EXHIBIT 23.2

                       CONSENT OF INDEPENDENT ACCOUNTANTS

We consent to the incorporation by reference in this registration statement on
Form S-8 (File No. 333-95407) of our report dated July 21, 2000, which appears
on page F-2 of the 2000 Annual Report on Form 10-K of E-Net Financial
Corporation and subsidiaries for the year ended April 30, 2000.

                                     /s/ CONSENT OF MCKENNON WILSON & MORGAN LLP


Irvine, California
November 28, 2000


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