Consolidated Statements Of Operations (USD $)	3 Months Ended		9 Months Ended
	Mar. 31, 2012	Mar. 31, 2011	Mar. 31, 2012	Mar. 31, 2011
Interest and dividends income
Loans	$ 7,079,214	$ 7,328,247	$ 21,367,228	$ 23,116,620
Mortgage-backed securities	95,138	419,470	210,777	1,347,261
Federal Home Loan Bank stock dividends	145,309	145,309	402,233	418,203
Securities	146,456	43,033	184,798	183,955
Federal funds sold and interest-bearing deposits	73,700	72,288	254,586	153,404
Total interest and dividends income	7,539,817	8,008,347	22,419,622	25,219,443
Interest expense
Deposits	1,592,190	2,171,129	5,324,370	7,184,421
Long-term borrowings	268,267	828,394	812,887	2,643,346
Total interest expense	1,860,457	2,999,523	6,137,257	9,827,767
Net interest income	5,679,360	5,008,824	16,282,365	15,391,676
Provision for loan losses	2,016,000	2,090,000	5,482,000	9,390,000
Net interest income after provision for loan losses	3,663,360	2,918,824	10,800,365	6,001,676
Non-interest income
Service charges and other fees	238,403	131,252	623,081	491,947
Gain on sale of mortgage loans	3,849,221	378,298	7,805,834	6,644,282
Income (loss) from mortgage servicing fees	(516,674)	425,358	(1,656,100)	(866,120)
Gain on sale of SBA loans			221,218
Increase in cash surrender value of bank-owned life insurance	54,928	65,773	173,915	209,395
Loss on other real estate owned	(209,813)	(59,560)	(453,770)	(282,690)
Provision for write downs on other real estate owned	(401,580)	(279,160)	(1,276,403)	(1,004,470)
Other, net	260,603	174,453	634,573	742,181
Total non-interest income	3,275,088	836,414	6,072,348	5,934,525
Non-interest expense
Compensation and benefits	2,854,357	2,867,152	8,481,444	7,753,597
Office occupancy and equipment	607,606	656,002	1,770,900	2,016,648
FDIC Insurance	440,182	480,057	1,295,613	1,707,741
Professional and legal	60,000	77,000	305,000	325,482
Outside services	736,031	570,657	1,849,102	1,496,681
Maintenance contracts	221,825	107,814	640,682	443,324
Franchise tax	224,145	230,250	675,000	593,298
Other real estate owned and collection expense	573,306	846,864	1,970,677	2,206,173
Other	800,731	781,878	2,066,964	1,976,401
Total non-interest expense	6,518,183	6,617,674	19,055,382	18,519,345
Income (loss) before federal income taxes	420,265	(2,862,436)	(2,182,669)	(6,583,144)
Federal income tax provision (benefit)		(68,901)	(25,178)	538,732
Net income (loss)	$ 420,265	$ (2,793,535)	$ (2,157,491)	$ (7,121,876)
Basic earnings (loss) per share	$ 0.02	$ (0.11)	$ (0.08)	$ (0.28)
Diluted earnings (loss) per share	$ 0.02	$ (0.11)	$ (0.08)	$ (0.28)
Dividend declared per common share