false2024-07-31Q30000927971--10-31This amount is net of $63 million and $3,646 million cash and cash equivalents acquired as part of acquisitions for the three and nine months ended July 31, 2023. To mitigate changes in the Canadian dollar equivalent of the purchase price on close, we entered into forward contracts, which qualified for hedge accounting.These amounts are either supported by insured mortgages or issued by U.S. agencies and government-sponsored enterprises. NHA refers to the National Housing Act.Trading securities include interests of $11,376 million as at July 31, 2024 ($3,346 million as at October 31, 2023) in Collateralized Mortgage Obligations (CMO). We receive CMO in return for our sales of Mortgage Backed Securities (MBS) to certain structured vehicles that we do not consolidate. When we subsequently sell these CMO to third parties, but do not transfer substantially all risks and rewards of ownership to the third-party investor, or we maintain an interest in the sold instrument, we retain these CMO on our Consolidated Balance Sheet. Refer to Note 7 of our annual consolidated financial statements for the year ended October 31, 2023 for further discussion on these vehicles.Amounts are net of ACL of $3 million ($3 million as at October 31, 2023).Amounts are net of ACL of $4 million ($3 million as at October 31, 2023).The liabilities for incurred claims relating to insurance contracts in our creditor and reinsurance business were $110 million as at July 31, 2024 and $131 million as at October 31, 2023.Interest expense for liabilities carried at fair value is $726 million and $2,061 million for the three and nine months ended July 31, 2024, respectively ($650 million and $1,776 million for the three and nine months ended July 31, 2023, respectively). Interest expense for liabilities carried at amortized cost is $11,583 million and $33,030 million for the three and nine months ended July 31, 2024, respectively ($9,266 million and $24,458 million for the three and nine months ended July 31, 2023).Deposits include structured note liabilities, money market and metals deposits designated at FVTPL and certain embedded options related to structured deposits carried at amortized cost.Net of income tax (provision) of $0 million, $(14) million, $nil million for the three months ended and $0 million, $(55) million for the nine months ended, respectively.Includes dividends paid on securities sold but not yet purchased. Net of income tax (provision) recovery of $0 million, $137 million, and $42 million for the three months ended and $0 million, $114 million for the nine months ended, respectively.Net of income tax (provision) of $0 million, $(17) million, $(19) million for the three months ended and $0 million, $(19) million for the nine months ended, respectively.Net of income tax (provision) of $0 million, $nil million, $nil million for the three months ended and $0 million, $nil million for the nine months ended, respectively.Net of income tax (provision) recovery of $0 million, $103 million, $(104) million for the three months ended and $0 million, $(96) million for the nine months ended, respectively.Net of income tax (recovery) of $0 million, $(144) million, $(126) million for the three months ended and $0 million, $(223) million for the nine months ended, respectively.Net of income tax (provision) recovery of $0 million, $547 million, $635 million for the three months ended and $0 million, $367 million for the nine months ended, respectively.Net of income tax provision of $0 million, $15 million, $2 million for the three months ended and $0 million, $11 million for the nine months ended, respectively.Other assets include precious metals, segregated fund assets and investment properties in our insurance business, carbon credits, certain receivables and other items measured at fair value.Other liabilities include investment contract liabilities and segregated fund liabilities in our insurance business, as well as certain securitization and structured entities’ liabilities measured at FVTPL.Gains are net of (losses) on hedge contracts. 0000927971 2023-11-01 2024-07-31 0000927971 2024-07-31 0000927971 2023-10-31 0000927971 2024-05-01 2024-07-31 0000927971 2023-05-01 2023-07-31 0000927971 2022-11-01 2023-07-31 0000927971 2024-02-01 2024-04-30 0000927971 2024-03-08 0000927971 2024-07-17 0000927971 2022-11-01 2023-10-31 0000927971 2022-11-01 0000927971 2023-04-30 0000927971 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SECURITIES AND EXCHANGE COMMISSION
Report of Foreign Private Issuer
Pursuant to Rule
13a-16
or
15d-16
of the Securities Exchange Act of 1934
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For the month of: August, 2024 |
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Commission File Number: 001-13354 |
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100 King Street West |
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1 First Canadian Place |
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129 rue Saint-Jacques |
Toronto, Ontario |
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Montreal, Quebec |
Canada, M5X 1A1 |
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Canada, H2Y 1L6 |
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Indicate by check mark whether the registrant files or will file annual reports under cover of Form
20-F
or Form
40-F:
Indicate by check mark if the registrant is submitting the Form
6-K
in paper as permitted by Regulation
S-T
Rule 101(b)(1):
☐
Indicate by check mark if the registrant is submitting the Form
6-K
in paper as permitted by Regulation
S-T
Rule 101(b)(7):
☐
INCORPORATION BY REFERENCE
The information contained in this Form
6-K
and any exhibits hereto shall be deemed filed with the Securities and Exchange Commission (“SEC”) solely for purposes of incorporation by reference into and as part of the following registration statements of the registrant on file with and declared effective by the SEC:
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1. |
Registration Statement – Form F-3 – File No. 333-214934 |
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2. |
Registration Statement – Form F-3 – File No. 333-264388 |
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3. |
Registration Statement – Form S-8 – File No. 333-191591 |
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4. |
Registration Statement – Form S-8 – File No. 333-180968 |
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5. |
Registration Statement – Form S-8 – File No. 333-177579 |
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6. |
Registration Statement – Form S-8 – File No. 333-177568 |
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7. |
Registration Statement – Form S-8 – File No. 333-176479 |
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8. |
Registration Statement – Form S-8 – File No. 333-175413 |
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9. |
Registration Statement – Form S-8 – File No. 333-175412 |
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10. |
Registration Statement – Form S-8 – File No. 333-113096 |
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11. |
Registration Statement – Form S-8 – File No. 333-14260 |
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12. |
Registration Statement – Form S-8 – File No. 33-92112 |
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13. |
Registration Statement – Form S-8 – File No. 333-207739 |
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14. |
Registration Statement – Form S-8 – File No. 333-237522 |
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15. |
Registration Statement – Form S-8 – File No. 333-276007 |
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
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BANK OF MONTREAL |
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By: |
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Name: |
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Tayfun Tuzun |
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Title: |
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Chief Financial Officer |
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: August 27, 2024 |
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By: |
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Name: |
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Paul V. Noble |
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Title: |
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Corporate Secretary |
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Exhibit |
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Description of Exhibit |
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Third Quarter 2024 Management’s Discussion and Analysis of Results of Operations and Financial Condition |
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Third Quarter 2024 Consolidated Financial Statements |
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Third Quarter 2024 Consolidated Capitalization of Bank of Montreal |
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Interactive Data File (formatted as Inline XBRL) |
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Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) |