Consolidated Statements Of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
OPERATING ACTIVITIES:
Net income	$ 59	$ 119
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	630
Amortization of securities	543	346
Depreciation expense	182	196
Recognition of deferred income, net of costs	(127)	(61)
Deferral of fee income, net of costs	129	72
Other than temporary impairment charge on AFS securities		191
Gain on investment transactions	(525)	(278)
(Gain) loss on OREO sales	(97)	51
OREO impairment	119	498
Changes in operating assets and liabilities:
Decrease in accrued interest receivable	220	179
Increase in cash surrender value of life insurance	(143)	(179)
Decrease in other assets	126	23
Increase in other liabilities	208	93
Increase in accrued interest payable	108	192
Net cash provided by operating activities	1,432	1,442
Purchase of investment and mortgage-backed securities:
Available for sale	(107,426)	(33,443)
Proceeds from sale of investment and mortgage- backed securities:
Available for sale	24,448	24,098
Proceeds from maturity of investment and mortgage- backed securities:
Available for sale	86,954	36
Principal repayments on mortgage-backed securities:
Available for sale	8,598	4,988
Net decrease in loans	12,840	25,450
Redemption of FHLB/FRB stock	208	246
Proceeds from sales of foreclosed assets, net of costs and improvements	826	3,149
Purchase of office properties and equipment	(64)	(7)
Net cash provided by investing activities	26,384	24,517
FINANCING ACTIVITIES:
Proceeds from redemption of life insurance		1,032
Decrease in other borrowings	(4,429)	(5,029)
Decrease in deposit accounts	(1,974)	(17,559)
Net cash used by financing activities	(6,403)	(21,556)
NET INCREASE IN CASH AND CASH EQUIVALENTS	21,413	4,403
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	23,893	24,865
CASH AND CASH EQUIVALENTS AT END OF PERIOD	45,306	29,268
Cash paid for:
Income taxes
Interest	1,926	2,831
Non-cash transactions:
Loans foreclosed	2,090	3,299
Unrealized gain on securities available for sale, net of income tax	$ 444	$ 393