PROMISSORY NOTE


$103,404.00                                                     Costa  Mesa,  CA
                                                                 June  27,  2001


FOR  VALUE  RECEIVED, the undersigned, e-NET FINANCIAL.COM CORPORATION, a Nevada
corporation,  promises  to  pay  to  EMB CORPORATION, a Hawaiian Corporation, or
order,  the  principal  sum  of One Hundred Three Thousand Four Hundred Four and
no/100  dollars ($103,404.00), together with interest on the outstanding balance
of  such  principal sum computed at the rate of ten percent (10%) per annum from
date  hereof.

The  entire  principal balance, together with accrued interest, shall be due and
payable,  in  full,  on  December  15,  2002.

There  shall be no penalty for prepayment of principal at any time following the
date  hereof.

If  this  Note  is not paid in full when it becomes due, Maker agrees to pay all
costs  and  expenses  of  collection,  including  reasonable  attorney's  fees.

e-NET  FINANCIAL.COM  CORPORATION



By: /s/ Vincent Rinehart
------------------------------------
    Vincent  R. Rinehart,  President