1
                 EXHIBIT 5.0 OPINION OF KILPATRICK STOCKTON LLP


 2


March 3, 2009


PVF Capital Corp.
30000 Aurora Road
Solon, Ohio 44139


         RE:      PVF CAPITAL CORP. 2008 EQUITY INCENTIVE PLAN

Board Members:

         We have been requested by PVF Capital Corp., an Ohio corporation (the
"Company"), to issue our opinion in connection with the registration of shares
of the Company's common stock, par value $0.01 per share, under the Securities
Act of 1933, as amended (the "Securities Act"). The registration statement on
Form S-8 (the "Registration Statement") covers 650,000 shares that may be issued
upon (i) the exercise of options to purchase shares of the Common Stock, or (ii)
the distribution of shares of Common Stock upon the issuance of stock awards or
performance awards.

         We have made such legal and factual examinations and inquiries as we
have deemed advisable for the purpose of rendering this opinion. In our
examination, we have assumed but have not verified (i) the genuineness of all
signatures; (ii) the authenticity of all documents submitted to us as originals;
(iii) the conformity with the originals of all documents supplied to us as
copies; and (iv) the accuracy and completeness of all corporate records and
documents and of all certificates and statements of fact, in each case given or
made available to us by the Company or its subsidiaries.

         Based on the foregoing, and limited in all respects to Ohio law, it is
our opinion that the shares reserved for issuance under the above-referenced
Plan are duly authorized and, with respect to, the shares issuable upon the
exercise of stock options granted or to be granted, under the Plan, upon payment
for such shares, and, with respect to awards of shares under the Plan, upon
issuance of such shares, in the manner described in the Plan, the shares will be
validly issued, fully paid and nonassessable.

         We note that, although certain portions of the Registration Statement
(the financial statements and schedules) have been included therein (through
incorporation by reference) on the authority of "experts" within the meaning of
the Securities Act, we are not experts with respect to any portion of the
Registration Statement, including, without limitation, the financial statements
or schedules or the other financial information or data included therein.

         We hereby consent to the filing of this opinion as an exhibit to the
Company's Registration Statement on Form S-8, and we consent to the use of the
name of our firm under the heading "Interests of Named Experts and Counsel"
therein.

                                             Very truly yours,

                                             KILPATRICK STOCKTON LLP

                                             /s/ Joel E. Rappoport

                                             Joel E. Rappoport, a Partner