EXHIBIT 21.1

SUBSIDIARIES OF THE REGISTRANT
Name of Subsidiary	State of Organization
First American Bank NBC Securities, Inc. NBC Joint Ventures, Inc. . Corporate Billing, Inc. FAB Investments, Inc. Clay County Finance Company, Inc. ANB Insurance Services, Inc. Bill Eyerly Insurance, Inc.	Alabama Alabama Alabama Alabama Nevada Alabama Alabama Florida
Bank of Dadeville Ashland Insurance, Inc. TBD Investments, Inc.	Alabama Alabama Nevada
Alabama Exchange Bank Tuskegee Loan Company, Inc. AEB Investments, Inc.	Alabama Alabama Nevada
First Gulf Bank, National Association.	National Bank
Public Bank.	Florida
Georgia State Bank	Georgia
GEO Investments, Inc.	Nevada
Community Bank of Naples, National Association. CBN Investments, Inc	National Bank Nevada
Millennium Bank	Florida
CypressCoquina Bank	Florida
Indian River National Bank Indian River Title Company, LLC IRNB Insurance Services, LLC	National Bank Florida Florida
Alabama National Statutory Trust I	Connecticut
Alabama National Statutory Trust II	Connecticut
Alabama National Statutory Trust III	Connecticut
Indian River Capital Trust I	Delaware
The ANB Foundation	Alabama

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