SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0104 Estimated average burden hours per response: 0.5

1. Name and Address of Reporting Person* SUTTER HOLDING CO INC (Last) (First) (Middle) 150 POST ST SUITE 405 (Street) SAN FRANCISCO CA 94108 (City) (State) (Zip)	2. Date of Event Requiring Statement (Month/Day/Year) 07/31/2003	3. Issuer Name and Ticker or Trading Symbol ANZA CAPITAL INC [ AZAC ]
		4. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director X 10% Owner Officer (give title below) Other (specify below)	5. If Amendment, Date of Original Filed (Month/Day/Year)
			6. Individual or Joint/Group Filing (Check Applicable Line) Form filed by One Reporting Person X Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock Warrants	07/31/2004	07/31/2008	Common Stock	1,000,000	(1)	D

1. Name and Address of Reporting Person* SUTTER HOLDING CO INC (Last) (First) (Middle) 150 POST ST SUITE 405 (Street) SAN FRANCISCO CA 94108 (City) (State) (Zip) Relationship of Reporting Person(s) to Issuer Director X 10% Owner Officer (give title below) Other (specify below)

1. Name and Address of Reporting Person* DIXON ROBERT E (Last) (First) (Middle) 150 POST STREET SUITE 405 (Street) SAN FRANCISCO CA 94108 (City) (State) (Zip) Relationship of Reporting Person(s) to Issuer Director 10% Owner Officer (give title below) X Other (specify below) Director of Sutter Holding Co.

1. Name and Address of Reporting Person* KNUFF WILLIAM GEORGE III (Last) (First) (Middle) 150 POST STREET SUITE 405 (Street) SAN FRANCISCO CA 94018 (City) (State) (Zip) Relationship of Reporting Person(s) to Issuer Director 10% Owner Officer (give title below) X Other (specify below) Director of Sutter Holding Co.

Explanation of Responses:

1. Exercisable by delivery of 1 share of American Residential Funding, Inc. Series A Preferred Stock for each share of Common Stock subject to the Warrant.

	Sutter Holding Co., Inc., by Robert E. Dixon, Co-chief executive officer	08/08/2003
	Robert E. Dixon, Director of Sutter Holding Co., Inc.	08/08/2003
	William G. Knuff, III, Director of Sutter Holding Co., Inc.	08/08/2003
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.