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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
OPERATING ACTIVITIES:      
Net (loss) income $ (1,676) $ 59  
Adjustments to reconcile net income (loss) to net cash (used for) provided by operating activities:      
Provision for loan losses 500 630 704
Amortization of securities 569 543  
Depreciation expense 164 182  
Recognition of deferred income, net of costs (15) (127)  
Deferral of fee income, net of costs 55 129  
Gain on investment transactions (24) (525)  
Loss (gain) on OREO sales 258 (97)  
OREO impairment 750 119  
Changes in operating assets and liabilities:      
Decrease in accrued interest receivable 16 220  
Increase in cash surrender value of life insurance (125) (143)  
(Increase) decrease in other assets (2,314) 126  
Increase in other liabilities 377 208  
Increase in accrued interest payable 118 108  
Net cash (used for) provided by operating activities (1,347) 1,432  
INVESTING ACTIVITIES:      
Purchase of AFS securities (91,000) (107,426)  
Proceeds from sales of AFS securities 1,774 24,448  
Maturities of AFS securities 66,550 86,954  
Principal repayment on mortgage-backed securities AFS 6,923 8,598  
Net decrease in loans 1,669 12,840  
Redemption of FHLB/FRB stock 181 208  
Proceeds from sales of OREO, net of costs and improvements 4,101 826  
Purchase of office properties and equipment (236) (64)  
Net cash (used) provided by investing activities (10,038) 26,384  
FINANCING ACTIVITIES:      
Decrease in other borrowings (831) (4,429)  
Increase (decrease) in deposit accounts 132 (1,974)  
Net cash used for financing activities (699) (6,403)  
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (12,084) 21,413  
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 29,059 23,893 23,893
CASH AND CASH EQUIVALENTS AT END OF PERIOD 16,975 45,306 29,059
Cash paid for:      
Income taxes        
Interest 1,279 1,926  
Non-cash transactions:      
Loans foreclosed 1,117 2,090  
Unrealized gain (loss) on securities available for sale, net of income tax $ (4,014) $ 444