CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 4,903	$ 5,193
Interest-bearing deposits and other short-term investments	38,394	25,663
Total cash and cash equivalents	43,297	30,856
Restricted cash for securitization investors	458	400
Securities available for sale (amortized cost of $88.1 billion and $87.0 billion and allowance for credit losses of $4 million and $3 million as of December 31, 2023 and 2022, respectively)	79,117	76,919
Loans held for investment:
Total loans held for investment	320,472	312,331
Allowance for credit losses	(15,296)	(13,240)
Net loans held for investment	305,176	299,091
Loans held for sale ($347 million and $191 million carried at fair value as of December 31, 2023 and 2022, respectively)	854	203
Premises and equipment, net	4,375	4,351
Interest receivable	2,478	2,104
Goodwill	15,065	14,777
Other assets	27,644	26,548
Total assets	478,464	455,249
Liabilities:
Interest payable	649	527
Deposits:
Non-interest-bearing deposits	28,024	32,203
Interest-bearing deposits	320,389	300,789
Total deposits	348,413	332,992
Securitized debt obligations	18,043	16,973
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	538	883
Senior and subordinated notes	31,248	30,826
Other borrowings	27	33
Total other debt	31,813	31,742
Other liabilities	21,457	20,433
Total liabilities	420,375	402,667
Commitments, contingencies and guarantees (see Note 18)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of both December 31, 2023 and 2022)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 696,242,668 and 690,334,422 shares issued as of December 31, 2023 and 2022, respectively; 380,389,609 and 381,318,702 shares outstanding as of December 31, 2023 and 2022, respectively)	7	7
Additional paid-in capital, net	35,541	34,725
Retained earnings	60,945	57,184
Accumulated other comprehensive loss	(8,268)	(9,916)
Treasury stock, at cost (par value $0.01 per share; 315,853,059 and 309,015,720 shares as of December 31, 2023 and 2022, respectively)	(30,136)	(29,418)
Total stockholders’ equity	58,089	52,582
Total liabilities and stockholders’ equity	478,464	455,249
Total	320,472	312,331
Unsecuritized loans held for investment
Cash and cash equivalents:
Total cash and cash equivalents	25,647	22,006
Loans held for investment:
Total loans held for investment	289,229	283,282
Other assets	2,526	2,281
Total assets	89,215	81,915
Other debt:
Senior and subordinated notes	30,817	28,970
Other liabilities	309	363
Total liabilities	31,126	29,333
Stockholders’ equity:
Total stockholders’ equity	58,089	52,582
Total liabilities and stockholders’ equity	89,215	81,915
Total	289,229	283,282
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	31,243	29,049
Total assets	33,288	31,045
Other debt:
Total liabilities	18,746	17,908
Stockholders’ equity:
Total	$ 31,243	$ 29,049