EXHIBIT 10.2(b)


                             RELEASE OF ALL CLAIMS



     FOR AND IN CONSIDERATION of Mutual Releases of all claims hereby
acknowledged, the undersigned being of lawful age, do for Genesis Residential
Healthcare, (A California Corporation) Inc., and E-Net Financial Corporation, (A
Nevada Corporation) each officer and director as agents and individuals, heirs,
executors, administrators and assigns, hereby fully release, acquit and forever
discharge each Corporation, their attorneys, counselors at law, officers and
directors, agents, insurance companies and corporations, from any and all
actions, causes of action, claims, demands, damages, costs, loss of services,
expenses, compensation, and unknown potential future damages or injuries
resulting from or to result from or by reason of any acts or omissions on the
part of said Releases occurring at any time prior hereto.

     It is understood and agreed that all rights under Section 1542 of the Civil
Code California which provides as follows:

            "CERTAIN CLAIMS NOT AFFECTED BY GENERAL RELEASE... . .A GENERAL
          RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR
          SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE.
          WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT
          WITH THE DEBTOR" are hereby EXPRESSLY WAIVED.

     We hereby declare and represent that any damages sustained are uncertain
and indefinite, and in making this Release and Agreement, it is understood and
agreed that we rely wholly upon our judgement, belief and knowledge of the
nature and extent of said damage, if any and that we have not been influenced to
any extent whatsoever in making this Release by any representations or
statements regarding said damages, or regarding any other matters, made by the
Releases or by any person or persons representing them.




     We hereby declare and represent that the undersigned is executing this
release after having been recommended to and had an opportunity to receive full
legal advice as to our rights from legal counsel.

     This Release contains the ENTIRE AGREEMENT and understanding concerning the
subject matter between the parties and supersedes and replaces all prior
negotiations and proposed agreements, written or oral.  Each of the parties
hereto acknowledges that: no other party has made any promise, representation
or warranty whatsoever, express or implied, not contained herein, concerning the
subject matter hereof, to induce them to execute this Release in reliance
thereon.



Genesis Residential Healthcare, Inc.


Dated 12/2/99                           By: /s/ William W. Ashby
      ---------                             -----------------------
                                            Releaser

e-Net Financial Corporation

Dated 12/2/99                           By: /s/ Michael P. Roth
      ---------                             -----------------------
                                            Releaser