8-K 1 pvf8k011504.txt FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 15, 2004 ---------------- PVF CAPITAL CORP. ------------------------------------------------------ (Exact Name of Registrant as Specified in its Charter) Ohio 0-24948 34-1659805 -------------------------------------------------------------------------------- (State or Other Jurisdiction) (Commission (IRS Employer of Incorporation) File Number) Identification No.) 30000 Aurora Road, Solon, Ohio 44139 -------------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (440) 248-7171 -------------- Not Applicable ------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS --------------------------------------------------------------------------- (a) Not applicable (b) Not applicable (c) The following exhibit is filed herewith: Exhibit 99.1 Press Release dated January 15, 2004 ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION ------------------------------------------------------- On January 15, 2004, PVF Capital Corp. (the "Company") issued a press release announcing its unaudited financial results for the quarter ended December 31, 2003. A copy of the press release is attached to this Report as an exhibit and is furnished herewith. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PVF CAPITAL CORP. Date: January 16, 2004 By: /s/ C. Keith Swaney ----------------------------- C. Keith Swaney President, Chief Operating Officer and Treasurer