Exhibit 99.1

Capital One Financial Corporation

Monthly Charge-Off and Delinquency Metrics

As of and for the month ended December 31, 2022

	Loans Held for Investment				Net Charge-Offs				30+ Day Performing Delinquencies				Nonperforming Loans
(Dollars in millions, except as noted)	Average		Period-End		Amount		Rate(1)		Amount		Rate(2)		Amount		Rate(3)
Credit Card:(4)
Domestic	$	129,065	$	131,581	$	384	3.57	%	$	4,515	3.43	%	N/A		N/A
Consumer Banking:
Auto	78,687		78,373		117		1.78		4,402		5.62		$	595	0.76	%

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(1)Net charge-off rate is calculated by dividing annualized net charge-offs for the period by average loans held for investment during the period for the specified loan category. Net charge-offs and the net charge-off rate are impacted periodically by fluctuations in recoveries, including impacts of debt sales.

(2)30+ day performing delinquency rate is calculated by dividing 30+ day performing delinquent loans as of the end of the period by period-end loans held for investment for the specified loan category.

(3)Nonperforming loan rate is calculated by dividing nonperforming loans as of the end of the period by period-end loans held for investment for the specified loan category.

(4)Period-end loans held for investment and average loans held for investment include billed finance charges and fees. We recognize billed finance charges and fee income on open-ended loans in accordance with the contractual provisions of the credit arrangements and estimate the uncollectible amount on a quarterly basis. Billed finance charges and fees that are ultimately uncollectible are reflected as a reduction in revenue and not included in our net charge-offs.