Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 4,254	$ 6,230
Interest earning balances with the Federal Reserve	4,251	2,531
Federal funds sold	8,470	20,298
Cash and cash equivalents	16,975	29,059
Investment and mortgage-backed securities-available for sale	180,408	169,214
Loans, net of unearned fees	124,400	127,781
Allowance for loan losses (ALL)	(4,312)	(4,367)
Loans, net of ALL	120,088	123,414
Other real estate owned (OREO)	5,182	9,174
Office properties and equipment, net	3,252	3,180
Federal Home Loan Bank stock, at cost	2,107	2,253
Federal Reserve Bank stock, at cost	736	771
Accrued interest receivable	1,232	1,248
Cash surrender value of life insurance	8,335	8,210
Other assets	5,733	3,419
TOTAL ASSETS	344,048	349,942
LIABILITIES
Demand and savings deposits	163,868	160,314
Time deposits	113,745	117,167
Total deposits	277,613	277,481
Advances from the Federal Home Loan Bank	37,500	37,500
Securities sold under agreements to repurchase	5,449	6,280
Floating rate junior subordinated deferrable interest debentures	12,372	12,372
Accrued interest payable	1,266	1,148
Other liabilities	3,330	2,953
TOTAL LIABILITIES	337,530	337,734
Commitments and contingencies-Note 5
SHAREHOLDERS' EQUITY
Serial preferred stock - $0.01 par value authorized - 500, 000 shares issued and outstanding - 9,266 shares at June 30, 2013 and December 31, 2012	9,263	9,260
Common stock - $0.01 par value, authorized - 5,000,000 shares, issued-2,192,958 and outstanding 1,790,599 shares at June 30, 2013 and December 31, 2012, respectively	20	20
Common stock warrant	25	25
Additional paid-in capital	12,919	12,919
Accumulated other comprehensive loss	(4,541)	(527)
Retained deficit, substantially restricted	(4,868)	(3,189)
Treasury stock, at cost	(6,300)	(6,300)
TOTAL SHAREHOLDERS' EQUITY	6,518	12,208
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 344,048	$ 349,942