Exhibit 7.2

PARK VIEW FEDERAL
          SAVINGS BANK Crown Centre Building
5005 Rockside Rood -Fifth floor -Su1te^,5cB
RO.Box318003 -lndependence.01144131-8003

Umberto P Fedoli
President

(218) 320-8080 -1800 837-7191
Cax (216) 901-8199

      April 3, 2007

Mr. Umberto Fedeli
The Fedeli Group 5005
Rockside Road
Independence, OH 44131

Dear Unberto:

I received your letter to the PVF Capital Corp. Board of Directors dated March 21, 2007, in which you requested the Board’s approval of your proposed purchase of additional shares of the Company’s stock. At this time, the Board does not believe it to be in the best interests of the Company or its shareholders to grant your request..

You have on a number of occasions contacted individual directors to present your ideas concerning the Company, including an agreed-to meeting with two of our Board members, Stu Neidus and Stan.Taros, on March 10. We appreciate the time you have devoted and I can assure you that we will consider your views. At the same time, what directors of a public company can say to you in response to your ideas concerning Board discussions or the Company’s future plans is extremely limited due to the Federal securities laws. Company counsel has advised the Board that its members are prohibited from sharing with you in private discussions either, the Board’s internal discussions or the Company’s plans for its future, and that all Company-related information of significance should be disclosed publicly and not in private sessions with individual investors. We of course remain open to hearing new ideas, but the law forces us to be in listening mode, rather than privately discussing the Company’s future plans.

Thank you again for your interest in PVF Capital Corp.

Very truly yours,

PARK VIEW FEDERAL SAVINGS BANK

John R. Male
Chairman

JRM/tg

CORPORATE CENTER • 30000 Aurora Road • Solon • OH 44139
Tel: (440) 248-7171  • Fax: (440) 914-3916 • www.parkviewfederal.com