Exhibit 24.3


                  CONSENT OF INDEPENDENT AUDITORS


     We consent to the reference to our firm under the caption  "Experts" in the
Registration Statement  (Post-Effective Amendment No. 4 on Form S-2 to Form SB-2
No. 333-64177) and the related  Prospectus of Intervest  Bancshares  Corporation
and to the  incorporation  by reference  therein of our report dated January 18,
2001 with  respect to the  consolidated  financial  statements  and  schedule of
Intervest Corporation of New York and subsidiaries included in the Annual Report
(Form 10-K) of Intervest Bancshares  Corporation for the year ended December 31,
2000, filed with the Securities and Exchange Commission.



                                            RICHARD A. EISNER & COMPANY, LLP
                                            New York, New York
                                            December 27, 2001