions to office properties and equipment, net	(372,197)	(351,512)
Proceeds from sale of other real estate owned	4,899,309	4,204,737
Net cash (used) provided by investing activities	(34,613,694)	25,256,404
Financing activities:
Net increase (decrease) in demand deposits, NOW, and savings	84,621,972	26,244,651
Net increase (decrease) in time deposits	(69,995,389)	(46,540,557)
Repayment of note payable	(80,000)	(80,000)
Repayment of repurchase agreement		(50,000,000)
Net increase (decrease) in advances from borrowers for taxes and insurance	(3,284,566)	2,474,913
Net cash provided (used) by financing activities	11,262,017	(67,900,993)
Net decrease in cash and cash equivalents	(14,795,264)	(40,517,452)
Cash and cash equivalents at beginning of period	149,291,405	130,042,946
Cash and cash equivalents at end of period	134,496,141	89,525,494
Supplemental disclosures of cash flow information:
Cash payments of interest	6,132,279	10,087,811
Supplemental noncash investing activity:
Transfer of loans to other real estate owned	$ 8,208,748	$ 4,396,549