The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 12-31-2022
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: BANK OF MONTREAL /CAN/
Address: 1 FIRST CANADIAN PLACE
TORONTO, A6  M5X 1A1
Form 13F File Number: 028-07640
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Eric Moss
Title: SVP, DGC, Chief Compliance Officer
Phone: (416) 359-6226
Signature, Place, and Date of Signing:
/s/ Eric Moss TorontoA6 02-01-2023
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 8
Form 13F Information Table Entry Total: 11,470
Form 13F Information Table Value Total: 230,739,341,102
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Name Form 13F File No. CRD No. (if applicable) SEC File No. (if applicable) CIK
1 Bank of Montreal Europe Plc 028-17461     0001674398
2 BMO Asset Management Inc. 028-16018     0001600094
3 BMO CAPITAL MARKETS CORP. 028-17436 000016686 801-73047 0000772028
4 BMO Family Office, LLC 028-17442 000110264 801-56868 0001673962
5 BMO Harris Bank NA       0001526648
6 BMO NESBITT BURNS INC. 028-16021     0001599966
7 BMO PRIVATE INVESTMENT COUNSEL INC. 028-16020 000160344 801-74232 0001600095
8 Stoker Ostler Wealth Advisors, Inc. 028-11481 000111320 801-54265 0001336488