XML 61 R51.htm IDEA: XBRL DOCUMENT v3.23.3
Loans - Trouble Debt Restructurings (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 495   $ 1,629
Commitments to lend on loans modified in TDRs $ 75 214 $ 75 214
Credit Card:        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 106   $ 289
Credit Card: | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   100.00%   100.00%
Average Rate Reduction   19.77%   19.63%
Credit Card: | Domestic Card | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted-average interest rate reduction 19.40%   19.19%  
Credit Card: | Domestic Card | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Payment delay duration (in months) 12 months   12 months  
Credit Card: | International card businesses | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted-average interest rate reduction 27.41%   27.08%  
Credit Card: | International card businesses | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Payment delay duration (in months) 0 months   0 months  
Consumer Banking:        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 276   $ 796
Consumer Banking: | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   64.00%   56.00%
Average Rate Reduction   8.45%   8.59%
Consumer Banking: | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   97.00%   97.00%
Average Term Extension (Months)   5 months   4 months
Consumer Banking: | Auto        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 275   $ 794
Consumer Banking: | Auto | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   64.00%   56.00%
Average Rate Reduction   8.45%   8.59%
Weighted-average interest rate reduction 8.67%   8.74%  
Consumer Banking: | Auto | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   97.00%   97.00%
Average Term Extension (Months)   5 months   4 months
Payment delay duration (in months) 6 months   6 months  
Consumer Banking: | Retail banking        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 1   $ 2
Consumer Banking: | Retail banking | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted-average interest rate reduction 0.00%   2.00%  
Consumer Banking: | Retail banking | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   60.00%   76.00%
Average Term Extension (Months)   14 months   13 months
Payment delay duration (in months) 8 months   13 months  
Commercial Portfolio        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 113   $ 544
Commercial Portfolio | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   20.00%   6.00%
Average Rate Reduction   0.78%   0.35%
Commercial Portfolio | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   99.00%   72.00%
Average Term Extension (Months)   15 months   13 months
Commercial Portfolio | Commercial and multifamily real estate        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 38   $ 302
Commercial Portfolio | Commercial and multifamily real estate | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   58.00%   10.00%
Average Rate Reduction   0.78%   0.35%
Weighted-average interest rate reduction 0.00%   0.00%  
Commercial Portfolio | Commercial and multifamily real estate | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   100.00%   80.00%
Average Term Extension (Months)   11 months   13 months
Payment delay duration (in months) 11 months   15 months  
Commercial Portfolio | Commercial and industrial        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 75   $ 242
Commercial Portfolio | Commercial and industrial | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Weighted-average interest rate reduction 0.25%   0.25%  
Commercial Portfolio | Commercial and industrial | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   98.00%   62.00%
Average Term Extension (Months)   17 months   14 months
Payment delay duration (in months) 17 months   9 months  
Domestic credit card: | Credit Card:        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 77   $ 196
Domestic credit card: | Credit Card: | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   100.00%   100.00%
Average Rate Reduction   16.79%   15.76%
International card businesses: | Credit Card:        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Principal balance reduction   $ 29   $ 93
International card businesses: | Credit Card: | Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
% of TDR Activity   100.00%   100.00%
Average Rate Reduction   27.52%   27.73%