EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
EARNINGS PER SHARE
Weighted average common shares outstanding, Basic	611,432	623,115	616,888	622,692
Weighted average of net additional shares outstanding assuming dilutive options exercised and proceeds used to purchase treasury stock and conversion of preferred stock	126,029	120,080	122,335	132,189
Weighted average number of shares outstanding, Diluted	737,461	743,195	739,223	754,881
Net income	$ 531,285	$ 1,213,894	$ 1,819,281	$ 2,676,646
Deduct: convertible preferred stock dividends	(48,108)	(48,108)	(97,285)	(107,399)
Net income available to common shareholders	483,177	1,165,786	1,721,996	2,569,247
Net income available to common shareholders, diluted	$ 531,285	$ 1,213,894	$ 1,819,281	$ 2,676,646
Net earnings per share available to common shareholders, Basic (in dollars per share)	$ 0.79	$ 1.87	$ 2.79	$ 4.13
Net earnings per share available to common shareholders, Diluted (in dollars per share)	$ 0.72	$ 1.63	$ 2.46	$ 3.55