CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 3,350	$ 3,407
Interest-bearing deposits with banks	5,744	4,616
Total cash and cash equivalents	9,094	8,023
Restricted cash for securitization investors	287	1,017
Securities available for sale, at fair value	41,511	39,061
Securities held to maturity, at carrying value	25,019	24,619
Loans held for investment:
Total loans held for investment	238,019	229,851
Allowance for Loan and Lease losses	(6,258)	(5,130)
Net loans held for investment	231,761	224,721
Loans held for sale, at lower of cost or fair value	994	904
Premises and equipment, net	3,561	3,584
Interest receivable	1,251	1,189
Goodwill	14,493	14,480
Other assets	17,090	16,450
Total assets	345,061	334,048
Liabilities:
Interest payable	237	299
Deposits:
Non-interest-bearing deposits	25,565	25,847
Interest-bearing deposits	200,416	191,874
Total deposits	225,981	217,721
Securitized debt obligations	18,411	16,166
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	1,079	981
Senior and subordinated notes	24,001	21,837
Other borrowings	16,329	20,131
Total other debt	41,409	42,949
Other liabilities	10,810	9,629
Total liabilities	296,848	286,764
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 3,975,000 and 3,375,000 shares issued and outstanding as of September 30, 2016 and December 31, 2015, respectively)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 651,136,853 and 648,317,395 shares issued as of September 30, 2016 and December 31,2015, respectively, 489,220,122 and 527,259,920 shares outstanding as of September 30, 2016 and December 31,2015, respectively)	7	6
Additional paid-in capital, net	30,439	29,655
Retained earnings	29,245	27,045
Accumulated other comprehensive income (loss)	121	(616)
Treasury stock, at cost (par value $.01 per share; 161,916,731 and 121,057,475 shares as of September 30, 2016 and December 31, 2015, respectively)	(11,599)	(8,806)
Total stockholders’ equity	48,213	47,284
Total liabilities and stockholders’ equity	345,061	334,048
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	206,763	196,068
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	$ 31,256	$ 33,783