Consolidated Statements Of Financial Condition (USD $)	Mar. 31, 2012	Jun. 30, 2011
ASSETS
Cash and amounts due from depository institutions	$ 18,291,587	$ 19,138,325
Interest-bearing deposits	110,204,554	130,153,080
Federal funds sold	6,000,000
Total cash and cash equivalents	134,496,141	149,291,405
Securities available for sale	24,217,782	8,946,674
Mortgage-backed securities available for sale	16,690,100	4,972,121
Loans receivable held for sale, net	16,385,607	9,392,389
Loans receivable, net of allowance of $16,913,711 and $29,996,893, respectively	546,642,670	547,282,037
Office properties and equipment, net	7,394,462	7,556,764
Other real estate owned, net	9,552,019	7,972,753
Federal Home Loan Bank stock	12,811,100	12,811,100
Bank-owned life insurance	23,594,004	23,420,089
Prepaid expenses and other assets	14,688,185	15,409,502
Total assets	806,472,070	787,054,834
LIABILITIES AND STOCKHOLDERS' EQUITY
Non-interest bearing deposits	50,977,023	32,133,869
Interest-bearing deposits	616,221,395	620,437,966
Total deposits	667,198,418	652,571,835
Note payable	1,072,778	1,152,778
Long-term advances from the Federal Home Loan Bank	35,000,000	35,000,000
Advances from borrowers for taxes and insurance	7,928,354	11,212,923
Accrued expenses and other liabilities	25,504,793	15,835,317
Total liabilities	736,704,343	715,772,853
Stockholders' equity
Serial preferred stock, none issued
Common stock, $.01 par value, 65,000,000 shares authorized; 26,217,796 and 26,142,443 shares issued, respectively	262,178	261,424
Additional paid-in capital	100,812,296	100,543,717
Accumulated deficit	(26,946,269)	(24,788,778)
Accumulated other comprehensive loss	(523,331)	(897,235)
Treasury stock at cost, 472,725 shares	(3,837,147)	(3,837,147)
Total stockholders' equity	69,767,727	71,281,981
Total liabilities and stockholders' equity	$ 806,472,070	$ 787,054,834