CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Operating activities:
Income from continuing operations, net of tax	$ 9,968	$ 149
Income (loss) from discontinued operations, net of tax	(3)	(1)
Net income (loss)	9,965	148
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision (benefit) for credit losses	(2,325)	10,000
Depreciation and amortization, net	2,628	2,701
Deferred tax provision (benefit)	580	(1,420)
Net securities losses (gains)	(6)	(25)
Gain on sales of loans	(8)	(15)
Stock-based compensation expense	270	128
Other (including (gains) and losses from equity investments)	8	(477)
Loans held for sale:
Originations and purchases	(7,011)	(6,739)
Proceeds from sales and paydowns	6,227	5,833
Changes in operating assets and liabilities:
Changes in interest receivable	59	207
Changes in other assets	(4,833)	1,052
Changes in interest payable	(111)	(107)
Changes in other liabilities	2,211	785
Net change from discontinued operations	(6)	1
Net cash from operating activities	7,648	12,072
Securities available for sale:
Purchases	(21,951)	(35,189)
Proceeds from paydowns and maturities	20,795	15,593
Proceeds from sales	1,735	812
Loans:
Net changes in loans held for investment	(16,185)	9,083
Principal recoveries of loans previously charged off	1,901	1,898
Net purchases of premises and equipment	(504)	(543)
Net cash from acquisition activities	(551)	(7)
Net cash from other investing activities	(286)	(564)
Net cash from investing activities	(15,046)	(8,917)
Financing activities:
Changes in deposits	597	42,763
Issuance of securitized debt obligations	2,991	1,248
Maturities and paydowns of securitized debt obligations	(2,638)	(5,752)
Issuance of senior and subordinated notes and long-term FHLB advances	996	3,987
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(3,851)	(7,156)
Changes in other borrowings	139	(6,636)
Common stock:
Net proceeds from issuances	191	184
Dividends paid	(894)	(415)
Preferred stock:
Net proceeds from issuances	2,053	1,330
Dividends paid	(200)	(212)
Redemptions	(1,000)	(875)
Purchases of treasury stock	(4,953)	(390)
Proceeds from share-based payment activities	54	21
Net cash from financing activities	(6,515)	28,097
Changes in cash, cash equivalents and restricted cash for securitization investors	(13,913)	31,252
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	40,771	13,749
Cash, cash equivalents and restricted cash for securitization investors, end of the period	26,858	45,001
Non-cash items:
Net transfers from (to) loans held for investment to (from) loans held for sale	4,577	2,173
Interest paid	1,703	2,944
Income tax paid	$ 1,672	$ 625